Fintech Insider By 11:fs

Our expert host, Simon Taylor, is joined by a great panel of guests to talk about all things crypto. In the first part of the show, we want to take a look at just how far we’ve come. How far the crypto space has come in the last year - not just in terms of bitcoin surges but also the real steps forward in terms of adoption by big organisations, regulators and even central banks to start taking this crypto phenomenon seriously. Why is it booming so much now? Does crypto matter more now than it ever has before? And last but not least, is crypto mainstream, and why should we care about it? This week's expert guests include: Shivani Siroya, CEO and founder of Tala Diogo Monica, CEO of Anchorage Cuy Sheffield, Head of Crypto, Visa This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked,

Our expert hosts, Adam Davis and Simon Taylor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Shane Happach, CEO Mollie Emily Nicolle, Fintech Correspondent, Financial News Soundbites: Anna Irrera, Chief Fintech Correspondent, Reuters We cover the following stories from the fintech and financial services space: JPMorgan buys investment platform Nutmeg in UK retail push 1:43 Mollie’s Series C funding round puts it in the top 5 most valuable European startups, and top 20 worldwide 13:25 AML regulations driving up compliance costs across UK 29:26 Revolut's results show a “bumper year” as revenues grow… but so do losses 39:15 11:FS Foundry, the Financial Service Operating System built by 11:FS, has today released its first drop, 11:Money 50:32 YES Bank launches musical logo 55:06 This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over

Adam Davis is joined by a fantastic panel of guests to discuss lending. Lending has traditionally been the fastest and arguably most lucrative route for banks to make money, and we want to look at why so many new fintechs are turning to lending as the next product in their arsenal, and how competition is hotting up in this space. We also want to take a look at the new lending models and companies coming onto the scene and how they are finding new and innovative ways to better serve the end customer or business, vs the traditional banks. Our expert guests are: Valentina Kristensen, Director of Marketing and Comms, OakNorth Tucker Haas, CEO and founder, Quo Mark Mullen, CEO Atom Bank This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software ba

Our expert hosts, Adam Davis and David Brear, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Gus Tomlinson, General Manager Identity Fraud Europe, at GBG Sammy Fry, Net Zero Lead at Tech Nation Soundbites: Matt Henderson, EMEA Business Lead at Stripe Kathryn Petralia, co-founder of Kabbage We cover the following stories from the fintech and financial services space: Stripe moves beyond payments with Stripe Identity 4:22 UK tech leaders team up to fight climate crisis 14:50 AmEx opens its first business accounts with Kabbage 29:01 Shopify expands its one-click checkout, Shop Pay, to any merchant on Facebook or Google 37:10 Laybuy brings in store BN/PL to the UK 44:50 Bitcoin tops $40,000 after Musk says Tesla could use it again 46:50 Fintech giant Wise push button on long-awaited listing 48:51 Web founder Berners-Lee to auction source code as NFT 51:09 This episode is sponso

Welcome to the latest installment of After Dark, called New World Order. We are joined by the best and the brightest in fintech and financial services industry to talk all about innovation. Innovation is happening faster than ever and fintech continues to be at the absolute forefront of it. From having all your needs in one app, to ever changing banking business models, people's wants, habits and understanding of tech have evolved dramatically. And the fintech industry is way ahead of them. Our fantastic panel conists of; Moderator Louise Smith, Chief Digital Officer, Lloyd's Panel 1 Sarah Kocianski, 11:FS Head of Competitor Strategy Daniel Hegarty, Habito Founder & CEO Panel 2 Jason Bates, 11:FS Co-Founder & Deputy CEO  Neri Tollardo, Strategy Director at Tinkoff Group Panel 3 David Brear, 11:FS Co-Founder & Group CEO Janine Hirt, CEO, Innovate Finance The full agenda: Jason Bates, What does Truly Digital mean? Round 1: Who is at the steering wheel of innovation?

Our expert hosts, Ross Gallagher and Sarah Kocianski, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: AJ Coyne, UK Marketing Lead at Klarna Natasha Jones, Investor at Octopus Ventures Ruth Foxe-Blader, Partner at Anthemis We cover the following stories from the fintech and financial services space: Nubank’s $750M “megaround” 03:03 Klarna takes on credit cards with in-app instalment shopping at all UK online retailers 14:40 Marqeta prices IPO above range, valuing startup at $15 billion 27:26 Bank of England lays down regulatory expectations for stablecoins 38:56 Plum moves into retirement savings 50:00 Hong Kong goes all in on Fintech 51:39 Massachusetts sets up fintech hub 53:06 Rapper A$AP Rocky becomes Klarna CEO for the day 54:44 This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our

