Creating Wealth Real Estate Investing With Jason Hartman

  • Autor: Vários
  • Narrador: Vários
  • Editora: Podcast
  • Duração: 1426:08:47
  • Mais informações

Informações:

Sinopse

Survive and thrive in today's economy! With over 900 episodes produced, business and investment guru Jason Hartman interviews top-tier guests, bestselling authors and financial experts including; Steve Forbes (Freedom Manifesto), Tomas Sowell (Housing Boom and Bust), Noam Chomsky (Manufacturing Consent), Jenny Craig (Health & Fitness CEO), Jim Cramer (Mad Money), Harvey Mackay (Swim With The Sharks & Get Your Foot in the Door), Todd Akin (Former US Congressman), William D. Cohan ( The Price of Silence, The Last Tycoon, & House of Cards), G. Edward Griffin (The Creature from Jekyll Island), Daniel Pink (National Geographic).Jason Hartman is the Founder and CEO of Platinum Properties Investor Network, The Hartman Media Company, and The Jason Hartman Foundation. Starting with very little, Jason, while still in college at the age of 19, embarked on a career in real estate while brokering properties for clients, he was investing in he own portfolio along the way. Through creativity, persistence and hard work, he soon joined the ranks of the top one-percent of Realtors in the U.S. and in quick succession; earned a number of prestigious industry awards and became a young multi-millionaire.Jason purchased an Irvine, California real estate brokerage firm which he expanded dramatically and was later acquired by Coldwell Banker. He combined his dedication and business talents to become a successful entrepreneur, public speaker, author, and media personality. Over the years he developed his Complete Solution for Real Estate Investors where his innovative firm educates and assists investors in acquiring prudent investments nationwide for their portfolio. Jasons highly sought after educational events, speaking engagements, and his ultra-hot Creating Wealth Podcast inspire and empower hundreds of thousands of people in 26 countries worldwide.Additional guests featured on the Creating Wealth podcast include Robert Kiyosaki (RIch Dad Poor Dad), Matthew Quirk (The 500 & The Directive), Eve Wright (Life at the Speed of Passion), John Lawrence Allen (Make Wall Street Pay You Back), Jerry Robinson (Bankruptcy in Our Nation), Peter Zeihan (The Accidental Superpower), David Crowe (National Association of Homebuilders NAHB), Consuelo Mack (PBS - Wealth Track), Sean Haugh (Libertarian Candidate for the US Senate), Scott Paul (Alliance for American Manufacturing), Charles Goyette (Ron Paul's America Show), Chris Martenson (Crash Course), Matt Theriault (Epic Real Estate Investing), Christopher Barnatt (The Future of 3D Printing), Zac Bissonnette (Good Advice From Bad People), Rich Karlgaard (Forbes Magazine). Chris Mayer (Agora Financial), Craig R. Smith (The Great Withdrawal), Po Bronson (The Science of Winning & Losing), Jim Stossel (Why Government Fails), John McAfee (Founder of McAfee Anti-Virus Software) Harry Dent (The Great Depression Ahead), Kevin Armstrong (Bulls, Birdies, Bogeys, and Bears), Nick Bilton (Hatching Twitter), Tom Kreautler (The Money Pit), Doug Brunt (Ghosts of Manhattan), Catherine McBreen (Get Rich, Stay Rich, Pass it On), Les Leopold (How to Make a Million Dollars an Hour), Robert Greene (Mastery, Power, & Seduction), Byron Dorgan (Gridlock), Dennis Miller (Retirement Reboot), George Gilder (Knowledge & Power), Jed Kolko (Tulia), Dr. Judith Wright (The Soft Addiction Solution), Richard Duncan (The New Depression), Dave Krieger (Clouded Titles), Bill Ayers (Confessions of an American Dissident), Dr. H. Woody Block (American Gridlock), Steven Kotler (Abundance), Laurence Kotlikoff (The Clash of Generations), Greg Farrell (Crash of the Titans), Shaun Rein (The End of Cheap China), Ken Gronbach (The Age Curve), Amity Shlaes (The Forgotten Man), Roger Lowenstein (The End of Wall Street), Jay Elliot (The Steve Jobs Way), Richard Duncan (The Dollar Crisis & The Corruption of Capitalism), Robert Wiedemer (Aftershock), and Steve Slaunwhite (The Wealthy Freelancer).A trademark feature of Hartman Media podcasts are our 'Tenth Episodes' where alternative topics of interest are explored every tenth episode. This provides a diverse mix of programming exploring issues and influential authors like John Gray (Men Are From Mars, Women Are From Venus), Dan Millman (Way of the Peaceful Warrior), Dr. Denis Waitley (The Psychology of Winning, The Seeds of Greatness), Lori Ann LaRocco (Opportunity Knocking), Mark Divine (Seal Fit: Way of the SEAL), Dr. Jill Ammon-Wexler (The Power of Belief), Dr. Kelly McGonigal (The Willpower Instinct), Doug Conant (Touch Points), Jared Diamond (The World Until Yesterday), Dr. Bob Wright (The Science of Spectacular Living), Jack Canfield (Chicken Soup for the Successful Soul), Sonia Arrison (The Coming Age of Longevity), Dr. David Rock (Your Brain at Work), Gay Hendricks (Relationship Enhancement), Hannah Holmes (Quirk), Dr. Gary Chapman (The Five Love Languages), David Farrow (Millionaire Memory), and David Allen (Getting Things Done), Topics explored at depth on Creating Wealth include investing, income properties, property investing, investment strategies, loan modifications, market predictions, mortgage modi

