Jason Hartman Foundation

Super-Monday, the youngest Creating Wealth listener and a letter about money from the late great Kobe Bryant. Today, investment counselor, Naresh returns with questions for Jason about a few investment properties in “The Vegas of the South,” and Citrus Springs Florida. Jason elaborates on the recurring real estate investment theme of “Refi ‘till you Die.” And finally, the importance of understanding ROA (Return On Amortization). Key Takeaways: [4:28] A Fourplex, new home construction deal! [7:05] Tunica Resorts property, the Vegas of the South [8:32] 32% return on invest IS a conservative number in a multidimensional asset class [8:50] How To Analyze an Asset Class, Free Video – JasonHartman.com [9:45] Advice on money, from a letter that Kobe Bryant wrote [15:30] “Refi ‘till you Die” plan [16:20] ROA return on amortization [26:50] Citrus Springs, Florida Website: www.JasonHartman.com Mamba Mentality: The Mindset That Made Kobe Bryant a Master

Thou shalt diversify. The continuation of our discussion on due diligence. Jason and Adam present tips on investigating the areas in which you own property. Use tools like google street view to take a tour of the surrounding areas to understand the influences for value and rent. Adam shares a real life scenario on a property in Merrillville, Indiana. Find out what questions you should ask before investing in a property. Key Takeaways: [3:00] Thou shalt diversify. Diversity into three to five markets. [5:55] Use google street view to understand the areas that surround your investment. [8:30] Check with local property management companies to confirm rent estimates. [11:15] Put the system to work with a real life evaluation of a current property. [14:10] The institutional apartments do a really good job of squeezing the rent out. We should be demanding more for our properties. Websites: www.JasonHartman.com/Properties

Do the Due! Do your due diligence. Jason Hartman speaks with investment counselor Adam Schroeder about key aspects of income property investing including; checking home prices with Zillow and contacting the Tax Assessor. The two give insight on working with lenders and the importance of home inspection and re-inspection. Key Takeaways: [4:00] Where to find pricing: MLS, Zillow and Tax Assessor [9:10] Pictures can be insanely misleading. Sometimes, it’s not even the same house. [14:25] A quick call to the country tax assessor can give you a ballpark estimate on taxes for an investment property. [19:35] Lender deals can change due to dynamics of reevaluations. [24:00] The licensing laws vary from state to state, check the requirements for you state Websites: www.JasonHartman.com/Properties

Investment counselor Adam Schroeder talks with one of the lenders in the network to discuss what mortgage rates investors should be expecting. Website: www.JasonHartman.com/Properties

Super-Monday, the youngest Creating Wealth listener and a letter about money from the late great Kobe Bryant. Today, investment counselor, Naresh returns with questions for Jason about a few investment properties in “The Vegas of the South,” and Citrus Springs Florida. Jason embellishes on the recurring real estate investment theme of “Refi ‘till you Die.” And finally, the importance of understanding ROA (Return On Amortization). Key Takeaways: [4:28] A Fourplex, new home construction deal! [7:05] Tunica Resorts property, the Vegas of the South [8:32] 32% return on invest IS a conservative number in a multidimensional asset class [8:50] How To Analyze an Asset Class, Free Video - JasonHartman.com [9:45] Advice on money, from a letter that Kobe Bryant wrote [15:30] “Refi ‘till you Die” plan [16:20] ROA return on amortization [26:50] Citrus Springs Florida Website: www.JasonHartman.com The Mindset That Made Kobe Bryant A Master

Jason Hartman and economist Thomas look back on the 2010s to see what the biggest stories were for investors. From the War on Terror to Obamacare to the aftermath of the Great Recession, it was a decade fraught with ups and downs that provided opportunities for investors to make good money. Key Takeaways: [5:13] The 10th biggest story of the decade: the War on Terror explodes the deficit [8:20] Why European debt issues will come to the fore in 2022 [12:37] The idea of Purchasing Power Parity and what it says about China's economy vs the US [16:42] As much as Jason doesn't like Obamacare, it makes the list of Top Stories of the 2010s [26:53] What Jason learned years ago during his day as a lobbyist [29:10] Thomas is seeing at least a 15% drop in the market coming when the Fed decides to let risk enter the market again Website: www.JasonHartman.com/Properties

Today's episode is Jason Hartman exploring Commandment #3: Thou Shalt Maintain Control a lot deeper. Maintaining control in real estate deals has been discussed quite a bit before, but it's not just real estate where control matters. Jason explores the collapse of Enron and why it was such a surprise and why Commandment #3 is crucial even in those scenarios. Key Takeaways: [3:10] Airbnb hasn't been through a recession yet, so there's a lot that isn't priced in to the market [7:12] The 3 major problems when you give up control in an investment [13:01] The Infographics Show: The Business Deception That Cost $60 Billion [16:06] The phrase "financial innovation" is a red flag when you hear it [22:13] Most companies don't have people inside to pump the brakes, because everyone is incentivized to speak highly and show it in the best possible light [24:33] Derivatives are the thing about the thing, but as an investor you want to be as close to the "thing" as possible Website: www.JasonHartman.com/Ask Jason Hartman Q