Our expert host, Sarah Kocianski, is joined by some great guests unpack anti-money laundering — or AML — practices in banking and financial services and how they can be rethought and reconstructed. We take a look at challenges of AML in its current form, the current status of financial crime in the UK and Europe, how can FIs improve the quality of data they’re using from both internal and external sources, as well as deep-diving into the future of AML and what it holds. All of this and much more on today's episode! This week's guests include: Livia Benisty, Global Head of Business AML at Banking Circle Natasha Vernier, Co-founder and CEO at Cable/ Senior Advisor at FINTRAIL - formerly head of Financial Crime at Monzo Sian Lewin, The “Reg Doctor”, Co-Founder & Head of Client Delivery at RegTech Associates, Founder of RegTech Women This episode is brought to you by Visa, one of the world’s leaders in digital payments. Visa’s Fintech Fast Track program is a quick and easy way to connect to the Vi

Our expert hosts, David Brear and debutante co-host Benjamin Ensor, Director of Research at 11:FS, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Pablo Viguera, CEO and co-founder of Belvo Aisling Finn, Reporter at Altfi We cover the following stories from the fintech and financial services space: Belvo, Latam’s Plaid, raises $43M to scale it’s API for financial services (03:41) Crowdcube to launch IPO platform for retail investors as Curve smashes the Crowdcube funding record (17:14) Cash to account for just seven percent of in-store purchases by 2024 (28:31) SVB-led $100M investment makes Chipper Cash Africa’s ‘most valuable startup’ (40:07) Sandwell Bitcoin mine found stealing electricity (48:24) If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter to join the conversation, or alternatively email podcasts@11fs.com! This episode

Our expert host, David Brear, is joined by some great guests to talk about mortgages and how the industry has evolved in the last few years. The government announced a stamp duty holiday during lockdown, the property market boomed despite a shaky financial landscape - but how have mortgages evolved during this time? Joining us today are: Francesca Carlesi, Co-Founder & CEO of Molo Finance Richard Hayes, Co-Founder & CEO of https://mojomortgages.com/ We also hear from Daniel Hegarty, Founder & CEO of Habito, to give us his view on how the market has evolved. This episode is brought to you by Visa, one of the world’s leaders in digital payments. Visa’s Fintech Fast Track program is a quick and easy way to connect to the Visa network and issue payment credentials. Whether you’re an up and coming neobank, modernizing B2B payments, or launching a new crypto solution - amazing things can happen when your innovation is combined with the power of one of the world's largest payment networks. Learn

Our expert hosts, Adam Davis and Kate Moody, are joined by some great guests to talk about the at the evolution of Super Apps. How did the Super App come about in the first place, what constitutes a Super App and will all fintechs become a Super App? The panel also takes a look at some geographical, cultural and technical differences when it comes to Super Apps, and some of the reasons as to why they are more established in some geographies than others. . This week's guests include: Neri Tollardo, VP Strategy, Tinkoff Bank David Handlos. Founder & CEO, StoCard This episode is sponsored by Temenos Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are

Our expert host, David Brear, is joined by some great guests to talk about all things embedded finance. What are the benefits of embedded finance, what it looks like, why it’s a good thing for both businesses and consumers, and what tech actually makes embedded finance possible. Looking ahead to see what the future of embedded finance could be - we’re only scratching the surface right now. With a space full of opportunity and potential of growth, David Brear and his guests unpack embedded and open source finance to get a hint of what the future holds. All of this and much more on today's show! This week's guests include: Wade Arnold, CEO, Moov.io Tui Allen, Senior Product Leader at Shopify Gabriele Columbro, Exec Director, FINOS This episode is sponsored by Temenos Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked,

Our expert host, David Brear is joined by some great guests to dig into what constitutes as progressive regulation and how fintechs work with regulators. We also look at some geographical differences when it comes to regulation, what do fintechs want and expect from a regulator and how can fintechs work to help regulators. All of this and much more on today's epispde! This week's guests include: Deniz Güven, CEO and Executive Board Director of Mox Bank Jo Ann Barefoot, CEO & Cofounder at Alliance for Innovative Regulation Francesca Hopwood Road, Head of RegTech and Advanced Analytics at Financial Conduct Authority This episode is sponsored by Banking Circle A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your busine

Our expert hosts, David Brear and Melissa Stringer, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Livia Benisty, Global Head of Business AML at Banking Circle Natasha Jones, Early Stage investor at Octopus Ventures We cover the following stories from the fintech and financial services space: Fintech logs a record breaking Q1 of 2021 for VC investment globally 03:01 Wealthsimple raises C$750M 18:26 HSBC's Voice ID prevents £249 million of attempted fraud 30:05 Vivid Money raises $73M to build a European financial Super App 40:54 $4.3 billion fintech darling Marqeta is planning an IPO as early as June 47:12 Controversial fintech Lanistar scores FCA approval 49:16 Bitcoin is coming to hundreds of U.S. banks this year, says crypto custody firm NYDIG 51:16 Alt.bank, Brazil’s latest fintech targeting the unbanked raises $5.5M in Series A 54:24 Sotheby's will now accept cryptocurrency, sta