Episódios

  • CW 458 – David Porter – Client Case Study with Income Property Investor from Indianapolis Indiana

    30/12/2014 Duração: 01h18min

    Jason Hartman shares an important lesson he learned from Richard Nixon and talks a little bit more about the Meet the Masters event and why you must be there. David Porter is the guest for today's show. He has been on the show before many years ago and he updates the audience about some of the big successes he's had with Jason's company. Jason and David also talk about the economy, borrowing money, cool technologies, and more on today's Creating Wealth show.   Key Takeaways: 1:30 – Jason did go to the time share presentation and it's still a bad idea to invest in one. 8:10 – Jason talks about Richard Nixon and Richard's trip to the grand canyon 14:10 – Experiencing hardship is often a good thing. 17:00 – Don't miss the Meet the Masters event! 21:25 – David Porter comes on the show for the second time. 26:50 – David talks about his first experience buying a home when he first met with Jason. 30:40 – Despite the financial market crashing, David still felt like real estate was the best way to invest his money. 3

  • CW 457 – Mitchell Zuckoff – How To Spot Bad Deals & The Original Ponzi Scheme with Author & Professor at Boston University

    27/12/2014 Duração: 46min

    Jason Hartman is extremely excited about the upcoming Meet the Masters event and hopes you'll be able to join him this year. In his Creating Wealth intro, he talks about Houston, oil prices, the negatives of investing in North Dakota, and looking out for the crooks that just want to steal your money.    Our Creating Wealth guest today is Mitchell Zuckoff. He is the author of 7 books and a professor at the Boston University. He was also a reporter for 20 years and is originally a New York native. He talks to Jason about the Ponzi scheme, how to spot a bad deal, Bernie Madoff, and more in today's episode.    Key Takeaways: 3:10 – There's a lot of scams out there, don't invest in someone who's a crook, an idiot, or untrustworthy.  6:25 – Jason learned that a diamond can slow down the speed of light.  10:25 – Jason is excited for the Meet the Masters conference. This upcoming one would be the 16th Meet the Masters event.  12:10 – Oil prices are down and experts will be talking about that at the Meet the Masters c

  • CW 456 – Erik Gantz Senior – Accessing Business Credit for Real Estate Investments with Partner at SeedCapital.com

    25/12/2014 Duração: 44min

    Jason wishes everybody a merry Christmas, talks a little bit about the meet the masters conference as well as gives a quick lists of the next guests that will appear on the Creating Wealth show. The guest on the Creating Wealth show today is Erik Gantz. Erik came highly recommended to Jason through a business associate and Jason also loved one of Erik's presentations because it was down to earth and not full of marketing hype. Erik talks to Jason about how you can get a good business credit score, how his company works, and some tips and tricks for things to avoid and watch out for.Key Takeaways:2:10 – You may meet Erik at the Meet The Masters conference. 7:50 – Jason lists a couple of upcoming shows his audience can expect.11:50 – Erik uses both personal and business credit to help kick start a company 15:54 – People with good credit average about $100k to $180k in investment money. 22:20 – Erik talks about the steps you need to go through to get a great credit score. 28:40 – So many things can go wrong, so