Jason Hartman talks with 32 year old Ryan Narus about his journey buying mobile home parks the last few years. Jason and Ryan discuss how to source deals, how to build communities, and finding investors to help you buy properties if you don't have the funds. Key Takeaways: [1:15] What led to Ryan starting to invest in real estate [4:33] How mobile home parks line up with Ryan's life views and desires [8:26] Evicting tenants who live in your mobile home vs their own mobile home [13:00] How to find and analyze mobile park deals [16:22] How Ryan values mobile home parks [19:44] Keep track of everyone you ever meet in this business, it's all about relations Website: www.ArchimedesGrp.com www.JasonHartman.com

Jason Hartman talks with Thomas Jones, former vice chairman and director of TIAA-CREF, former Chairman and Chief Executive Officer of Global Investment Management at Citigroup, and former Chairman and Chief Executive Officer of Citigroup Asset Management. He was also the former Vice Chairman of Federal Reserve Bank of New York. Jason and Thomas discuss Thomas' entrance into real estate, why Thomas is so bullish on America long term, and what sets America apart from the rest of the world. Key Takeaways: [2:31] Thomas and his bride actually started by bidding on 2 burned out buildings in Boston [7:49] Thomas is perennially bullish long term, so dips in the economy are buying opportunities for him [10:02] The changes on Wall Street over the years [14:11] The most disappointing aspect to the reforms that have been made since the Great Recession [19:19] One of the things that really sets America apart is the excited entrepreneurial spirit [23:35] America faced a metaphorical crossroads in the late 1960s [26:25] Ou

Jason Hartman talks with Daniel Ameduri, co-founder of Future Money Trends newsletter and author of Don't Save For Retirement: A Millennial's Guide to Financial Freedom, about how the working environment has changed from the Baby Boomers to Millennials and how the Millennial generation need to change their mindset about retirement in order to not be left behind when they're ready to leave the rat race. Key Takeaways: [4:24] What does Daniel mean when he tells people not to save for retirement??? [8:38] Beware financial advisers, there's more education required to be a hair stylist [13:21] Millennials should embrace the freelance economy [17:40] Daniel is seeing boom time for the next year Website: www.FutureMoneyTrends.com/Save

Jason Hartman talks with Spencer Burleigh, co-founder of www.RentTheBackyard.com. Spencer's company will build a unit on your land, list it online, and split the rental profits with you 50/50 as long as you have an area at least 25' by 20' clear and you live in your home most of the year. Listen in as Jason and Spencer discuss the business model and how you can take advantage of it. Key Takeaways: [1:37] What problem is Rent the Backyard addressing? [6:31] Rent the Backyard is able to create a second dwelling on the property without getting the land rezoned [11:07] The stigma behind manufactured housing needs to go away, but it also needs to get cheaper [14:39] The income side of Rent the Backyard's business model Website: www.RentTheBackyard.com

In today's off-topic 10th episode, Jason Hartman talks with Walter E Williams, Professor of Economics at George Mason University and author of American Contempt for Liberty, about what is going on in our society today. America has become a country of people who hate liberty and want to take from others to give to themselves or others who they deem need it more. There seems to be an unwillingness to accept that people earn more than others and thinking that the government needs to step in and play a role. Walter explains to Jason how we can solve our problems by telling the government to get out of the way more than telling them to help. Key Takeaways: [1:28] Do United States citizens really have contempt for liberty? [7:23] Has the Trump administration turned the tide at all? [10:45] Is a wealth tax fair? [15:33] Politicians are doing exactly what we elect them to do [20:47] The only way we're going to solve our nation's problems Website: www.WalterEWilliams.com

Jason Hartman talks with Jeff Fromm, the Millennial Marketing Guy, about the differences between Gen Y and Gen Z. While the two generations are close in age, they are incredibly different when it comes to advertising, so it's crucial that you know the difference in the two. Jeff explains how those differences will impact society at large and certain industries specifically. Key Takeaways: [3:16] Gen Z are NOT Millennials to the 2nd degree. They're more like Gen X [6:48] Some of the big differences between Gen Y and Gen Z [15:22] Gen Z and Y both like to be involved with companies that support their causes, but there are some differences [19:30] Will the Millennials and Gen Zers have interest in the McMansions that were built? Website: www.JeffFromm.com

