Fintech Insider By 11:fs

It’s our final Insights episode of the year! This week, we’ve gathered a panel of certified Fintech Insiders to look back at the stories that shaped the past 12 months in fintech and ask: If 2023 was a year of turbulence and reckoning for the industry, was 2024 the year fintech bounced back? Host: Kate Moody - Customer Strategy Director at 11:FS This week's guests: Benjamin Ensor, Director of Research & Strategy at 11:FS David-Barton Grimley, Strategy Director at 11:FS Jason Mikula, Founder of Fintech Business Weekly & Head of Industry at Taktile -- This episode is sponsored by Finimize for Business, click here to find out more -- Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.  Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developmen

Join host Benjamin Ensor alongside some very special guests as we look at the biggest financial services and fintech stories of the past week. Topics covered include: Norway’s Vipps MobilePay becoming the first company in the world to offer a competing option to Apple Pay on iPhones; Goldman Sachs withdrawing from the Net-Zero Banking Alliance; Zopa Bank, one of the earliest UK fintechs, announcing it has recently raised £68M in an equity round; Aviva, the UK’s largest insurer, reaching a preliminary agreement to acquire rival Direct Line for £3.6bn; and Vanguard spinning off its $900 billion wealth and advice segment into a standalone unit. This week's guests: Baard Slaattelid - Director, Strategic Payment Partnerships at Vipps MobilePay  Hannah Duncan - Award winning freelance writer  Matthew Jones - Head of Ventures at Transverse Plus soundbite from: Steve Hulme - CFO of Zopa Bank Stories covered on the show: Norway’s Vipps launches world’s first Apple Pay rival for iPhone Goldman decides to leave w

On this week's insights episode, host David Barton-Grimley is joined by Lori Schwartz, who took on the role of Global Head of Treasury Services at J.P. Morgan Payments earlier this year. Join us as we discuss Lori’s new role, the innovations happening in the treasury services and payments space, and how to foster innovation in a large organization like J.P. Morgan. This week's guest: Lori Schwartz - Global Head of Treasury Services, J.P. Morgan Payments -- This episode is sponsored by Finimize for Business, click here to find out more -- Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.  Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the bigge

Join host Laura Watkins alongside some very special guests as we look at the biggest financial services and fintech stories of the past week. Topics covered include: A big few weeks for social media users in Australia as a social media ban for under-16s is approved, Meta cracking down on financial scams, US HR fintech Deel acquiring UK-based Wise competitor Atlantic Money, Ivory Coast-based HUB2 raising $8.5 million in their mission to become the "Stripe of Francophone Africa," an update from PensionBee on their US expansion, and Bunch's UK GM sharing insights on their UK launch. This week's guests: Jasper Martens - CMO at PensionBee Tomás Herrmann - UK General Manager, bunch Simone Joyce - CEO of Paypa Plane Stories covered on the show: Australian social media ban on under 16s approved in parliament and Meta to force financial advertisers to be verified in bid to prevent celebrity scams Deel boosts European payments infrastructure with acquisition of Atlantic Money bunch launches in the UK to transform

On this episode of Fintech Insider Insights, host Kate Moody is joined by some great guests to discuss digital lending. Recently on the podcast we’ve had a lot of really great discussions about lending. However, these have mostly focussed on fintechs offering funding to small and medium sized businesses, who are helping to fill the gap left by big banks who are more hesitant to lend to them. But what is fintech doing to improve the experience of actual human people who want to borrow some money?  Well, we've assembled a great panel of experts to find out! This week's guests: Rob Pasco - GM Credit at Curve  Sophie Heriot, Account Director, International Accounts at Nova Credit Tom Davies - VP of Marketing at Yonder  -- This episode is sponsored by Finimize for Business, click here to find out more -- Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.  Our expert hosts, with real industry experience, are joined by the biggest deci