  • CW 455 – Diane Kennedy – LLC’s, Asset Protection & Tax Savings with Tax Strategist, Financial Educator & Renown CPA

    23/12/2014 Duração: 39min

    Today’s Creating Wealth Show is here to give you another taste of what to expect from the upcoming Meet the Masters event in January 2015. Speaking with Jason Hartman is renowned CPA Diane Kennedy, who is full of ideas and advice on topics ranging from international investing and its tax benefits, the ins and outs of LLCs and what your self-managing options are for your real estate investments, to name just a few issues covered.   Key Takeaways 07.25 – When you get involved in the issues that Diane Kennedy does, you know all about taxes and the IRS 08.30 – On a more international note, Puerto Rico is a destination that seems to offer everything to some people, and nothing to others. 09.53 – An LLC is a great and conventional way of protecting your assets. Trust it. 16.44 – It’s not to say that using entities are never good. If using them, know which jurisdiction is best.  22.27 – The Tax Extender Bill was written for those dealing with short sales or foreclosures.  26.20 – Everyone complains about the US and

  • CW 454 – Jason Hartman – Land Contracts For Real Estate Investors

    20/12/2014 Duração: 42min

    Land contracts are something that a lot of investors have heard of, but maybe don’t fully understand. Jason Hartman invites Meet the Masters speaker, Justin, to join him on the Creating Wealth Show to discuss what land contracts are, how they differ from traditional landlord operating processes and even goes in to what to do if it all goes wrong. He’ll be speaking more in-depth at the Meet the Masters event in January, but here’s a taste of what you can expect.     Key Takeaways 06.10 – Justin provides his personal experience and how he started to get involved with land contracts.  09.50 – Land contracts are there to help out those who can’t buy through conventional financing processes. 14.25 – Because of the distinction between owner and deed holder, tenants with land contracts usually have a different mindset which is far more preferable for landlords. 18.25 – Negotiations are currently happening in an attempt to get around an 85% discount on land contracts.  22.05 – There’s always a risk. Here it is: ‘What

  • CW 453 – Ray Dalio- How The Economic Machine Works with Founder of the Bridgewater Associates Investment Firm

    17/12/2014 Duração: 44min

    In a break from the traditional format of the Creating Wealth Show, today features the audio version of Ray Dalio’s educational and informative video How the Economic Machine Works. Dalio discusses a range of topics in-depth to provide a full overview of how the economic machine functions – just a few examples are the inflation/deflation model, de-leveraging and the difference between credit and actual money.     Key Takeaways 01.24 – The premise for today’s show is to gain an insightful overview of economics, thanks to Ray Dalio. 08.45 – The amount of free, available education options really question why students pay so much for a College degree. 11.27 – Transactions are the lynchpin – they create the three forces which ultimately drive the economy. 14.37 – The main difference between borrowers and lenders is that the former want to buy something they can’t afford, while the latter want to make money into more money. 21.13 – Credit doesn’t necessarily have to be a bad thing; when the purchases can be used to

  • CW 452: Roth IRA’s & Global Real Estate Investment Strategies with Darlene

    16/12/2014 Duração: 46min

    To introduce today’s Creating Wealth Show, Jason Hartman invites Darlene to give a taste of her and her husband’s Roth IRA strategies, of which she will discuss more when she joins the speaker list at January’s Meet the Masters event. She also talks about the positive impact that various masterminding events have had on her personal and professional development.   Later, Mark, a client and follower of the podcast joins Jason to talk about a wide-ranging series of topics. Living in Switzerland, Mark provides an international look at some changes in the world’s real estate markets, but they also consider deflation and inflation issues as well as how the mainstream media is largely in bed with the government, regardless of which country you’re talking about. 

