Martini Mortgage Podcast

There are many misconceptions about buying a home that are believed to be true…the 35th episode of the Martini Mortgage Podcast with Kevin Martini will look at one of the most common ones that may be holding you back from buying a home today. SPOILER ALERT:  You do not need 20% down to buy a home! Buyers often overestimate the down payment funds needed to qualify for a home loan.  This overestimation is not just done by first-time homebuyers, it is also done by repeat homebuyers.  While many believe that they need at least 20% down to buy their dream homes, they do not realize that there are programs available which allow them to put down as little as 3% with the Martini Mortgage Group at Benchmark Mortgage.  #KEVINMARTINILIVE FACTOID: about 3 out of every 4 first-time homers put less than 20% down to purchase their home. (check out Kevin Martini on Instagram: @KevinMartiniLive) Right now you can still get an epic mortgage rate and that rate is most likely better than your older brother or sisters interest r

Kevin Martini is not just a podcaster…he is the host of the Martini Mortgage Podcast.  In addition, he is the Branch Manager and Senior Mortgage Strategist with the Martini Mortgage Group at Benchmark Mortgage…in this episode, Kevin Martini discusses 2 Factors To Keep On The Mind When Buying A Home.  I know, there are a ton of factors however after you have made the decision that you want to buy a home and you have decided where you want to live the 2 factors that you have to keep top of mind are mortgage interest rates and home inventory. Episode 034 of the Martini Mortgage Podcast will go into detail on these 2 very important factors that one needs to keep top of mind: Mortgage Interest Rates & Home Inventories. Not only does Kevin Martini share these 2 factors in audio form…he also shares them in the written words. Be sure to check out the 2 page article on this topic starting on page 5 of the Kevin Martini Winter 2019 Homebuyer Guide called: Things to Consider When Buying a Home. If you are currently

Episode 33 of the Martini Mortgage Podcast is called :4 Reasons to Buy a Home this Winter.  Kevin Martini recently released his Winter 2019 Homebuyer Guide which is called, Things to Consider When Buying a Home and the marque article is about the 4 reasons to buy a home this winter.  This homebuyer guide is free however the information in it is priceless and you can get access by going to: www.MartiniBuyerGuide.com It does not matter if you are a first-time homebuyer or a repeat home buyer — whenever you are getting a mortgage or buying real estate you should seek-out a trusted resource to provide information to help you make an educated decision.  At the end of the day, there is no substitute for education especially with what may be your largest asset purchase and your largest debt of your life. Kevin Martini and the entire Martini Mortgage Group at Benchmark Mortgage provide great mortgage rates with stress-free and onetime closing…they also deliver an honest, well communicated knowledge based experience

Kevin Martini is the host of the Martini Mortgage Podcast and on Episode 032 shares the #KevinMartiniLive Skip the Coffee concept.  Skip the Coffee is a concept that Kevin Martini developed based on the premise that one should look at small purchases the same way they look at large purchases. “If one took a serious look at the small things they spent money and said not to that latte and allocated those monies towards their home loan principal, they could make a huge difference in getting your mortgage paid off faster”. - Kevin Martini Carving out of you daily budget just $5.00 a day (i.e. $150) a month could save years off your mortgage. In Wake County, North Carolina….the median priced home was was 307,630.00.  On November 21st 2018, according to the Freddie Mac Primary Mortgage Market Survey, the U.S. weekly average for a 30-year fixed was 4.81% with .4 points.  So, if you got a 30- year fixed rate mortgage at the rate of 4.81%  — you would have a an estimated principal and interest payment every month of $

Does closing a home loan at the end of the month matter?  Is there any economic difference between closing on the 1st of the month versus the end of the month? Do you understand the what interim interest is.  At the end of episode 31 of the Martini Mortgage Podcast, with Kevin Martini's help, you you will have clarity of the differences between closing at the beginning of the month and the end of the month. Kevin Martini called Episode 31 of the Martini Mortgage Podcast the Month End Myth. This special podcast was recorded because many people believe that closing at the end of the month matters hence, the month end myth!  Why one believe the myth is not important.  What matter is understanding that closing on a mortgage at the first of the month or closing on a mortgage in the middle of the month or closing on a mortgage on the last ay of the month you cost are all the same.  HOW DOES MORTGAGE INTEREST WORK? it is not noice to know, it is important to know that: Mortgage interest in ONLY paid when you have us

