Danso Financial Podcast

The guys are back together again just in time for the holiday season. The Danso Financial Team led by Charles, Daniel and Ramy begin this episode by reflecting on their week and preparation into the holiday season and the most common thing on everyone's mind. What am I getting everyone for the holiday season? Although the guys are in agreement everyone will be holiday shopping they're just planning to do so on a strict budget by discussing the 4 pillars when holiday shopping which include creating a budget, redeeming credit card rewards, looking for the right deals and maybe the most important factor avoid unnecessary purchases.  Charles also opens up the question many individuals always seem to do when purchasing Christmas gifts for the holidays which is better to utilize cash or credit and the effects of how the two can impact holiday shopping for your friends, family and significant other.  The difference between a emergency and rainy day fund are also covered and used through real world examples