Payments Innovation: Fintech | Innovation | Ecommerce

When Facebook went down recently, many creators lost their ability to monetize their content — their livelihood — because of the outage.Could blockchain technology give creators an avenue to break the shackles of traditional social media?Today’s guest, Solo Ceesay, is banking on it. As COO and Co-Founder at Calaxy, Solo and his team are empowering creators with a crypto-fueled content platform that is revolutionizing how creators can capitalize on their creativity — from where they congregate to how they get paid.In this episode, we discuss:The previously untapped utility blockchain can provide creatorsWhy user experience lags far behind the technology when it comes to blockchain — and how Calaxy hope to change thatThe value NFTs can offer creatorsTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your fav

International transactions have continued to be a challenge. But Incard is looking to change that, offering 100% tailor-made solutions for online entrepreneurs in the French and UK markets.  Today’s guest, Théo Cesarini, Co-Founder and CEO at Incard, discusses the Incard brand and how the French landscape will evolve over the next couple of years.  In this episode, we discuss:Problems faced by Incard customers and fintech in generalWhat makes Incard uniqueHow the French fintech landscape is evolvingChoosing France & the UK to launch Incard  To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!  Until next time! Hosted on Acast. See acast.com/privacy for more information.

When you think of European finance, the UK may be the dominant market you think of first…A close second? France.And if you want to be at the cutting edge of Fintech, you need to understand the French market.That’s why we’re so excited to welcome a new host to our podcast team — Mohan Madouri, who, as Directeur Commercial of France here at Currencycloud, has the inside scoop on the exciting innovations coming out of this important region.In this episode, we discuss:Mohan’s career pathWhy the French fintech market is so excitingWhat to expect in upcoming episodesTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time! Hosted on Acast. See acast.com/privacy for more information.

If you are going to build your business on top of a BaaS platform, it better be sturdy.  And that means finding a partner bank and BaaS who understands your goals and needs.  Today’s guest, Trent Sorbe, is Founder & President of Central Payments, where he’s helping build the sturdy platform businesses need to feel confident in their Fintech business. In this episode, we discuss:How Central Payments are laying the foundation for Fintech and embedded finance successThe importance of a reliable banking partner for Fintechs and brands in the BaaS spaceWhy you should never lose sight of the product component To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts Spotify, or here and don’t forget to check out our YouTube!  Until next time! Hosted on Acast. See acast.com/privacy for more information.

If you ask your friends who own stocks in Amazon or Apple, odds are they’ve never voted on a shareholder proposal. But when the definition of a shareholder means to have a say in the way a business is run, it’s time to recognize the disconnect between stockholder and company.We speak with Antoine Argouges, Founder at Tulipshare, about shareholder activism, choosing campaigns, and future plans for his company.In this episode, we discuss:Becoming a shareholder activistHow Tulipshare chose their campaignsThe community response to Tulipshare’s activismWhat 2022 holds for TulipshareTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

It’s getting tougher for traditional banks to compete with the emerging neo-banks. While many are taking the steps to keep up, these banks must look into replacing legacy infrastructure if they want to stay relevant in the long term.Today’s guests, Dieter Halfar, Partner at Elixirr, and David Reiss, Programme Director, Strategic Partnerships at Currencycloud, talk about what financial services should be focusing on and what’s next for the space.In this episode, we discuss:Discussing key considerations for a finance companyThinking carefully about the product features that you launchCore differences between an off-the-shelf banking as a service provider and the orchestration layerThe importance of customer acquisition and retention for new banking brandsHow to stay relevant as a traditional bankTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links?

These days, 50% of investors under 30, a demographic that essentially grew up on social media.While many trading platforms are incorporating aspects of social media, none has truly integrated social and trading from the ground up.Benjamin Chemla, CEO and Co-Founder of Shares, is planning to change that by offering the first true social trading platform.In this episode, we discuss:What social trading is and how it adds to the Wealthtech marketWhy the GameStop controversy and purpose-driven investing bodes well for social tradingWhy Benjamin is confident Shares can avoid the fake news trapTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

Who hasn’t received an email from their bank for an account that’s completely irrelevant?It makes you feel like your bank doesn’t care about you one bit, right?Banks have all the data they could ask for to understand their customers, but, clearly, most of them don’t know how to use it.But customer data platforms are changing that.Today’s guest, Izabella Gabowicz, COO at Sensibill, is someone helping lead the CDP revolution. She joins the show to share why CDPs are such an exciting tool for leveraging data to deliver better customer experiences.In this episode, we discuss:How CDPs make banking more humanHow to Use a CDP to marketing noise into highly targeted marketingHow CDPs foster empathy     To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/p

One of the greatest silver linings to come out of the COVID-19 pandemic has been the obliteration of the requirement of physical proximity to the office.Where you once had to target your hiring practices and campaigns to a specific area, now a lot of companies have dropped their geographical requirements all together, allowing you to work from anywhere.And while that’s good news for the employee, it presents some unique challenges for the employer, specifically if they’re hiring international employees in locations where they don’t have an entity. On this episode of Payments Innovation, we talk with Aurel Albrecht, Founder at Lano, about:How Lano can help you break down those geographic walls when it comes to hiringWhy the remote work trend is so good for businessesThe key challenges that companies should be thinking about when hiring remotelyThe opportunities Lano and their clients are seeing from a multi-currency perspectiveTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple

