Suze Orman's Women And Money

On this edition of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Ralph, Gigi, Lisa, Melanie, Beth, Juanita, Denise, Kathleen and Taiko, all selected and read by KT.   This week’s questions: What can we do to keep our children's inheritance from their spend-thrift spouses? Can you verify what my financial advisor is telling me regarding annuities? My Co-Op board won’t allow me to put my Co-Op shares in my living revocable trust.  What can I do? My children are 12 and 14. Should I freeze their credit to protect them from ID theft? How can I explain the risks of day trading and impulsive investing, to my 18 year old son? If I fund a ROTH with cash, what are the tax implications? Should I keep three credit cards open, that have zero balances but annual fees? I’m about to retire and my financial advisor wants me to transfer my 401(k)s into one account.  What should I do? Are unemployment benefits considered “earned income?”   This week’s Quizzie, from Roxanne: If a ROTH IRA can