All About Your Benjamins

Episode 40: It seems as if the American Dreams of a college education and home ownership have put many individuals, particularly Millennials, in financial distress. Financial advisors are not immune from the same financial constraints we help our clients with, and in a couple of honest blog posts, Chris Haigh, CFP® shared his experience and anger with the student loan machine.… Continue Reading→ The post Chris Haigh, CFP®: Student Loans And Home Ownership appeared first on All About Your Benjamins™.

Episode 39: In the last year I’ve begun to work with more entrepreneurs and have begun learning new planning strategies that while may not be a good fit for everyone, can be very impactful for business owners and other entrepreneurs. In an effort to continue to expand my horizons as a financial advisor, I met Nina O’Neal who has been… Continue Reading→ The post Nina O’Neal: Advanced Planning For Entrepreneurs And Business Owners appeared first on All About Your Benjamins™.

Episode 38: Establishing a solid financial foundation starts in the home; most people develop their money habits, good or bad, from their parents. While it’s not the case for everyone, most carry on the same behaviors witnessed when while growing up which means it is important for parents to show good money habits, but also teach them to their children. My… Continue Reading→ The post Frazer Rice: Financial Education For All Net Worths appeared first on All About Your Benjamins™.

The future of financial services is very bright; there’s a lot to be excited about: The technology. Access to information. The people. And more. I’m not the only one optimistic about the future–while at the Inside ETFs conference this week I managed to grab nineteen of my friends and asked them all the same question, “When you think about the… Continue Reading→ The post Project One Question: The Inside ETFs Conference appeared first on All About Your Benjamins™.

I’ll keep this introduction short; Khe Hy has been someone I’ve been following for almost two years now–I first heard him on Patrick O’Shaughnessy’s podcast Invest Like The Best and was captivated by his story. I’ve enjoyed his writing and podcast, Rad Awakenings, and it was a tremendous honor to have him the show. We cover a lot of ground… Continue Reading→ The post A RAD Conversation With Khe Hy (036) appeared first on All About Your Benjamins™.

We’ve covered various behavior biases impacting investors’ portfolios, and in this episode, we will explore a new one…one you’ve probably never thought about–sector bias. Lawrence Hamtil, a principal with Fortune Financial Advisors, is one of FinTwit’s top investment researchers and writers, and he has written extensively on this topic. I love having guests who challenge my views on investing and portfolio… Continue Reading→ The post Sector Bias In Portfolios With Lawrence Hamtil (035) appeared first on All About Your Benjamins™.

There is no shortage of stories of professional athletes going bankrupt or being taken advantage of by financial advisors, and my guest Amobi Okugo is determined to change those narratives. Amobi is a professional soccer player in the MLS (fun fact: he went pro after his freshman year at UCLA) and the founder of A Frugal Athlete, which is his… Continue Reading→ The post The Frugal Athlete With Amobi Okugo (034) appeared first on All About Your Benjamins™.

In the last episode, we discussed the importance of diversification and now we build upon it and discuss how to optimize a diversified portfolio. Just like the last episode, we cover a number of strategies and mention some companies–these should not be mistaken for recommendations. This episode is meant to be a conversation, educational, and an exploration into investing in different… Continue Reading→ The post First Diversification, Now Optimization With Mike Philbrick (033) appeared first on All About Your Benjamins™.

There is overwhelming evidence suggesting diversification provides a tremendous “free” benefit for investors. Yet despite the evidence, many investors fail to properly diversify. Whether it be overweighting to their home country, chasing returns, or not even having an investment strategy, too many investors underperform due to succumbing to behavioral biases or ignorance. In this first of a two-episode series, I’m joined… Continue Reading→ The post Getting Comfortable With Being Uncomfortable With Mike Philbrick (032) appeared first on All About Your Benjamins™.

Private equity is an asset class many investors know very little about. It’s limited to the wealthy– you have to be an accredited investor ($1 million in net worth, excluding primary residence or $200k single/$300k married annual income) to have access to the best managers and it tends to be illiquid, which also makes it not the best investment option… Continue Reading→ The post Private Equity And Impact Investing with Wes Lyons, CFP® (031) appeared first on All About Your Benjamins™.

