Payments Innovation: Fintech | Innovation | Ecommerce

Thinking about innovation, it’s easy to conjure technologies that transformed the world we inhabit. Cars drive by. Planes fly overhead. Skyscrapers tower over our cities. But sometimes the most transformative innovations are the ones that go unnoticed.  And that’s especially true for payments. In today’s episode, I speak with Alex Reddish, Chief Commercial Officer at Tribe Payments, about how the future of payments will unfold.  We discuss: -Why the best innovations in payments are often invisible -The role of partnerships in payments -Why we need regulation and education To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube! Hosted on Acast. See acast.com/privacy for more information.

International payments has been a hot topic for a long time.  But for those blazing new trails, there’s a lot to consider.  What do you prioritize before hitting the market? To answer this question, I chat with Alex Arnold, Founder at Dunbridge Financial, to find out the most important considerations he had before launching earlier this year.  Alex explains: -Why traditional banks are deficient (and sluggish) on payments -The 3 key go-to-market considerations for Dunbridge -How to plan ahead and grow the right way To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube! Until next time! Hosted on Acast. See acast.com/privacy for more information.

Open banking is being embraced by banks and fintechs alike. It’s still young, but it’s evolving at light speed. And pretty soon, it’ll be woven into the fabric of everyone’s financial lives.   In today’s episode, Rafa Plantier, Country Manager, UK & Ireland at Tink, covers what you need to know about the open banking transformation.  He explains: -Why open banking is a more inclusive way of offering financial services -Why partnerships are the key to success for banks and fintechs -How open banking and newer payment solutions will become standard To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube! Until next time! Hosted on Acast. See acast.com/privacy for more information.

In today’s episode, I’m excited to introduce two new Payments Innovation hosts from Currencycloud’s EMEA team.   I’m joined by Lauren Passey, Sales Director, and Alex Barr, Senior Sales Consultant, to discuss why they want to host, what’s exciting them in finance overseas and what to expect in their upcoming episodes. To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube! Until next time! Hosted on Acast. See acast.com/privacy for more information.

Why are some developers opting for an open-first model? Well, there are many benefits, but one stands out: Community.  That’s why Wade Arnold, Founder and CEO at Moov.io, opted for an open-source approach to building the company’s portable platform for embedding banking services in any application.  In this episode, Wade and I discuss: -How Moov are moving finance forward -Why open-first made sense for the platform -What fintech really means — now and in the future To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube! Until next time! Hosted on Acast. See acast.com/privacy for more information.

Consumer products these days are sleek. So, why do business products look like they were all made in preparation for a 19th-century world fair?  Hamed Abbasi, Co-Founder & CEO at Plooto, is on a mission to prove there is no reason business products can’t be just as sleek. In this episode, we discuss: -How Plooto is innovating accounts payable and receivable -Why most business products create a terrible experience -How to make complex products easy to use To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube! Hosted on Acast. See acast.com/privacy for more information.

If you want to succeed… You have to always put your customers’ needs first. And partners are a great way to do that.   Just ask Johanna Pugh, MD North America at Mambu, an innovative fintech that has broken into new markets and stayed customer-centric by leveraging their partner ecosystem.  In this episode, we discuss: -How partners help you stay focused on the customer -Why the customer is all you need to worry about -How partners help you break into new markets To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube! Until next time! Hosted on Acast. See acast.com/privacy for more information.

Falls Fintech almost didn’t happen.  The 12-week accelerator program started on March 9th, 2020.  By March 13th, participants had to pack up and go. But the story doesn’t end there…   What kind of fintech entrepreneurs would let a little thing like a global pandemic stop them from innovating? In today’s Challenger Series episode, I’m excited to be joined by 3 amazing guests involved with the accelerator program: Nikkee Rhody, SVP, Co-Founder and Managing Director at Falls Fintech and Vice President - Product Development & Marketplace Strategies at Central Payments.  Fonta Gilliam, CEO and Co-Founder at Invest Sou Sou. Rishi Chand, Account Manager at Mastercard. We discuss: -How Falls Fintech started -How they overcame the pandemic -What the post-COVID-19 future holds for fintech To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube! Hosted on Acast. See acast.com/privacy for more information.

To partner or not to partner. That’s the question.  As a fintech company, you’ve made the decision to expand your offering through a partnership. What does the partnership look like? How much control are you going to be giving up? What are the things you need to be thinking about when making decisions around partnerships?  It can all be a bit (okay, a lot) confusion, which is why on this episode of the Payments Innovation podcast, we got to sit down with Marcel Klimo, Tech Evangelist at Vacuumlabs, for a conversation all about, among other things:  -Technology in fintech partnerships -The decisions you need to be making -The agile approach,  -Monolith vs. microservices  To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube! Until next time! Hosted on Acast. See acast.com/privacy for more information.

Open banking seems like it’s been just around the corner for years.  Now it’s here…  But most organizations are still a little scared to move into it.  Why? To find out, I caught up with Phil Peters, EVP/Chief Operating Officer & Head of Institutional Banking at Radius Bank, a company who’ve embraced open banking with open arms.  In this episode, Phil explains: - Why Radius moved into open banking - How embedded finance is shaping the future - What makes a winner (and why there will be many)  To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, or Spotify, or here.  Until next time! Hosted on Acast. See acast.com/privacy for more information.

Open banking seems like it’s been just around the corner for years.  Now it’s here…  But most organizations are still a little scared to move into it.  Why? To find out, I caught up with Phil Peters, EVP/Chief Operating Officer & Head of Institutional Banking at Radius Bank, a company who’ve embraced open banking with open arms.  In this episode, Phil explains: -Why Radius moved into open banking -How embedded finance is shaping the future -What makes a winner (and why there will be many)  To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, or Spotify, or here.  Until next time! Hosted on Acast. See acast.com/privacy for more information.

