The Strategy Stacker - Luke Talks Money

The Interest Rate Cut – What does it mean for your financial well-being? Luke Smith joined 2CC Talking Canberra 1206AM. The Money Show aired on Friday 14 June 2019. Luke talks the recent interest rate cut from 1.5% to 1.25% by the Reserve Bank of Australia. 1.25% is a historically low rate, with the rate … Luke on 2CC – RBA Interest Rate Cut Read More »

Would you like tax deduction for your own super contribution? Luke Smith joined 2CC Talking Canberra 1206AM with Richard Perno. The Money Show aired on Friday 7 June 2019. Luke talks about end of financial year matters and in particular your contributions to super before June 30. They start the conversation though talking about the … Luke on 2CC – June 30 and Your Concessional Super Contributions Read More »

What’s the difference between super and a pension? Luke Smith joined 2CC Talking Canberra 1206AM with Richard Perno. The Money Show aired on Friday 31 May 2019. Luke talks about retirement planning, super and pensions. They start the conversation though talking about tax deductions as we approach the end of financial year. Luke also talks … Luke on 2CC – Super and Pensions Read More »

How can you turn super into a pension? Luke Smith joined 2CC Talking Canberra 1206AM with Richard Perno. The Money Show aired on Friday 24 May 2019. Luke talks about how to turn your super into a retirement income. It’s called a pension, and it’s in addition to the government pension you might be eligible … Luke on 2CC – Pensions from super Read More »

How can you add money to your super? Luke Smith joined 2CC Talking Canberra 1206AM with Richard Perno. The Money Show aired on Friday 17 May 2019. Luke talks about super and the ways you can contribute to your fund to create the retirement income you’d like to enjoy. They start the conversation though talking … Luke on 2CC – How to contribute to super Read More »

How much will you need in retirement? Luke Smith joined 2CC Talking Canberra 1206AM with Richard Perno. The Money Show aired on Friday 10 May 2019. Luke reviews the question he most gets asked at as a financial planner at Envision Financial – “How much income do I need in retirement?” With a large percentage … Luke on 2CC – How much do you need to retire? Read More »

Key person insurance – who is key in your business? Luke Smith joined 2CC Talking Canberra 1206AM. The Money Show aired on Friday 3 May 2019. Luke caught up with Richard Perno to speak about the topic of Key Person Insurance. Key Person Insurance provides you with the opportunity fund the value of your business … Luke on 2CC – Key Person Insurance Read More »

Income protection insurance – cover for almost every job! Luke Smith joined 2CC Talking Canberra 1206AM. The Money Show aired on Friday 26 April 2019. Luke caught up for their first chat since the Easter break to speak about the topic of Income Protection. Income Protection provides you with the opportunity to protect the income … Luke on 2CC – Income Protection Insurance Read More »

What insurance do you have inside your super? Luke Smith joined Richard Perno on Radio Station 2CC Talking Canberra 1206AM. The Money Show aired on Friday 12 April 2019. Luke and Richard caught up on the topic of insurance inside of superannuation. Many superannuation funds offer insurance inside super, yet most people haven’t actually looked … Luke on 2CC – Insurance inside your super Read More »

What’s in the Federal Budget 2019? Luke Smith joined Richard Perno on Radio Station 2CC Talking Canberra 1206AM. The Money Show aired on Friday 5 April 2019. Luke and Richard caught up on the Federal Budget. With an election around the corner, all eyes were on Canberra this week to see what’s on offer. Of … Luke on 2CC – The Budget 2019 Read More »

There’s more to fixed interest than bank term deposits Luke Smith joined Richard Perno on Radio Station 2CC Talking Canberra 1206AM. The Money Show aired on Friday 29 March 2019. Luke and Richard caught up on the topic of fixed interest. Within a low interest rate environment, fixed interest might not provide the returns that … Luke on 2CC – Fixed Interest Options Read More »

End of financial year planning – get in before June 30 Luke Smith joined Richard Perno on Radio Station 2CC Talking Canberra 1206AM. The Money Show aired on Friday 22 March 2019. Luke and Richard caught up on the topic of end of financial year. Although it’s still a few months away now is the … Luke on 2CC – End of Financial Year Planning Read More »

Key risks to consider when planning your retirement Luke Smith joined Richard Perno on Radio Station 2CC Talking Canberra 1206AM. The Money Show aired on Friday 15 March 2019. Luke and Richard caught up on the topic of retirement planning. It’s something our attention to turns to as we get older and it’s important to … Luke on 2CC – Risks in Retirement Read More »

PSS – Public Sector Superannuation Scheme. Are you making the most of your options? Luke Smith joined Richard Perno on Radio Station 2CC Talking Canberra 1206AM. The Money Show aired on Friday 8 March 2019. Luke and Richard caught up on the topic of the PSS – The Public Sector Superannuation Scheme. It’s a defined … Luke on 2CC – Public Sector Superannuation (PSS) Read More »

Buying a home, tips for first home buyers (and their parents) Luke Smith joined Richard Perno on Radio Station 2CC Talking Canberra 1206AM. The Money Show aired on Friday 1 March 2019. Luke and Richard caught up on the topic of home loans. It’s a changed landscape since the royal commission. Banks have lifted their … Luke on 2CC – First Home Buyers and Home Loans Read More »

Self Managed Superannuation – What’s it all about? Luke Smith joined Richard Perno on Radio Station 2CC Talking Canberra 1206AM. The Money Show aired on Friday 22 February 2019. Luke and Richard caught up on self managed superannuation funds this week. It’s a different kind of structure to save for your retirement savings that gives … Luke on 2CC – Self Managed Superannuation Fund (SMSF) Read More »

Did you know you that you can receive a tax deduction for making a certain kind of contribution to your super? Luke Smith joined Richard Perno on Radio Station 2CC Talking Canberra 1206AM. The Money Show aired on Friday 15 February 2019. Luke and Richard caught up on superannuation this week. They talked about personal … Luke on 2CC – Personal Concessional Contributions Read More »

Infrastructure Assets Provide Diversification Opportunities  Luke Smith joined Richard Perno on Radio Station 2CC Talking Canberra 1206AM. The Money Show aired on Friday 8 February 2019. Luke and Richard continued their conversation about investments, this week talking about infrastructure assets. Infrastructure are high cost physical assets like phone towers, roads, airports, train networks and power stations. … Luke on 2CC – Infrastructure Assets & Diversification Read More »

Income is more than just your wage and it’s even more important in retirement Luke Smith joined Richard Perno on Radio Station 2CC Talking Canberra 1206AM. The Money Show aired on Friday 1 February 2019. Luke and Richard continued their conversation about investment. This week they talked about income from investments. Most of us only … Luke on 2CC – Income Read More »

What’s your asset allocation and how’s it working for you? Luke Smith joined Richard Perno on Radio Station 2CC Talking Canberra 1206AM. The Money Show aired on Friday 25 January 2019. Luke and Richard continued their conversation about investment. This week they talked about how you can put together investments. Asset Allocation is the name … Luke on 2CC – Asset Allocation Read More »