Episode 30 off the Martini Mortgage Podcast is called: REALITY One could say there is a shift in the real estate market…one could say that shift is because higher mortgage interest rates.  One could say that they think mortgage rates are going to go higher.  One could say since there is going to be higher home loan rates that mean there will be less sales.  One could say this means there will be price contraction.  The host of the Martini Mortgage Podcast is Kevin Martini and he will share the facts based on the data on all of these topics. Kevin Martini is not just the host of the Martini Mortgage Podcast, he is also the Branch Manager and Senior Mortgage Strategist of the Martini Mortgage Group at Benchmark Mortgage which is located in Raleigh, North Carolina.  If you are currently in a starter or trade-up house that no longer fits your needs and you are looking to step into a luxury home, now may be the time to list your house for sale and make your dreams come true. If the right thing for you and your fam

Episode 29 of the Martini Mortgage Podcast is about Supply and the ‘perspective’ of a Slow Down in real estate.  Many headlines recently share that supply, or the inventories of home for sales, are up.  Well the headline is correct! Another headline shares that Existing-Home Sales fell to the lowest level since Fall of 2015.  Well this headline is correct too!  Both headlines are correct however there is more to the story and you have to go beyond the headline to understand the entire story — episode 29 of the Martini Mortgage Podcast will share the whole story…not just on a macro level but also on a micro level.  In this episode of the Martini Mortgage Podcast, Kevin Martini offers an invitation to request for FREE his proprietary Real Estate Report Card that shows the heart of your local area.  The Kevin Martini Real Estate Report Card includes information: Affordability Index, Median Home Price, Historical Appreciation, Forecasted Appreciation, Total Employment, Median Household Income, and the Unemploymen

Brian Hourigan is the featured guest of the episode 28 of the Martini Mortgage Podcast.  Kevin Martini is not just the host of the Martini Mortgage Podcast…he is also the Branch Manager and Senior Mortgage Strategist of the Martini Mortgage Group which is located in Raleigh, North Carolina. Episode 28 is a priceless candid conversation with a real estate professional that has been helping families in the Triangle of North Carolina since 2006: Brian Hourigan with Choice Residential Real Estate ( http://www.choiceresidential.com/ ). Brian has built not just a real estate practice that is based on relationships…he has also built a real estate firm that is focused on educating Realtors to help families make their real estate dreams a reality. If you are currently in a starter or trade-up house that no longer fits your needs and you are looking to step into a luxury home, now is the time to list your house for sale and make your dreams come true.  If this is you, reach out to Brian Hourigan with Choice Residential

I fear the headline that it is more expensive to buy a home today than it has been anytime in the last 10-years is 100% but we need to go behind the headline to understand the full story. Kevin Martini, the host of the Martini Mortgage Podcast is going to do that in Episode 027! A lot of things have happened in the last 10-years and one needs to keep on the radar that  home affordability has 2 major factors:  the price that one will buy a home and the cost to secure a mortgage.  The headline is correct however the headline does not tell the whole story…episode 027 of the Martini Mortgage Podcast will go behind the headline and share the true story that you need to know. Kevin Martin is the Senior Mortgage Strategist and Branch Manager of the Martini Mortgage Group at Benchmark Mortgage and has been in the financial services since the late 80’s and has focused on helping families create wealth in real estate since 2006 in Raleigh … in the Triangle of North Carolina and all over North Carolina. … from the coast

Buying a home and securing a mortgage is a big thing and you have to understand the jargon or lingo.  Episode 26 of the Martini Mortgage Podcast is about the mortgage lingo you need to know when getting a mortgage.  The host of the Martini Mortgage Podcast is Kevin Martini (www.KevinMartini.com) and he is also the Senior Mortgage Strategist and Branch Manager of the Martini Mortgage Group at Benchmark Mortgage which is located in Raleigh, North Carolina.  The Martini Mortgage Group headquarters may be in the capital city of North Carolina; Raleigh however, they serve families all over the state of North Carolina. ‘I believe that that one needs to know before they owe’, said Kevin Martini in episode 26 of the Martini Mortgage Podcast.  Securing a mortgage is a big thing and it is critical that you understand the lingo and that your mortgage strategist has a working knowledge of your short and long-term goals. For more information about buying a home and securing a mortgage check out www.MartiniMortgageGroup.co