Debundling has had a huge role in fintech’s rise. But that era is over…  Welcome, everyone, to the era of rebundling. In today’s episode, Ben Soppitt, Founder of Unifimoney, explains why the time has come for fintechs to start rebundling everything they’ve debundled. He goes over: -Why fintechs debundled in the first place -Why it’s time to rebundle -Why Unifimoney caters to the affluent  To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, or Spotify, or here.  Until next time! Hosted on Acast. See acast.com/privacy for more information.

Over the last decade, consumers have embraced the rising quality of personal loans fueled by smaller, more nimble technology. Given the economic uncertainty around the pandemic, will that appetite fizzle out or burn well into the future?  To find out, we spoke with Scott Satov, Chief Executive Officer at Loans Canada.  He went over: -Loan Canada’s part in the rise of personal loans -How technology has shaped the personal loan market -The present (and future) state of personal loans To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, or Spotify, or here.  Until next time! Hosted on Acast. See acast.com/privacy for more information.

It took a global pandemic. But I think everyone realizes it now.  Innovation is no longer a choice. It’s a necessity. And that’s why we’re happy to announce the launch of even more Payments Innovation podcast. That’s right, we have 3 new series launching so you can keep up with every aspect of innovation in the fintech world. Rich Arundel, General Manager at Currencycloud, will be hosting #embeddedfinance, which takes a look at the future of payments. Chris D'Antuono will be hosting #challengers, getting in-depth with the shifting landscape of challenger banks.  Cara Hayward, Director of Strategic Partnerships, North America, will be hosting #fintechcaraoke, a series looking at the absolutely vital world of alliances in fintech.  To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, or Spotify, or here.  Until next time! Hosted on Acast. See acast.com/privacy for more information.

Banks have finally caught on to something we’ve known for a while… The future of finance is digital.  As they close ATMs and move online… They’re realizing just how many companies got their first.   Companies like SHiFT Connect, a major player in international FX and payments.  I caught up with Kevin Copping, Institutional Sales and Marketing Manager, to go over how SHiFT is preparing for the coming of the cashless, digital world. Kevin covered: -What SHiFT is doing globally -Why the world will inevitably cashless -What shifted for SHiFT and FX under COVID-19 To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, or Spotify, or here.  Until next time! Hosted on Acast. See acast.com/privacy for more information.

The world has changed so much in 50 years…  So why is it credit cards remain almost the same? There must be a better way to do credit.  But how? Nitya Sharma, Co-Founder & CEO at Simpl, has created a buy now, pay later service he is confident will shake us from our out-dated credit-card dependency.  I caught up with Nitya to find out how services like Simpl might just be the final nail in the coffin of credit cards. He covered: -How the Indian financial landscape inspired Simpl -Why credit cards are becoming obsolete -Why Simpl is thriving during COVID-19 To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, or Spotify, or here.  Until next time!   Hosted on Acast. See acast.com/privacy for more information.

Once you master something, it’s natural to want to help others master it, too.   It’s a rewarding experience of giving back, whether it’s a game, a musical instrument… Or building a Fintech.  On today’s show, I caught up with Mike Kane, Co-Founder at Hydrogen, the Fintech enablement platform that has made it easier than ever before to build a Fintech from scratch and get to market in record time. What we talked about: -How Hydrogen came to be -How they help you avoid siloed systems -Why simplicity matters To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, or Spotify, or here.  Until next time! Hosted on Acast. See acast.com/privacy for more information.

You’ve created an amazing financial brand.  You have big ideas and so much work to do.  But now you have to worry about everyone’s favorite topic: Compliance.  OK, it’s not the sexiest topic and, if you don’t know what you’re doing, it can end up taking over all of your time.  Luckily, on today’s show, we have Matt McGuire, Co-Founder and Practice Leader at The AML Shop. He’s here to explain how his company makes it easier for companies to spend more time on their business and less on making sure they are compliant. Matt goes over: -How you should think about compliance -How companies like The AML Shop address compliance issues -How to approach compliance across borders To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, or Spotify, or here.  Until next time! Hosted on Acast. See acast.com/privacy for more information.

Philanthropy is not just a hobby of the well-to-do.  You don’t need a monocle, furs or a top hat to give.  Thanks to modern financial technology, everyone can be a philanthropist.  And your company would do well to join in. To explain why, I invited Dale Nirvani Pfeifer, CEO & Founder at Goodworld, onto today’s show.  Goodworld offers a whole ecosystem of modern ways to charitably give — including tools to help your business increase its impact.  What we talked about: -How Goodworld came about and is modernizing philanthropy -Why the purpose of a corporation is being redefined -How philanthropy is impacted by social media and millennials Check out these resources we mentioned during the podcast: www.cheerfulgiving.com www.business.goodworld.me To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, or Spotify, or here.  Until next time! Hosted on Acast. See acast.com/privacy for more information.

A lot of businesses are like a Ferrari with wagon wheels. Well-oiled machines held back by one outdated component. And for a lot of businesses, that component is accounts receivable.  On the show today, I’m joined by Garima Shah, President of Biller Genie, a company dedicated to modernizing those janky wooden wheels and bringing them in line with the rest of the car.  What we talked about: -The problem with current accounts receivable processes -Why paper checks should go the way of the dodo -How to operate a fintech without touching the flow of funds To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, or Spotify, or here.    Until next time! Hosted on Acast. See acast.com/privacy for more information.