Payments Innovation: Fintech | Innovation | Ecommerce

Cashless participation is the catalyst in the mission to drive equitable stock ownership through ESPPs (Employee Stock Purchasing Plans). Aaron Shapiro, CEO & Founder of Carver Edison, is here to tell us all about it in the latest episode of Payments Innovation.What we talked about:- Aaron’s journey into the corporate equity niche- Carver Edison’s place on the ESPP spectrum- Do ESPPs offer diversification opportunities?- The win-win-win situation created by cashless participation.Check out these resources we mentioned during the podcast:- Aaron’s LinkedIn profile- Carver Edison’s website- Carbon, Carver Edison’s equity education platformTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

In finance, partnerships can often be hard to pin down, but understanding the ins-and-outs of partnerships can mean a world of difference for Fintechs everywhere.Which is why this episode, as part of our Fintech Karaoke series, Cara Hayward interviews Kara Parkey, Director of Business Development at MX, to learn the secrets to successful partnerships. They discuss:- What defines a partner and the best way to choose them- How to get buy-in and sales alignment- The future of partnershipsTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player.  Hosted on Acast. See acast.com/privacy for more information.

The rich stay rich, and get richer, not by increasing their income, but by controlling their expenses. Spend management might not be an obvious option but it’s always worthwhile.Thejo Kote calls it like it is: companies have a problem managing their spend. Fortunately for us, his firsthand experience inspired him to found Airbase.What we talked about:- Spend management deserves your focus- How and why Airbase gives you spend management superpowers- The current and future state of the spend management marketplaceCheck out these resources we mentioned during the podcast:- Thejo’s LinkedIn profile- Airbase’s websiteTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

Currencycloud’s Payments Innovation podcast is about 3 years old, and we couldn’t be prouder of all the conversations we’ve had about new business perspectives on the global digital economy.Today, we’re introducing a new podcast host who will pioneer a Payments Innovation series focused on our current clients and how they’re scaling.We’re excited to highlight our newest podcast host Scott Ernenwein, North America Account Manager: Fintech and Banking at Currencycloud.In this introductory episode, you’ll hear about:- Scott’s background in banking- His insights into current customer transformations- Challenges facing customers at scale- His vision for the client episodesTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player.  Hosted on Acast. See acast.com/privacy for more inform

The pandemic may be in its final stretch, but it’s changed the world forever — especially how we work. Now, an internationally distributed workforce has become more attractive. But that can be a major challenge without the right tools.Our latest guest, Matt Drozdzynski, CEO and Founder of Pilot, is one of the people helping to provide those tools, offering businesses ways to deal with everything from payroll to compliance across borders.He joins the show to discuss:- How COVID transformed how we work- How Pilot is helping to power the shift in international work- The future of distributed workTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player.  Hosted on Acast. See acast.com/privacy for more information.

Not every business tanked during the pandemic, but that doesn’t mean that they didn’t experience challenges. Shaun Puckrin, Chief Product Innovation Officer at Global Processing Services, shares details of the journey from the growth side of the pandemic, in the latest episode of Payments Innovation.What we talked about:- Not all companies fell off the face of a cliff when COVID-19 became a pandemic, but why? Surely there were other challenges for them during this time?- The value of international payments and what’s next for the cross-border ecosystem.- The challenger-bank-in-a-box solution.Check out these resources we mentioned during the podcast:- Shaun’s LinkedIn profile- GPS’s website- Shaun’s Twitter profileTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Aca

Compliance often used to be seen as something you reluctantly dedicated resources to in order to please the lawyers. But that’s changing… Because behind every great Fintech is the ability to manage risk.Who said compliance can’t be sexy?Certainly not today’s guest, Charlie Delingpole, Founder and CEO at ComplyAdvantage, where his work helping companies leverage compliance as a strategic business asset is finally making compliance sexy.In this episode, we discuss:- The kinds of risks compliance addresses- Why compliance is a competitive advantage for Fintech- How ComplyAdvantage is making compliance intelligentTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

Embedded finance is the game changer we never knew we needed.Robert Cortright, Founder & CEO at DriveWealth, walks us through the what, how, and why on the latest episode of Payments Innovation.What we talked about:- Fractional trading, financial literacy & AI- Brokerage vs. embedded finance- What to expect from the digital financial ecosystem in the next year or soCheck out these resources we mentioned during the podcast:- DriveWealth’s website- Greenlight financial literacy initiative- Bob’s LinkedIn profileTo hear more interviews like this one, subscribe to Payments Innovation on Apple Podcasts, Spotify, or your preferred podcast platform.Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

Bringing on new full-time employees from different countries comes with its share of complications. From resolving legal grey areas to providing a first-class experience for the employee, Panther aims to solve these issues.Matt Redler, Founder and CEO of Panther, joins us to discuss how the company is changing the way remote work operates with employees in multiple countries.We talked about:- How Panther got started- The issues with hiring employees globally- What sets Panther apart from similar companiesTo hear more interviews like this one, subscribe to Payments Innovation on Apple Podcasts, Spotify, or your preferred podcast platform. Matt can be reached at the following:https://www.linkedin.com/in/mattredler/Matt@withpanther.com Hosted on Acast. See acast.com/privacy for more information.