Right now there is a ton of confusion for someone that is thinking of buying a home & why not, it appears things are slowing down, but is it?  Kevin Martini is not just the host of the Martini Mortgage Podcast…Kevin Martin is the Senior Mortgage Strategist and Branch Manager of the Martini Mortgage Group at Benchmark Mortgage - episode 25 is called ‘Confusion’. Has the homebuyer disappeared?  NOPE!  One could make an argument that buyer demand is softening if they looked at sales however there is not enough product to sell — that is the real story.  Foot Traffic, which is a leading indicator of future sales is up every month in 2018 as compared to 2017.  It still remains a competitive market here in Raleigh, NC an the entire Triangle of North Carolina but  there are there things one can do to make there offer more competitive.  These secret strategies are shared in episode 25 of the Martini Mortgage Podcast.  Seller in this market or any real estate market for that matter want a homebuyer to be working wi

Kevin Martini is the Senior Mortgage Strategist, Branch Manager and you host of the Martini Mortgage Podcast…this is episode 024 - the cost of not paying Private Mortgage Insurance (PMI). For many, saving for a downpayment is the biggest hurdle and many take a detour from buying a home because of they feel they do not have enough down payment.  There is a common myth that a 20% down payment is needed to secure a mortgage — this myth is busted with the Martini Mortgage Group at Benchmark Mortgage.  So…if one can purchase a home and secure a home loan with less than a 20% down payment, why aren’t more people doing this?  Kevin Martini discusses this ‘why’ in episode 024 of the Martini Mortgage Podcast: The Cost of Not paying PMI’. In the Fall 2018 edition of the Kevin Martini Homebuyer Guide which is called: ‘Things to Consider When Buying a Home’ there is an amazing article on page 12 called: You Do Not Need 20% Down To Buy Your Home! In addition, there are is over a dozen of articles that cover important home

Kevin Martini shares some of his favorite Raleigh Rooftop Restaurants in episode 023 of the Martini Mortgage Podcast.  Kevin Martini is the host of the Martini Mortgage Podcast and a trusted Raleigh mortgage lender with the Martini Mortgage Group at Benchmark Mortgage.and he loves living in Raleigh, North Carolina.  Episode 023, is all about some of Kevin Martini’s favorite Raleigh Rooftop Restaurants. If you or someone you know wants trusted mortgage advice from someone that has experience and a proven track record of helping families, Kevin Martini, the Senior Mortgage Strategist and Branch Manager of the Martini Mortgage Group at Benchmark Mortgage can help.  Enjoy episode 023 of the Martini Mortgage Podcast and thank you for tuning and for leaving a comment. Kevin Martini | NMLS ID 143962 | Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 5650 Six Forks Road, Suite 101 Raleigh, NC 27609 | (919) 238-4934 | www.KevinMartini.com | Kevin.Martini

Kevin Martini shares 4 reason to buy a home this fall in episode 022 of the Martini Mortgage Podcast.  Kevin Martini is the host of the Martini Mortgage Podcast and a trusted Raleigh mortgage lender with the Martini Mortgage Group at Benchmark Mortgage.  In episode 022, the 4 reason to buy a home this fall are discussed.  Is buying home right for you and your family?  The only one that knows is you!  The first step in the process is to learn the facts and do not believe the myths.  On the topic of facts, CoreLogic released a powerful report called the Home Price index report and it shares where home prices have been and where home prices are going.  Fannie Mae, Freddie Mac, Mortgage Bankers Association and the National Association of Realtors all are in sync with the direction of mortgage rates.  Do you know where home prices are going? Do you know where mortgage rates are headed?  Episode 22 of the Martini Mortgage Podcast will share what these trusted resources are sharing. Step one, before looking for a ho

Kevin Martini is the host of the Martini Mortgage Podcast and a trusted Raleigh mortgage lender, with the Martini Mortgage Group at Benchmark Mortgage.  In episode 021, the release of the Fall 2018 Homebuyer Guide is discussed.  This homebuyer guide  simply and effectively communicates the current opportunity… if you are buying a home, if you are selling a home, if you are in the real estate arena then the Fall 2018 Edition of the ‘Things to Consider When Buying a Home’ is a must read. What you need to know before you buy a home is covered in the Kevin Martini Homebuyer Guide.  What is happening in the housing market right now is covered in the Kevin Martini Fall 2018 Edition of ‘Things to Consider When Buying a Home. Kevin Martini goes into great detail on what to expect when you buy a home and there is more! Free access to the homebuyer guide called: ‘Things to Consider When Buying a Home’ can be accessed bu going to www.MartinBuyerGuide.com “I believe every family should feel confident when buying a home,

