Chris Spade

Good Morning!  Not all lenders are created equal when it comes to helping during covid-19.  In a letter obtained by a colleague --this lender is requiring a balloon payment after 90 days.  Make sure you read the letter.  I talk more about this and why it could be more confusing down the road.   Questions?  Call me at 619-818-2992 Chris Spade Keller Williams San Diego Metro CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support

I got asked a question yesterday, is it possible that we will be seeing more short sales during the Coronavirus.  Why I think we could and what might push us there.  Questions about your home in this crazy market?  Call me at 619-818-2992.  I'd love the opportunity to help answer your questions Chris Spade Keller Williams San Diego Metro CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support

There has been a lot of flack over the last couple days about why the governor has named real estate agents essential.  Some are criticizing the industry for being greedy and only looking out for the dollar.  Today, we share some stories of why some people MUST sell or buy NOW!   Also, did you know there are 20 San Diego Restaurants open to sell you groceries?  Yep, it's true.  We talk about the San Diego Restaurants up and down the coast where you can get groceries.  In fact, you can find the list of restaurants, here:  https://sandiego.eater.com/maps/san-diego-restaurants-market-grocery-pantry-staples?fbclid=IwAR0mNF3weeZyVIXK0_ve6EB1QMl5mO6zdDiJoBDadMqgnVUxFd-ai1y--uk Questions about buying a home, selling a home or investing in real estate?  Call me at 619-818-2992.  I'd love the chance to talk to you about it.  Chris Spade Keller Williams San Diego Metro CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show

Late Saturday night, the governor said real estate agents can go back to work.  What it means now that we are an essential business and how we are still making your safety a top priority.  Plus, so much good food in San Diego, the restaurants we are missing--and how you can support them.  That's what we are talking about today.  Questions about real estate in this crazy time?  Call me, I'd love to show you how we can help you reach your goals.  Chris Spade Keller Williams CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support

The banks are making sure you stay safe.  What they are doing to help keep everyone healthy during the Coronavirus.  What you need to know.   Plus, some updates when it comes to buying a home, selling a home or investing in real estate in this new market.  The top things that you need to know that, will probably change tomorrow. :)  Questions about navigating this market? Call me at 619-818-2992.  I'd love to trouble shoot with you.  Chris Spade Keller Williams CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support

There is help out there.  If there is any good news to come out of what's happening with the coronavirus--Mortgage Relief!  If your home is backed by Fannie Mae or Freddie Mac, you can get put off mortgage payments for up to 12 months.  This isn't automatic.  You must call your servicer.   Questions?  Call me at 619-818-2992.  I can help you answer any questions you may have.   Chris Spade Keller Williams San Diego Metro CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support

The State of California has determined that real estate is NOT an essential service.  So, what does this mean if you are a buyer or seller who has an immediate need?  The short answer is, I don't know.   Today, we talk about the what if's and want to know where you stand on the issue.  Questions?  Call me at 619-818-2992 Chris Spade Keller Williams  CA BRE #01785713 CA BRE #01295599 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support

The coronavirus has literally changed the way real estate agents are doing business.  In fact, open houses, have been wiped away.  So, how are real estate agents revamping this once popular way to sell homes?  We talk about that and how I'm helping keep the community safe in the midst of this chaos.   Questions about real estate in this uncharted  territory?  Call me.  I'd be happy to answer your concerns.  I can be reached at 619-818-2992. Chris Spade Keller Williams CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support

Are you in escrow now?  Are you wondering how this is going to affect you and your purchase or sale?  Don't worry we go over all that.  This is not a mandatory lockdown.  What does it mean for the future?   Questions?  Call Chris Spade at 619-818-2992 Chris Spade Keller Williams CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support

Are you thinking about buying a house in this market?  Are you scared about what might happen if you lose your job?  Well, this should put your mind at ease.  The California Association of Realtors just came out with the Covidvirus Addendum to California purchase agreements.  Today we take a look at what the addendum is and what it means for your real estate transaction.   Questions about the new Covidvirus addendum?  Give me a call, I'd love to chat with you.  I can be reached at 619-818-2992 Chris Spade Keller Williams San Diego Metro CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support

We are in an economic crap storm for sure. So what can you do now, to curb your spending?  Today, we talk about next steps and how you can quickly cut money from your budget in just a few minutes.  Also, we talk about resources and what can be done if you are in need of assistance.   Also, how the government plans on putting money into the hands of the public and relief for tax payers.  That and more on today's podcast.  If there is anything I can do to help, feel free to reach out to me at 619-818-2992.  I want to be a resource for you.  I know a lot of people and if there is anything, I may be able to point you in the right direction.  Call me at 619-818-2992.   Chris Spade Keller Williams San Diego Metro CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support

What does it mean for mortgages now that the fed has cut the interest rate to zero?  Does this mean that I get to buy a home with zero percent interest?  The short answer?  No.  We talk why that's the case but we also talk about what it means for mortgage interest rates and what's next.   Plus, we go over what's happening with the changing coronavirus and what it means for real estate.  Yes, we are entering unchartered territory.  What does this all mean.  We talk about that too.  Questions?  Call Chris Spade at 619-818-2992.  I'd love the opportunity to chat with you.  Chris Spade Keller Williams CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support

We are living in uncertain times and we aren't sure what's happening with the real estate market, myself included.  I can only tell you, what I think is going to happen.  That's why, I'm going to be giving you the best guesses that I have when it comes to real estate.  Do we know what's going to happen long term, I'm afraid not, but what we do know is that the dynamic is changing rapidly.  Stay tuned in the coming weeks and we will do our best to break this all down.   Chris Spade is a REALTOR with Keller Williams San Diego Metro.  He has been practicing real estate for 13 years.  For questions call Chris at 619-818-2992.   Chris Spade Keller Williams San Diego Metro CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support

Today, we go over the San Diego Housing Stats--and what it's like to buy a home while selling a home.  We go over what you need to know.  Buying or selling a home?  Call me at 619-818-2992.  CA BRE #01785713  CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support

It always leaves me scratching my head -- why do people relist their homes on the market when they expired at one price? Why that is a bad idea... and there is still time, how to get top dollar for your home before the holiday. --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support

Are you thinking about selling but aren't quite sure what to do in this buyer's market.... get the most money for your home.... pay closing costs... what? We brak that down in this short podcast. Questions? Call me at 619-818-2992. CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support

In today's podcast, we talk about the 40 financial things to do if you're over 40. Why? Because some of us are now where we should be and we have no time to make mistakes. Questions or ideas for the podcast? Call me at 619-818-2992. I'd love to turn your questions into a podcast. CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support

There are simple steps you can take as a seller to take control of the buyer's market. Today, I have 8 tips that will help you put more money in your pocket. Questions about real estate? Call me. I'd love to put you on the show. 619-818-2992 CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support

Every day we talk about how to get out of debt and today is no different. That's why we are going to be covering those people who do wrong. Remember, we are all in this together and the first way and the path to money is to think rich. Today, we talk about one New York debt collector who is trying to scam people out of thousands. How you can make sure you don't fall victim. Plus, the housing market is slipping. It's never been a better time to be a buyer. What you need to know about the housing bubble that's looking to burst. Questions about real estate? Call me at 619-818-2992. I'd love to turn your questions into a podcast. CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support

What are the five take aways from the 2018 housing market. We take a look. Plus, getting debt free in 2019. The roadmap we are looking at. Questions about real estate? Call me. I'd love to turn your questions into a podcast. My cell is 619-818-2992. CA BRE #017857143 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support