At some point this summer I noticed a new and very active member in the FinTwit community; he was reaching out to all of the people we know and respect to meet for coffee, lunch, dinner, or just some of their time to ask questions and learn. It was obvious he was having success by the thank you tweets he… Continue Reading→ The post An Introduction To Jamie Catherwood (030) appeared first on All About Your Benjamins™.

The personal finance and investing experience is constantly changing and changing for the better thanks to technology; Fintech is providing education, access, and leveling the playing field and there are few people, if any, who are entrenched in the space than Ian Rose. Ian is the CEO of StockTwits, a platform for investors to trade ideas and learn from each… Continue Reading→ The post A Deeper Dive Into Fintech With Ian Rosen (029) appeared first on All About Your Benjamins™.

It all started with a tweet. I’ve been an avid reader of James Clear for the last couple of years, and when I saw he was releasing a book, Atomic Habits, I immediately pre-ordered it. Not too long after placing my order, I saw James mention he would be making the rounds in the podcast circuit so I decided to tweet… Continue Reading→ The post Atomic Habits With James Clear (028) appeared first on All About Your Benjamins™.

Behavioral finance, the field of understanding why we make the decisions we do with money, is not a new topic for this podcast; I am fascinated by the subject and it is a tremendous honor to have Dr. Daniel Crosby on this episode. Dr. Crosby has just released a book called The Behavioral Investor, which is a must-read for anyone… Continue Reading→ The post The Behavioral Investor With Dr. Daniel Crosby (027) appeared first on All About Your Benjamins™.

Fintech has already made its impact on investment management, and with innovators like Andres Garcia-Amaya, it’s moving its sights toward financial planning and advice. While most Fintech companies are focusing on driving the cost of investing down, more companies are coming along looking to help individuals find a financial advisor that best fits their needs. Zoe Financial, Andres’ startup company,… Continue Reading→ The post Financial Advice and Fintech With Andres Garcia-Amaya (026) appeared first on All About Your Benjamins™.

Last month I spent three days in St. Louis at the XY Planning Network’s annual conference, XYPN Live, learning and discussing how advisors can collectively continue to move the financial planning industry forward. Most in attendance were financial advisors and most of those financial advisors were CFP® Professionals and XYPN members; however, there were non-XYPN members thinking of breaking away… Continue Reading→ The post Project One Question: XYPN Live 2018 (025) appeared first on All About Your Benjamins™.

What if you were able to create a financial plan that led you to the life you wanted–I’m not talking about retirement at 65, putting your kids through college, and the typical goals covered by most financial plans, but the life YOU really want to be living? Most financial advisors aren’t equipped with the skills to help their clients reach this… Continue Reading→ The post Life Planning With Scott Frank, CFP®, CFA® (024) appeared first on All About Your Benjamins™.

Many Millennials are entering a stage in their lives where proper financial planning will make a huge impact on their futures. The trouble is, for so long financial advisors didn’t want to work with young professionals, which led to a group of individuals believing they don’t need or aren’t ready for financial planning. Fortunately, there is a growing force of… Continue Reading→ The post Financial Planning For Young Professionals With Douglas Boneparth, CFP® (023) appeared first on All About Your Benjamins™.

Unless you’re a CPA, you probably don’t like to think about taxes, but after listening to this episode with Bill Sweet, you just might. Bill is the CFO and resident tax expert at Ritholtz Wealth Management, one of the fastest growing RIA’s in the country, and he is the perfect guest to make taxes interesting. I asked Bill to join… Continue Reading→ The post Talkin’ Taxes With Bill Sweet (022) appeared first on All About Your Benjamins™.

Gaming and esports are quietly becoming a multi-billion dollar industry, and it’s not just the game and device makers profiting. Gamers and e-athletes are receiving college scholarships, endorsements, and surprising incomes for playing their favorite video games. Blake Street, a founding partner and Chief Investment Officer for Warren Street Wealth Advisors, is not only a financial advisor but a gamer himself. I asked… Continue Reading→ The post Esports and Gaming With Blake Street (021) appeared first on All About Your Benjamins™.