Kevin Martini is not just your host of the Martini Mortgage Podcast but he is also a Mortgage Strategist and Branch Manager of the Martini Mortgage Group at Benchmark Mortgage.  This is the ‘China’ episode — for more information on why it is called the China episode, tune in! Being released this week in the social media world is is ‘Kevin Martini Live’ — we call this a micro channel in the social media arena. One can catch these 1 to 2 to 3 minute vignettes on Facebook or Instagram or LinkedIn or Google Plus or YouTube  on or by visiting www.KevinMartiniLive.com Right now, there will be 2 series published and more will be coming…series one is Behind the Scenes with Mortgage Strategist Kevin Martini and series two is Unplugged with Mortgage Strategist Kevin Martini.  In this micro channel we will  share burst of information that if you are thinking of buying or selling a home you will  need to know.  We are most excited about the unplugged series since you really never know what you are going to get. To visit

Home for the Martini Mortgage Group at Benchmark Mortgage is Raleigh, North Carolina.  The Martini Mortgage Podcast is record in Raleigh, North Carolina and Raleigh is located in Wake County.  Episode 019 of the Martini Mortgage Podcast is all about Wake County. How many people live in Wake County?  How many municipalities are there is Wake County?  How big is Wake County Public School System and how does it rank on a national level?  What is the county seat of Wake County?  How many people move to Wake County every day?  WOW, so many questions and they are all answered in episode 019 of the Martini Mortgage Podcast.  Your host, Kevin Martini will be sharing some random thoughts you need to know about Wake County, North Carolina.  Kevin Martini is the Branch Manager and Senior Mortgage Strategist with the Martini Mortgage Group at Benchmark Mortgage. Kevin Martini | NMLS ID 143962 | Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 5650 Six Forks

One could say that, episode 018 of the Martini Mortgage Podcast is atypical from its typical format and they would be right!  Your host, Kevin Martini will be sharing some random thoughts you need to know.  Kevin Martini is the Branch Manager and Senior Mortgage Strategist with the Martini Mortgage Group at Benchmark Mortgage. On the Martini Mortgage Group there are 2 millennial mortgage strategists:  The older millennial mortgage strategist is Alex Martini (www.AlexanderMartini.com)  & the younger millennial mortgage strategist is Logan Martini (www.LoganMartini.com) and Kevin Martini clearly shares, very colorfully, his pride of these 2 millennials. And there is more...this episode highlights the Logan Martini Home Buyer Guide called: Things to Consider When Buying a Home.  You can get free access to this Home Buyer Guide by going to www.LoganBuyerGuide.com  Kevin Martini | NMLS ID 143962 | Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 |

Kevin Martini is a Raleigh mortgage lender with the Martini Mortgage Group at Benchmark Mortgage and the host of the Martini Mortgage Podcast.  Episode 17 of the Martini Mortgage Podcast is about a Boomerang Buyer.  Kevin Martini defines a Boomerang Buyer as one that had a negative credit event that was associated with a mortgage.  For example they may have had a short-sale or a foreclosure or they may have had a bankruptcy and now the time bar from this negative event has passed and the path is clear for them to secure a mortgage again.  Raleigh mortgage strategist, Logan Martini, published an amazing article on this topic and it can be found by visiting: www.MartiniMortgageGroup.com  For trusted mortgage home loan advice call the Martini Mortgage Group at Benchmark Mortgage which is located in Raleigh, NC. Enjoy the show and thank you in advance for subscribing and leaving your positive feedback.   Kevin Martini | NMLS ID 143962 | Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Fi

Kevin Martini is a Raleigh mortgage lender with the Martini Mortgage Group at Benchmark Mortgage and this is episode 016 of the Martini Mortgage Podcast - The Martini Angle (August 2018). The Martini Angle is a comprehensive walkthrough of the most up-to-date information regarding the real estate market and other information that one in the real estate arena either as a consumer or a professional needs to know.   For trusted mortgage home loan advice call the Martini Mortgage Group at Benchmark Mortgage which is located in Raleigh, NC. Enjoy the show and thank you in advance for subscribing and leaving your positive feedback.   Kevin Martini | NMLS ID 143962 | Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 5650 Six Forks Road, Suite 101 Raleigh, NC 27609 | (919) 238-4934 | www.KevinMartini.com | kevin.Martini@Benchmark.us | Equal Housing Opportunity