Our expert hosts, David Brear and Sarah Kocianski, are joined by some great guests to talk about insurtechs and fintechs. The panel take a deep dive into what the current UK insurtech market looks like, why fintechs should be aware of insurtechs, and how fintechs are paving the way for insurtech innovation. All of this and more on this episode! This week's guests include: Nigel Walsh, Managing Director, Insurance, Google David Vanek, Co-Founder & CEO, Anorak Sophie Winwood, Investor, Anthemis This episode is sponsored by Banking Circle A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business. Find out more at bankingcircle.com Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, tech

Our expert hosts, Sarah Kocianski and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Jasper Martens, CMO at PensionBee Andy Wiggan, VP Product Management at GoCardless Stuart Sopp, CEO and founder of Current We cover the following stories from the fintech and financial services space: PensionBee’s IPO and listing on the London Stock Exchange 2:54 Current triples its valuation with its Series D round and new investor, a16z 15:36 GoCardless break into Open Banking with new InstantPay initiative 34:13 Barclays US and Amount launch white label BNPL suite 45:45 Dutch neo-broker BUX raises $80 million 54:59 Teen banking service Step raises $100M Series C, as Kids-focused fintech Greenlight raises $260M in a16z-led Series D 57:40 Turkey arrests dozens as crypto exchange boss flees country 59:54 Standard Life Aberdeen faces mockery for Abrdn rebrand 01:02:00 This episode is s

Our expert host, Sarah Kocianski, is joined by some great guests to talk about Open Finance. Earlier this year we produced an After Dark event which focussed on Open Finance, but since then the FCA have released the feedback they got from the industry from the call for input that they issued in December 2019. We have now gathered some of the greatest minds in the industry to discuss the outcome of that, talk about the concerns the FCA identified, but also how we maximise the potential . All of this and much more on today's episode. This week's guests include: Alan Ainsworth, Head of Policy, Legal and External Communications at the Open Banking Implementation Entity Sam Oakley, Head of marketing at Bud Andria Evripidou, Public Policy and Compliance Lead at Yapily This episode is sponsored by Banking Circle A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payme

Our expert hosts, Melissa Stringer and Simon Taylor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Ellen Moeller - Head of EMEA Partnerships at Stripe Anna Irrera, Fintech Correspondent, Reuters We cover the following stories from the fintech and financial services space: Stripe Issuing launches in Europe 1:50 Venmo launches crypto buying and selling 14:03 FintechOS nabs $65.5M for a low-code approach to modernizing legacy banking 27:27 Rishi Sunak announces Task Force to explore British CBDC 40:26 Apple introduces Apple Card Family, enabling people to share Apple Card and build credit together 50:19 Klarna launches carbon footprint insights for 90 million consumers 57:50 Revolut plots path to $10bn valuation with new funding 59:12 Goldman Sachs invest $50M in Starling Bank 01:01:00 Slim Jim Has a Dogecoin Strategy. News of It Sends DOGE to a new all time high 01:02:46 This epi

Our expert host, Adam Davis, are joined by some great guests to talk about sustainability in the financial services industry. After covering what products are available for climate aware customers, Adam and the guests now want to look at the bigger and talk about what the financial industry is currently doing, what they could do more of and what a sustainable approach might be for hiring in the future. All of this and much more on today's episode. This week's guests include: Matt Rees of the European Investment Bank and host of the Climate Solutions podcast Georg Ludviksson, CEO & Co-Founder of Meniga Clare Reilly, Chief Engagement Officer, PensionBee This episode is sponsored by Banking Circle A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services fo

Our expert hosts, Sarah Kocianski and Simon Taylor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Geoff Charles, Head of Product at Ramp Myles Stephenson, CEO at Modulr We cover the following stories from the fintech and financial services space: Two-year old Ramp joins fintech Unicorn club 2:36 Modulr received strategic investment from the venture arm of FIS 14:41 China Creates Its Own Digital Currency 27:08 Mortgage is suddenly sexy as SoftBank pumps $500M in Better.com at $6B valuation 35:55 Mastercard unveils carbon calculator for banks 46:48 Trustly seeks €9 billion valuation on IPO 48:42 Nubank pumps funds into Mexican unit 50:08 France’s central bank threatens fintech industry with three years imprisonment for misusing the term “neobank” 52:00 This episode is sponsored by Banking Circle A fully licensed bank focused on payments, Banking Circle gives Financial Institutions

Our expert hosts, David Brear and Jason Bates, are joined by some great guests to talk about how you can get to market quickly. What is the next iteration of banking as a service? How can you overcome certain issues and what is a better solution than BaaS? All this and much more. This week's guests include: Ray Brash, CEO PPS Tui Allen, Senior Producer Leader, at Shopify Aadeel Peerally, Director of Product Management at Delivery Hero Brands looking to embed financial services in their products want to get to market quickly. And they don't want the heavy lift of building finance workflows and managing regulation. 11:FS Foundry is the answer. It's our Financial Services Operating System, that lets you embed finance in weeks, not years. And it gives you pre-built smart features that help you win customers. To find our more and get a demo, head to 11fs.com/foundry today! This episode is sponsored by Banking Circle A fully licensed bank focused on payments, Banking Circle gives Financial Institutions