If you look at the best software out there in any category, you find an interesting trend:Most of it was designed to solve a problem its creators faced.Whether it’s Slack or MongoDB, these products weren’t solutions in search of a problem to solve.They’d already solved one.The same is true for today’s guest, Rhett Roberts, Co-Founder & CEO, Product Officer at LoanPro, a company offering simplified solutions for loan servicing built when Rhett needed to find a way to solve issues faced in his auto lending business.In this episode, we discuss:Why solving first makes for successful companiesHow LoanPro is simplifying loan servicingThe value and flexibility of a cloud-first API solutionTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy fo

You get a text message letting you know a bill is due. You then open your payment app, scroll through, and pay the bill. If you have any problems, you’ll need to dial and call customer support. Now what if all those steps could’ve been handled through the initial text message?Today’s guest is helping make that connectivity a reality: Will Graylin, CEO at OV Loop, discus ses his history in the payment industry and what’s driving his enthusiasm to take messaging connectivity to the next level in the U.S.In this episode, we discuss:Diving into the payment industryUnderstanding the connectivity ecosystem Discussing the super walletTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

For those old enough to remember a time before, Fintech can seem like a dream come true — it allows us to bank, sell, invest and even gamble whenever and wherever we want. But these same tools can become a nightmare for those without the financial education to wield them responsibly.That’s why today’s guest, Vivi Friedgut , CEO/Founder at Blackbullion , is on a mission to educate young people so that they can make better financial decisions — and she’s using technology to enable the solution.In this episode, we discuss:- Why schools are poorly-equipped to educate on finance- The positives and negatives of the Fintech landscape- What it will take to solve the financial education problemTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts , Spotify , or here and don’t forget to check out our YouTube !Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/pr

Why are more and more Fintech’s turning to crowdfunding in addition to traditional VC investment?Because being accountable to the people actually using your product incentivizes you to shape it to their needs.That was a key consideration for today’s guest Edoardo Moreni, CEO at Emma Technologies, when funding the company's money management platform, which offers a wide range of banking and investment options to its users.In this episode, we discuss:How Open Banking has opened doors for wealth managementCrowdfunding vs. VC investmentThe future of Open Banking, Wealthtech and NeoBrokersTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time! Hosted on Acast. See acast.com/privacy for more information.

Companies looking to build banking within their model have had to face 3 big challenges over the past decade: managing bank relationships, keeping up with compliance, and building technology to take their banking to market. Today’s guest is helping Fintech solve these problems: Itai Damti, CEO at Unit. He joins the show to explain banking as a service and how Unit is helping companies with their banking integrations.In this episode, we discuss:- Banking as a service- How Unit stands out, its vision, and its customers- Areas for improvement in banking in the futureTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

Sometimes, you can get lucky with a few bets on the stock market but, usually, you need some advice if you really want to succeed with your investments. Yet, most advisors fail to deliver real value — so where do you turn? Fintech, of course...Like the revolutionary investing technology today’s guests, Chuk Orakwue, Managing Partner, and Louis Ortiz, Head of Growth, are delivering at Xantos Labs.In this episode, we discuss:Why average people struggle to maintain a thriving portfolioWhy you need to do better than average with your investments (and how you can)How Xantos Labs is differentiating itself from existing investment technology like Robin HoodTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

Paytech is one of the most important emerging sectors in Fintech, yet for many, it’s a mystery.Not so for James Teodorini, Senior Paytech Consultant at Currencycloud, today’s guest and our newest host on payments innovation. He joins the show to demystify Paytech.In this episode, we discuss:James’ backgroundThe definition of Paytech The guests James will feature in upcoming episodesTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube! Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player Hosted on Acast. See acast.com/privacy for more information.

In recent years, Fintech has helped fuel Africa’s economic success.Now, some Fintechs on the continent are ready to expand their operations internationally. And that’s not just good news for Africa — it’s good news for everyone. Today’s guest, Omosalewa Adeyemi, Head of Global Partnerships and Expansion Team at Flutterwave, is leading the charge for one such Fintech. She joins the show to share why Flutterwave is a perfect fit for North American markets.In this episode, we discuss:Flutterwave’s unique value propositionThe effect of COVID on merchants and international paymentsWhat Flutterwave looks for when partnering internationallyTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

If you are dealing with hundreds — if not thousands — of payments a day, you could hire a 30-person finance team, read 600 pages on ACH, and another 300 on the wire system.Or you could save yourself some time and money by listening to today’s guest.That’s because Sam Aarons, as Co-Fo under & CTO at Modern Treasury , has helped build a way for you to automate these payments, no matter where you bank, without the hassle you’d face building that capability in-house. In this episode, we discuss:The 3 pillars of Modern TreasuryThe importance of meeting your customers where they’re atTheir new double-entry accounting product, Ledger, which can save you even more time and moneyTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify , or here and don ’t forget to check out our YouTube !Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for m

Remember when there’d be a pitch for startup capital, with a straightforward yes or no in response? Well, things are a little different now, and we have people like Prashant Fuloria, Fundbox CEO, to thank for that.What we talked about:- The working capital marketplace- Banks vs Fundbox: the cost of managing unpaid receivables- The Fundbox customer experience- Small business COVID-19 economic recoveryCheck out these resources we mentioned during the podcast:- Prashant’s LinkedIn profile- Fundbox’s websiteTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

Cross-border remittances used to be slow and the fees could end up being upwards of 10%, but thanks to innovations like blockchain and better banking partnerships, that’s all changing.Today’s guest is someone helping to lead that change: Manos Yoganathan, Vice President at Remitbee. He joins the show to explain how. In this episode, we discuss:- The remittance revolution- How blockchain technology is improving the remittance space- The challenge of partnering with banks in CanadaTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.