  • CW 451: Goldman Sachs Growing Influence & Militarized Police Forces with Mark Faulk - Writer & Co-Producer of ‘The Wall Street Conspiracy’

    12/12/2014 Duração: 49min

    Jason Hartman introduces today’s Creating Wealth Show with a discussion about the benefits of being able to travel comfortably, the importance of getting what you want from a conference or event and he poses the huge question: Are we gearing up for another housing crash?   With a very clear focus on Wall Street for today’s interview, Jason Hartman invites Mark Faulk, writer and co-producer of The Wall Street Conspiracy to talk about the state of America today, Goldman Sachs’ growing and frankly, scary, influence and the future implications of a police force as militarized as the US’s currently is.    Key Takeaways 03.16 – Earning enough money to travel well and comfortably is as good a priority as any. 06.47 – With speakers confirming and plans taking form, the upcoming Meet the Masters looks to be the best yet. 08.27 – Jason Hartman asks one of the most important questions for real estate investors.  16.32 – If you’re interested in the future of technology, keep an eye out for an upcoming podcast on the futu

  • CW 450: How Controlled Emotions Improve Your Business with Joan Sotkin Founder of Property Place

    10/12/2014 Duração: 46min

    For the introduction of today’s Creating Wealth Show, Jason Hartman brings on investment counselor, Sarah, to discuss the impact of masterminding events, tactically managing who you surround yourself with and how the real estate investment marketing is maturing.   Today’s guest is Jane Sotkin of Property Place, who provides her wisdom and insight into the tricky topic of emotions. She brings up the interesting idea that emotions are habits formed in childhood, but which if not kept in check, can seriously affect the way your brain works as an adult.      Key Takeaways 01.25 – The attitude you display has such a vital impact on your success, it’s incredible. 04.46 – The real estate industry is changing, and with every new technology, it matures faster. 13.46 – Supercharge your investing strategies by surrounding yourself with other successful investors who can push you to work even harder. 19.23 – Joan Sotkin describes how her background led her to her current field of work. 23.17 – Such fundamental things as

  • CW 449: Irreversible Impacts on Big Business By Big Government with Tim Carney Author of ‘The Big Rip-Off’

    09/12/2014 Duração: 30min

    Jason Hartman brings in a real estate focus to the introduction of today’s Creating Wealth Show by explaining exactly how you can work out your rent-to-value ratio. As this is one of the most important figures a real estate investor need to keep in mind, there’s no excuse for deceiving yourself.   Later, he invites Tim Carney, author of The Big Rip-Off and Obamanomics and writer for the Washington Examiner to come on the show and give his thoughts about the huge and potentially irreversible impact that big business and big Government are having on America. They also discuss topics such as human rights to information and what you say when Goldman Sachs offers you a position.   Key Takeaways 03.14 – In some markets, you can’t control the rent-to-value ratio, but you really want to aim for 1% per month or above. 10.35 – Seemingly, the bigger you get, the more you can get away with. 14.18 – Tim Carney provides some examples where regulation seems to have an alternate outcome to what was hoped. 18.12 – A look at t

  • CW 448: Market Timing, Capital Gains & High Speed Trading with Dan Egan of Betterment.com

    06/12/2014 Duração: 32min

    Inspired by an article from Business Insider, Jason Hartman invites Dan Egan of Betterment onto the show to expand upon the idea of market timing. While much of the focus is on Wall Street and how market timing works in the stock market, a lot of these ideas can be applied to real estate investing. They also discuss topics such as long- and short-term capital gain, high-frequency trading and how happy we are with our own achievements in absolute terms.      Key Takeaways 01.17 – Is successful market timing just an unachievable myth? 05.04 – Market trends can come in any form – currently we’re seeing a shift to the South by retiring baby boomers searching for warmer climes. 08.54 – We think about the social and political issues in China, but what about the real estate conditions? 17.15 – Stock trading investments are all about assessing long and short-term achievements. Remember that the government views capital gain in terms of short or long-term.  17.58 – Dan Egan describes the ‘bid ask spread’, an economic

  • CW 447: Bankruptcy & Strife on America’s Horizon with Jerry Robinson Editor-in-Chief of ‘Follow the Money’

    04/12/2014 Duração: 01h17min

    In today’s Creating Wealth Show, Jason Hartman invites Jerry Robinson, author of Bankruptcy in Our Nation, to the show to share his views about what bankruptcy would look like. They discuss a variety of topics and consider frankly just how bleak America’s future could look. Robinson also gives his opinion on the impact of America’s international relations, as well as posing the interesting notion that we can see the path of America’s future by looking at the past of the rest of the world.   Key Takeaways 03.50 – Negotiating certain aspects of the deal with your property manager is always worth a try. 10.00 – Jason reads through some of the latest listener reviews from iTunes. Is yours there? 22.40 – Jerry Robinson’s Bankruptcy of Our Nation deals with facets of the economic crisis such as what happened, why it happened and what we thought would happen. 25.00 – In a number of ways, the 2014 picture we draw now looks very similar to the state of the world in 1914. 33.47 – No-one does anything for nothing. A clo