On this special bonus episode of Fintech Insider, host Benjamin Ensor sits down for an exclusive interview with Martin Sokk, the CEO of investment platform Lightyear. In a wide-ranging discussion, they talk about how Lightyear carved out its place in the retail and enterprise investment market, its future plans, and how it fits into a rapidly evolving sector. Martin also shares exciting details about some new product developments from the Lightyear team. We hope you enjoy listening to this episode as much as we enjoyed making it! _ _ This episode is sponsored by Finimize for Business, click here to find out more _ _ Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.  Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends wit

Join host Benjamin Ensor alongside some very special guests as we look at the biggest financial services and fintech stories of the past week. Topics covered include: A damning report by MPs and Lords has accused the Financial Conduct Authority (FCA) of being unfit for purpose. Meanwhile, Italian bank UniCredit has offered €10 billion to acquire domestic rival Banco BPM, Checkout.com is expanding into Japan, UK lenders are bracing for mammoth payouts following a court ruling on car loans, AI wealthtech Range has raised significant funding, and researchers at King’s College London, in collaboration with the charity Greater Change, are conducting the UK’s first large-scale study to assess whether targeted financial support is more effective than traditional homelessness assistance. This week's guests: Javed Anjum - CEO of OneBanx  Matthew Williamson - Partner at Thistle Initiatives  Selma Piper - Founder of Fintech Fiends Stories covered on the show: ‘FCA is incompetent at best, dishonest at worst,’ clai

On this episode of Fintech Insider Insights, host Benjamin Ensor is joined by some great guests to discuss expansion into the Middle East. Imagine, and if you’re listening to this podcast you might not need to imagine, that you’re the founder of a successful fintech. You’re doing well in your home market and you’re weighing up your options of where to expand to next.  Well, how about the Middle East?  As rumours swirl that two of the biggest digital banks Nubank and Revolut are aiming to replicate their success in LATAM and Europe in the Middle East, we want to dive into the challenges and opportunities of doing so.   To do so we're joined by some great guests: Gaia Lamperti - Middle East Producer at Bloomberg   Ziad Mabsout - Co-founder and Head of Distribution at Vennre  Remo Abbondandolo - General Manager, VP MENA at Checkout.com  -- This episode is sponsored by Finimize for Business, click here to find out more -- Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, bankin

Join host Benjamin Ensor alongside some very special guests as we look at the biggest financial services and fintech stories of the past week. Topics covered include: Revolut hitting 50 million users as they gain a new stock trading license; online shoppers being warned to be extra vigilant this ‘Black Fraud Day’; South African fintech Mama Money Financial Services launching a new bank card that allows cardholders to manage their accounts and money through WhatsApp; UBS seeking approval to operate as a national bank in the U.S.; and the launch of the Chase UK credit card! This week's guests: Veronica Glab, Fractional fintech consultant and ex Innovate Finance Matt Ford - CEO and Co-founder of Sidekick  Dave Excell - Founder of Featurespace With soundclip from: Kuba Fast - CEO of Chase UK Stories covered on the show: Revolut to launch UK, EU stock trading with new licence as they hit 50m global customers Black Friday turning into ‘Black Fraud Day’, says UK Cybersecurity Chief Mama Money launches What

On this episode of Fintech Insider Insights, in partnership with Sumsub, host Benjamin Ensor is joined by some great guests to discuss the alarming rise of fraud in fintech, particularly across the UK and Europe, and to explore what might be driving this increase. We also examine the technologies available to fintechs and financial institutions as they work to fight back against fraudsters. This week's guests: Ilya Brovin - Chief Growth Officer at Sumsub  Vinita Ramtri - Senior Fin Crime Leader at a UK Challenger Bank  Dave Laramy - SVP, Head of Fraud Management, ABC & Tax Evasion at Danske Bank Download Sumsub's Idenity Fraud Report 2024 _ _ This episode is sponsored by Finimize for Business, click here to find out more _ _ Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.  Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including gue

