The Strategy Stacker - Luke Talks Money

Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in The Money Show which aired on Friday 2 September 2022. They start the show however by talking about the Jobs and Skills Summit.  It was proposed that pensioners can continue to work without loosing any entitlements, up to an amount of $4000. This however is … Luke on 2CC – Borrowing to invest, is it all tax deductible? Read More »

Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in The Money Show which aired on Friday 26 August 2022. This week’s topic for discussion however is: How do things differ between the different types of super contributions? Key topics covered include: The rules change over time in regard to super Do you want to … Luke on 2CC – Super contributions, are they all the same? Read More »

Thinking about changing your super fund provider? How do you switch super funds? Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in The Money Show which aired on Friday 19 August 2022. Leon and Luke start the show by talking about what average annual earnings are right now – $92,000 a year for full … Luke on 2CC – How do you switch super funds? Read More »

Asset allocation in your super? What it is and how does it help you reach your retirement goals?  Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in The Money Show which aired on Friday 12 August 2022. We’re into August already – Where has the year gone? Christmas might be with us before we … Luke on 2CC – Asset allocation in super Read More »

What should you look out for in a home loan in an environment of rising interest rates? Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in The Money Show which aired on Friday 5 August 2022. Another interest rate rise has just occurred and many banks have wasted no time in passing those rate … Luke on 2CC – What to look out for in a home loan Read More »

Higher interest rates? How well are you prepared for the changes ahead? Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in The Money Show which aired on Friday 29 July 2022. Interest rates have started to rise from the record low rates, but what does it mean for your monthly budget?  This week’s topic: … Luke on 2CC – How to prepare for rising interest rates Read More »

Life insurance, should you hold it inside or outside of your super? Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in The Money Show which aired on Friday 22 July 2022. Those with superannuation will start receiving their superannuation fund statements and something you’re likely to see on your statement is an insurance section, … Luke on 2CC – Life insurance inside a super fund or out? Read More »

Have you lent your adult kids money to buy a home? Do they have Income Protection Cover?  Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in The Money Show which aired on Friday 15 July 2022. This week’s topic: How does Income Protection insurance help you and your adult kids protect each other? Key … Luke on 2CC – Income Protection Cover helps your adult kids too Read More »

If you’re helping adult kids buy a home, what should both parties consider? Luke Smith, Financial Planner, joined 2CC Talking Canberra 1206AM in The Money Show which aired on Friday 8 July 2022. This week’s topic is one many modern families will face: What happens when adult kids come to ‘the bank of Mum and Dad’ … Luke on 2CC – Helping adult kids buy a home Read More »

Can super splitting help you retire and pay off debt sooner?  Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in The Money Show which aired on Friday 1 July 2022. There’s a number of new things that come into effect from today including: (1) Super guarantee  contributions (employer contributions) increasing from 10% to 10.5%, … Luke on 2CC – How Super Splitting Works Read More »

Retirement planning – Are you ready to leave the daily grind this year?  Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in The Money Show which aired on Friday 24 June 2022. This week’s topic is: What should you do with an inheritance, windfall or another financial lump sum? Leon begins the show by … Luke on 2CC – Can I retire? Read More »

Making the most of an inheritance or windfall Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in The Money Show which aired on Friday 17 June 2022. This week’s topic is: What should you do with an inheritance, windfall or another financial lump sum? Luke begins the show by giving a shout out to … Luke on 2CC – Inheritance & financial windfalls Read More »

Diversification: Let’s take a closer look Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in The Money Show which aired on Friday 10 June 2022. This week’s topic is: Diversification and what it means for investing. Luke and Leon start the show talking about the interest rate rise and the expectations of more rate … Luke on 2CC – Diversification and investments Read More »

What do rising cash rates mean for fixed interest? Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in The Money Show which aired on Friday 3 June 2022. The Reserve Bank of Australia has increased their cash rate for the first time in 11 years, and have stated more cash  rate rises are to … Luke on 2CC – Fixed Interest and rising cash rates Read More »

Estate planning – Is there tax on super? Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in The Money Show which aired on Friday 27 May 2022. Leon starts the show, assessing this topic is perhaps the most depressing ever – not only might you die, you might also have to pay tax on … Luke on 2CC – Is super taxed when I die? Read More »

The Super Work Test – Going going gone! (For some contributions) Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in The Money Show which aired on Friday 20 May 2022. They start the show talking about each of the parties plans to help first home buyers in the lead up to the federal election. … Luke on 2CC – The Superannuation Work Test, changes you need to know, even if you’re retired Read More »

Luke shares his top 5 super questions in the lead up to the end of the financial year Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in The Money Show which aired on Friday 13 May 2022. Luke starts the show by talking about old fashioned great service. This week’s topic: Luke shares his … Luke on 2CC – 5 top super questions before 30 June Read More »

Are you a different age as your spouse? This retirement planning strategy might be for you. Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in The Money Show which aired on Friday 6 May 2022. This week’s topic: The Super Splitting strategy – What is it? How can it help you retire at the … Luke on 2CC – Super Splitting Strategy – Can you retire sooner? Read More »

Investment structures: Investing is not just about what assets you buy. Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in The Money Show which aired on Friday 29 April 2022.  This week Leon returns from holidays after enjoying the Easter break in Queensland. This week’s topic: Where can you hold your assets? What investment … Luke on 2CC – Investment structures, where to hold your assets? Read More »

What is a family trust? Why would you use one? Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in The Money Show which aired on Friday 22 April 2022.  This week Luke joins the show from Adelaide, where he’s been attending a specialist SMSF conference. Leon’s still on Easter break but will be back … Luke on 2CC – Family trust Read More »