  • CW 446: How Old-School Real Estate Investing Still Works with Jason’s ‘Aunt Joan’ A Successful Real Estate Investor in Sacramento California

    02/12/2014 Duração: 58min

    Jason Hartman’s introduction for today’s Creating Wealth Show focuses around the notion of being an empowered investor. This is the main theme for the 2015 Meet the Masters Event, but is also a vital concept to keep in mind for all of your investment strategies. Today’s interviewee is none other than Jason’s Aunt Joan, an incredibly successful real estate investor who, together with her husband, owns more than 70 single-family homes around the Sacramento, California area. ‘Old-School’ seems to be the buzz-word of choice, but Joan talks about how she got into real estate, why she still loves it and gives some great advice about property management and keeping your tenants on side.    Key Takeaways 02.27 – How do you become an empowered investor? Find out here and at the Meet the Masters event. 08.27 – The concept of win-win isn’t enough. At least 3 levels means that everyone’s interests are aligned. 16.42 – Jason Hartman asks his influential Aunt Joan about the beginning of her successful lifetime of real esta

  • CW 445: How To Build A Billion Dollar Brand & Company with Brian Smith Founder of UGG Boots

    28/11/2014 Duração: 48min

    Today’s Creating Wealth Show takes a step away from real estate investment and instead, looks at one of the most successful entrepreneurial stories of recent decades. Jason Hartman invites Brian Smith, the founder and the brains behind UGG Boots to talk about the brand’s unassuming roots, the difficulties of the early years and the steps associated to selling a brand such as UGG. They also discuss many of the points raised in Brian’s upcoming book The Birth of a Brand, which applies an interesting new metaphor to the concept of brand identification and development.    Key Takeaways 01.29 – Rather than Black Friday, we’re celebrating with Cyber Monday deals, so be sure to check those out at www.JasonHartman.com any day now.  06.20 – The founder of UGG Boots, Brian Smith, describes the brand’s humble beginnings. 10.45 – Experience can sometimes hold you back more than help you out – if you knew all of the obstacles in your way, would you ever start anything? 15.22 – Every image you give out to your target marke

  • CW 444: Exposing the IRS & Changing Attitudes of America with Documentary Film Maker John Sullivan

    26/11/2014 Duração: 47min

    To introduce today’s Creating Wealth Show, Jason Hartman considers the changes the role of disintermediation has brought about in terms of consumer empowerment, before inviting another attendee of the Birmingham, Alabama Property Tour to share his real estate experience. Scott from Washington DC is an experienced investor who is interesting in branching out and expanding his portfolio into new markets. His main query for Jason is ‘How can I maximize my depreciation in commercial and residential properties?’   Later, Jason interviews director and producer, John Sullivan, the brains behind 2016: Obama’s America, America: Imagine The World Without Her and his latest film, Unfair: Exposing the IRS. They discuss many of the issues arising in the various movies as well as touching upon broader topics such as the growing anti-American sentiment and the impact of people’s ideologies and philosophies.    Key Takeaways 02.25 – By becoming a Member before registering for any of Jason Hartman’s events, you can take advan

  • CW 443: America’s Foreclosure & Shadow Inventory with Chris Cabanillas of the Cabanillas Law Firm

    24/11/2014 Duração: 40min

    Jason Hartman’s introduction for today’s Creating Wealth Show was recorded at the November 2014 Property Tour in Birmingham, Alabama. It features a mini-interview with Jonathan, one of the tour’s attendees, who is a 25 year old with a duplex already under his belt and who has big real estate aspirations for the future. He gives his personal account of what it’s like to attend the Creating Wealth live events.   Later, Jason Hartman speaks with Chris Cabanillas of Cabanillas Law Firm, who is an expert in foreclosure and shadow inventory. These are the main topics of discussion throughout the show, but Chris also gives an insight into what you should expect from working with an attorney and considers the issues associated with judicial foreclosure.    Key Takeaways 05.00 – When working in a partnership, assess each member’s contributions and then work out how to offset the equity from that. 09.52 – If foreclosure actions aren’t being correctly carried out, the shadow inventory is just going to continue to grow.