Join hosts Laura Watkins and Benjamin Ensor alongside some great guests as we look at the biggest financial services and fintech stories of the past week. Topics covered include: a LATAM fintech roundup featuring news from Nubank, Ualá, and Tako; Klarna announcing plans to IPO in the US; UK SME lending fintech iwoca raising £200M in funding; Metro Bank facing a substantial fine; and GoHenry advocating for improved financial education for children in schools. This week's guests: Miguel Armaza - Co-Founder and General Partner at Gilgamesh Ventures & Fintech Leaders Podcast Host  Valentina Kristensen - Corporate Affairs Director at OakNorth With soundclips from: Mark Di-Toro - Strategic Communications Director at iwoca David M. Brear - Group CEO at 11:FS Stories covered on the show: Nubank reaches 100m customers in Brazil alone Argentine star fintech Ualá wins fresh funding round from Allianz and Alan Howard Brazilian fintech Tako emerges from stealth with seed round led by a16z and Ribbit Capita Klarn

On this episode of Fintech Insider Insights, host David Barton-Grimley is joined by some great guests to discuss digital identities in financial services. Financial services has a big fraud problem. Increasingly we’re covering it here on this show. And the stats back it up too.  So, what’s the solution? Many think a universal form of digital identity could be it. But that concept is not without controversy. Which is why on this episode we’ve assembled a panel of experts to find out more. This week's guests: Chris Skinner - Best selling author and CEO of The Finanser Ofer Friedman, Chief Business Development Officer, AU10TIX Leon Ifayemi - Director of Coalitions at CFIT (Centre for Finance, Innovation and Technology) -- Join our new WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all

Join hosts Laura Watkins and Benjamin Ensor alongside some great guests as we look at the biggest financial services and fintech stories of the past week. Topics covered include: Donald Trump is returning to the White House—what does that mean for our industry? Affirm’s entry into the UK market, Barclays' completed takeover of Tesco Bank, Mexican fintech Klar's plans for an IPO in 2026, and NatWest and Mastercard teaming up to launch a virtual card solution for businesses. This week's guests: Mariela Hunter- A fractional COO Jason Mikula - Founder of Fintech Business Weekly With soundclip from: Johanna Waara, Senior Vice President, Commercial Solutions, Europe at Mastercard Stories covered on the show: What does a Donald Trump election victory mean for fintech? BNPL giant Affirm lands in the UK Barclays completes £600m Tesco Bank takeover Mexican banking fintech Klar aims for 2026 IPO Natwest and Mastercard launch mobile virtual card solution for businesses Tehanu completes world’s first ‘interspecie

In this special Insights episode of Fintech Insider, 11:FS's Kate Moody sits down for an exclusive interview with the CEO of Chase UK, Kuba Fast. US mega-bank J.P. Morgan launched its UK retail offering back in 2021, featuring a numberless debit card, 1% cashback, and an eye-catching ad narrated by David Tennant. In the past three years, Chase UK has attracted over two million customers and amassed £20 billion in deposits. The Chase UK brand has also won several industry awards, including the Consumer Game Changer prize at last year’s 11:FS Awards! So how did Chase UK get here, and what's next? Fortunately, we knew just the person to ask! This week's guest: Kuba Fast - CEO of Chase UK -- Join our new WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf -- Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, an

Join host Kate Moody along with some great guests as we discuss the biggest fintech and financial services news this week. Topics covered include: Shopify launching Shopify Finance to support businesses; Moniepoint becoming Africa’s newest fintech unicorn, with representatives here to tell us more; Jamie Dimon, shy and unassuming as ever, declaring it’s “time to fight back” against regulators; Marqeta launching Marqeta Flex; and Revolut introducing the new “Rev-Women in Engineering Grant.” Plus, since it’s Halloween, we’ll test our spooky financial services knowledge! This week's guests: Vikram Anreddy - Head of Product, Financial Services at Shopify  Ope Adeyemi - SVP of Channels at Moniepoint  Jo Ann Barefoot - CEO and Co-founder of Alliance for Innovative Regulation With soundclip from: Lisa Hrabosky - VP, Bank and Network Partnerships at Marqeta Stories covered on the show: Shopify Finance streamlines merchant payments, Bill Pay and Credit Google, DPI back African fintech Moniepoint in $110M ro

