Stephen J. Kosmyna

It's that time of year again when you should take a look at where you are in terms of personal and professional development, transformation and goal achievement. As I write the notes for this show, there are less than two months left in this current year. It would serve you well to contrast where you were at this time last year compared to where you are now. Take a look at your personal and professional life. Look at what you really, really want to experience in your life. Are you there yet? Are you closer? Do you keep getting stuck in the same place? Do you advance a little and then slip back into the same old place? Are you no further ahead then you were last year or the year before or the year before that? It's time now to decide exactly what you want for yourself, your small business or on your corporate team. Consider every area of your life; finances, time and money freedom, relationships, health and physical fitness and what you really want for you. Maybe it's even time to make your annual income your