Jason Hartman talks with Patri Friedman, Executive Director of The Seasteading Institute, about creating new countries using the seasteading technique. Patri discusses how the concept would work in today's environment and why it's not absurd to think of a country being created on the water. It's coming sooner than you expect. Key Takeaways: [1:44] What is seasteading? [6:37] Why not just buy land from a country rather than doing everything out at sea? [10:36] Patri's goal is seeing governments competing for citizens by treating them best [14:13] How do you deal with security when you're in the middle of the ocean? [18:34] What are these seasteads going to do for currency? Website: www.Seasteading.org www.Twitter.com/Patrissimo

Jason Hartman talks with Gabriel Weinberg, founder of DuckDuckGo and author of Traction: How Any Startup Can Achieve Customer Growth and Super Thinking: The Big Book of Mental Models, about how you can use some of the mental models to help you achieve the returns you desire. They also touch on the problem of achieving privacy in today's world and how DuckDuckGo helps in that. Key Takeaways: [1:45] What is Super Thinking? [6:17] The Mental Model of Forcing Function [10:08] The model fo Deliberate Practice [14:58] Beware of Hindsight Bias [18:46] To really get outsized returns you need to make a bet on the future Website: www.SuperThinking.com www.Twitter.com/Yegg

After giving a quick update on his cruise travels, Jason Hartman talks with Taylor St Germain, economic analyst at ITR Economics, about why lower interest rates haven't spurred the higher end housing market. The two also discuss what indicators Taylor looks at to get a gauge on the economy and the impact tariffs have had and may still have yet to come. Key Takeaways: [1:26] Are lower interest rates good news for cyclical markets or are they just too overpriced? [5:53] The rise in wages has helped the economy but it's not changing the overall trend or forecasts [9:51] Why are housing starts so important? [14:56] ITR's concerns with the tariffs currently being put in place [19:12] More tariffs could potentially put us in a recession, so be very careful if we see more coming Website: www.ITREconomics.com

Jason Hartman talks with Andres Pira, CEO of Blue Horizon Developments, Managing Director of Phuket Condos & Homes and author of the book Homeless to Billionaire – The 18 Principles of Wealth Attraction and Creating Unlimited Opportunity, about his journey through real estate investing and how he reached this point in his career. Andres explains the importance of giving before expecting and how that will help you succeed in business and life. Key Takeaways: [1:48] Andres' path through the real estate world [6:06] You have to take risks in life, so just make sure you consider the worst case scenario and whether you can bounce back from it [9:40] Vibrational giving: give out first, then good things will come later [14:49] Stop trying to win deals and make them win-win Website: www.AndresPira.com

Jason Hartman talks with Geoff Cook, co-founder and CEO of MeetMe and The Meet Group, about the creation of his company that has created a $400 market cap. MeetMe is a dating app like many others, but has differentiated itself by using live streaming. Geoff and his team have noticed that people are segmenting their personalities across brands rather than trying to change their privacy settings on one platform, and was able to take advantage of that. Key Takeaways: [1:49] How live streaming made Geoff's dating app revenue explode [4:48] Deciding to go forward with live streaming was an all in bet for the company [7:34] The problem right now with video on dating apps is that many people don't want to be in a video [10:21] People share different aspects of their life with different brands Website: www.MeetMe.com

Jason Hartman talks with Dan Martell, founder of SaaS Academy, about how to scale your business using software as a service. Dan and Jason explore how current conditions have actually created an even bigger opportunity for software services than originally thought. Most every problem that pops up can be solved with a service you can provide a subscription for. Key Takeaways: [2:15] You need to perfect 4 core pillars to get to scale [4:25] Dan likes using the acronym MEVO rather than MVP [8:37] Outline your product and go try and get 10 orders [11:38] What you need to make freemium work [14:20] Dan believes you succeed in business when you fall in love with the problem rather than the solution [17:52] We're moving toward a subscription society Website: www.DanMartell.com

Jason Hartman talks with Greg S Reid, author of the new book Wealth Made Easy: Millionaires and Billionaires Help You Crack the Code to Getting Rich, about the hacks he learned by interviewing multiple multi-millionaires and several billionaires. Greg also dispels some old advice that he doesn't think holds true today, as well as providing an important concept when planning your future. Key Takeaways: [2:25] Some of the hacks that Greg discovered in his research [6:25] The concept of CPC: Clues, Patterns, Choices [9:58] If the concept of "your income is the average of the 5 people you spend the most time with" is outdated, what's the solution nowadays [12:51] It's important to remember, thoughts are not things [15:44] Don't follow your passion to make money, create opportunities and wealth for yourself so you can follow your passion Website: Wealth Made Easy www.KeynoteSpeaker.tv