On this episode of Fintech Insider Insights host David Barton-Grimley is joined by some great guests to talk about the current state of fintech in Singapore. Singapore’s reputation as a global fintech hub has grown exponentially over the past few years and we’ve noticed a big uptick in the amount of listeners based there too.  That’s why on this episode of Fintech Insider, we want to check in on what the most exciting developments happening in the Singaporean fintech industry are, and discuss what the future might hold for businesses and entrepreneurs working to build the next generation of financial services in the region. This week's guests: Anupam Pahuja - Executive Vice President and General Manager for APAC, Middle East and Africa at Nium  Joel Leong - Chief Strategy Officer and co-founder of Aspire  Shadab Taiyabi - President of the Singapore Fintech Association  -- Join our new WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the thing

Join hosts Laura Watkins and Ross Gallagher, along with some great guests, as we discuss the biggest fintech and financial services news this week. Topics covered include: Fintech giant Stripe acquiring stablecoin platform Bridge for $1.1 billion, Capital One partnering with Minna Technologies, the US getting open banking regulations... kinda, innovations in AI and embedded finance kickstarting a recovery in fintech funding (according to Q3 figures compiled by Dealroom), and Wise joining Japan’s domestic payment network, Zengin This week's guests: Navi Singh Randhawa - CFO/CCO at Minna Technologies  Ruth Foxe Blader - General Partner at Foxe Capital Stories covered on the show: Stripe acquires stablecoin platform, Bridge, for $1.1bn Capital One partners with Minna Technologies for subscription management tools 'Open banking' rules for consumer data unveiled by US watchdog Fintech funding bucks the downward trend across Europe, helped by Gen AI Wise joins Japan’s domestic payment network Zengin   HSBC

On this episode of Fintech Insider Insights host Kate Moody is joined by Xavier Shay - CEO of Up. Since it launched as Australia’s first mobile-only digital bank back in 2018, Up has set out to connect younger consumers with digital savings, payments and lending. Up will soon celebrate its sixth birthday, and is on track in its birthday month (October) to announce that it’s hit the million customers milestone. We're big fans of Up here at 11:FS(as evident by their two 11:FSAwards nominations), so it was a real joy to sit down with Xavier and get the inside scoop on how and why Up was started, as well as their plans for the future. Enjoy! This week's guest: Xavier Shay - CEO of Up -- Join our new WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf -- Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology

Join hosts Laura Watkins and Dave Morris, along with some great guests, as we discuss the biggest fintech and financial services news this week. Topics covered include: A BBC investigation found that Revolut has been named in more fraud reports than any major UK bank; two different banks from both sides of the pond have received heavy fines; UK fintechs continue to have an overall positive effect on the country; J.P. Morgan plans to enter Kenya and Ivory Coast this year and expand its footprint in Africa; and we pay tribute to Steve O’Hear. This week's guests: Inna Lyubashevskaya - Chief Customer Officer at Sumsub  Kimberley Abbott - Founder and CEO Vested Impact Stories covered on the show: I lost £165k to fraud in an hour’ - customers say they were let down by Revolut TD Bank fined $3bn after money laundering guilty pleas ‘Woeful’ systems and staff incentive schemes land TSB with £10.9 million penalty UK fintechs have an overall positive effect on the country - Innovate Finance Jamie Dimon charts JPMo

On this episode of Fintech Insider Insights, host Benjamin Ensor is joined by Jessica Rusu, Chief Data, Information and Intelligence Officer at the FCA. It's been ten years since the UK regulator launched their innovation hub, so we wanted to catch up with them to dive into the learning and successes so far, as well as taking a look at what the next ten years might look like. We also get the lowdown on their brand new AI lab. Guest: Jessica Rusu, Chief Data, Information and Intelligence Officer at the FCA Join our new WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf -- With Apple recently forced to open their NFC after intense pressure from the European Commission, the wallet wars are set to intensify. And armed with a mobile wallet that kills fees abroad, gives customers cashback, and is pimped out with innovative features like Go Back in Time® and Ant