  • CW 442: The Implications of America’s Past, Present & Future with Peter Zeihan Author of ‘The Accidental Superpower’

    22/11/2014 Duração: 47min

    Geography and demographic patterns prove their importance in the discussions featured on today’s Creating Wealth Show. Jason Hartman talks to Peter Zeihan, author of The Accidental Superpower, about the many factors which have affected the economic and social growth of America and several other vital world powers. They consider topics from China’s one-child policy, the comparative strength of the dollar and the how the future looks in terms of oil production and 3D printing.    Key takeaways 01.37 – Peter Zeihan has held high-ranking positions within Stratfor, an intelligence company used by government and business officials. 04.57 – You have to ask the bigger question: ‘compared to what?’ What are you comparing everything to? 05.51 – Jason Hartman details some of the guest interviews we have in upcoming episodes of the Creating Wealth Show.  13.29 – Geography is still a vital factor to a country’s progress and development, especially when it comes to transportation. 18.54 – The dollar is the only hard curren

  • CW 441: Inflation, Deflation & Underemployment with Jeff Macke of Yahoo Finance & Author of ‘Clash of the Financial Pundits’

    20/11/2014 Duração: 37min

    In today’s Creating Wealth Show, Jason Hartman talks to Yahoo Finance’s Jeff Macke about the impact of changing technologies, the perception of Doomsday skepticism and what underemployment means for those seeking jobs and those hiring. Macke also ways in on the inflation/deflation debate and discusses some of the points raised in his book Clash of the Financial Pundits.    Key Takeaways 01.05 – We want to hear your opinions and thoughts on the show, so be sure to leave a review on iTunes or Stitcher Radio.  06.49 – To have your questions answered on the show, just sign up for an appointment at www.JasonHartman.com/Jason 08.29 – Jason Hartman runs through the schedule for the Birmingham Property Tour on Saturday 22nd and Sunday 23rd November 2014. 11.19 – There is some disparity between what the press makes us believe and the reality of the economy. 14.40 – New technology combined with human resources can lead to an end to such extreme inefficiency. 17.50 – Underemployment is a tricky issue when we have so man

  • CW 440: 7-Steps To Success In Business with Lori Ann LaRocco of CNBC & Author of ‘Opportunity Knocking'

    18/11/2014 Duração: 39min

    Today’s 10th episode Creating Wealth Show deals with issues other than business and finance, but guest Lori Ann LaRocco of CNBC joins Jason Hartman to discuss her latest book, Opportunity Knocking: Lessons from Business Leaders. She talks about the pyramid notion of achieving leadership success both in your personal and business life and how important it is to know yourself before you can even hope to expand your potential for success.   Key Takeaways 01.53 – Stocks of the physical merchandise of the Meet the Masters and Creating Wealth Home Study Courses are still available but running low: www.JasonHartman.com/Products 03.24 – Successful leaders in any field all seem to follow a series of seven strategies, starting with something as simple as knowing yourself. 06.46 – Find others who inspire you and then form and follow your own aspirations. 10.33 – Take your idea and stick with it. Even if it’s not always popular, stick with what you know to be right. 16.54 – True passion is much more attractive to an empl

  • CW 439: Rent-to-Value Ratios, Bitcoin, & The Case-Shiller Index with Jason Hartman

    15/11/2014 Duração: 48min

    There’s a nostalgic feeling to today’s Creating Wealth Show as Jason Hartman provides a live recording from the 2014 Meet the Masters event in Orange County, California. This gives listeners a taste of what they can expect from the January 2015 event in Irvine, California, and also provides a good opportunity to see how far the financial and real estate worlds have come over the past months. Key topics covered include the Case-Shiller index, reassessing Rent-to-Value ratios and the development of bitcoin.   Key Takeaways 04.30 – Jason Hartman’s investment strategy doesn’t focus on appreciation – if it happens, it’s a bonus. 07.45 – Bitcoin and its competing alternative cyber currencies really came about because people are starting to doubt the fiat money Central Banking model that we’ve become accustomed to. 10.50 – Despite being the most commonly used index, Jason Hartman would only recommend 6 of the 20 markets proposed by the Case-Shiller index.  14.08 – As humans, we find it inherently difficult to know w

página 90 de 106