These days, banks are finally realizing what almost every other industry has already caught on to:If you want to succeed, you need to build around customer experiences. Just ask Alex Wheldon, Co-Founder, President and Chief Product Officer at Rho Business Bank, where he’s helping to usher in the new, customer-focused, paradigm for modern banking.In this episode, we discuss:- Why customer-focus is the new zeitgeist for modern banking- How Rho approaches partnerships- The example Rho is setting for other financial institutionsTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

Open banking is a hot topic these days, but depending on which side of the Atlantic you’re on, there are some large differences in the ways these markets are handling this innovative sector. As Head of International at Plaid, Keith Grose understands the differences between these markets better than most. He joined us on the show today to help untangle open banking. What we talked about:- The transatlantic differences in open banking- The difference between open banking and open finance- The COVID-19 effect on open bankingTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

When it comes to Fintechs and modernizing finance, it’s all about improving user experiences. And few banking products need it more than the traditional bank wire. In this episode, Chris speaks with Marwan Forzley, CEO at Veem, about how his company is fixing the user experience issues with wiring money. They discuss:- Why partners are essential to modern finance- The effects of COVID on Veem’s business demand- The problems with traditional bank wires (and how they can be fixed)To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

There are many ways you can expand your organization’s reach. But when you want to expand your international presence, sometimes the best method is through partnerships.That’s one way Lucian Lauerman, Head of Solutions for Business at OANDA, is approaching their expanding reach as the company launches its new FX platform. In this episode, we discuss:- The history of OANDA- OANDA’s influence in the FX space- Why partnerships are the way forward for the companyTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

Buy now, pay later.It’s a useful way to manage transactional visibility, and I got to speak about it with David True, Founder and Partner at Paygility Advisors.What we talked about:- Common gaps in knowledge for non-US companies entering the US market- Sponsor bank positioning- The ‘Buy Now, Pay Later’ movement - Interchange rates and subscription revenueCheck out these resources we mentioned during the podcast:- David’s LinkedIn Profile- Paygility’s website- NYPAY’s website- NYPAY’s conversation about ‘Buy Now, Pay Later’To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

Necessity is the mother of invention. We’ve all heard it, but the past year has proven it — we are finding new ways to work, to socialize, to educate, to shop and to pay.And when it comes to Fintech, crisis is the mother of innovation.In this episode, Cara speaks with Brady Harris, CEO, and Adam Steenhard, Senior Director of Corporate Strategy, at Dwolla, about how they are helping to revolutionize the payments space and why the pandemic is a boon for Fintech more broadly.They discuss:- Why payments has grown since the advent of COVID- The importance of simple integration in Fintech- Why partners are more valuable now than ever beforeTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

Buy now, pay later, a concept introduced in the ’90s, has since undergone a digital transformation for consumers across the globe. Klarna, Afterpay, and Affirm are the few of many that offer consumers a buy now, pay later option for everyday purchases online. But what about brick-and-mortar purchases?This is where Arad Levertov, CEO and co-founder of Sunbit, saw an opportunity to disrupt the buy now, pay later space, and did so in a way that encouraged strong relationships with consumers. In this episode, we discuss how Sunbit addresses:- The need for brick-and-mortar buy now, pay later options- Very competitive APR rates and payment plans- How Sunbit has built a loyal consumer base To ensure that you never miss an episode of Payments Innovation, subscribe to Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time! Hosted on Acast. See acast.com/privacy for more information.

Many payment solutions sit atop legacy infrastructures that don’t allow for much flexibility. New economy companies and FinTechs are looking for more.In this episode, we chat with Patricia Montesi, Co-founder and CEO of Qolo, about how she designed a next-gen payment solution that embraces modern banking capabilities.What we talked about:- The gap in the marketplace that led to the founding of Qolo- How FinTechs are forcing banks in the US to become more progressive- The value that expertise bringsTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

Financial literacy is a hotly debated topic. How do you educate consumers to make smarter investment decisions? Sometimes, the best approach is to learn by doing.That’s why Phillip Barrar, CEO of Moka, is fostering financial literacy not through courses, but through action and participation. He joined the show to discuss how Moka’s products promote financial inclusion in a simple and intuitive way.He discusses:- Moka’s products and how they work- Why the rise of Fintech is good for the consumer- Why financial literacy comes from action and participationTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

Recently, the nation became enthralled with an underdog story of ordinary people pushing Gamestop’s stock way past its value to stick it to greedy traders only to be stopped by the power of Wall Street… Only that wasn’t the whole story. To learn what really happened, we turned to Yoshi Yokokawa, Co-founder & CEO at Alpaca, in our latest episode for some much needed context on the controversy. Yoshi explains:- What really happened with Gamestop- Why Robinhood had to stop allowing Gamestop purchases- How the payment order system worksTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

US regulations mean we don’t see nearly as many startup banks as Europe.So, if one manages to get past the regulatory hurdles, what do they prioritize? For Rodrigo Suarez, Head of Innovation at Piermont Bank, a startup bank serving SMBs, speed and culture are the secret to success.In this episode, we discuss:- The challenges a startup bank faces- Why the SMB space is ripe for innovation- Why speed and culture matterTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.