Fintech Insider By 11:fs

In today's episode, we bring you an interview with Nicky Goulimis, co-founder and COO at Nova Credit. Joining Sam Maule remotely, the pair kick things off with the company's origin story and how Nova Credit came to be. With no previous fintech experience, we hear about how Nicky and her co-founders were fueled by their credit troubles as international students in the US to create a solution for the underbanked from across the globe. Now working to push systemic change across the industry, Sam and Nicky also touch on Nova Credit's high-profile endorsements, the pressures of coronavirus and how their recent $50 million funding round is helping them work towards a better future of credit and credit checks. Tune in for industry insights, a wealth of experience and much much more! This podcast is brought to you by Mitek. Smart, automated and fast. Mitek helps you reduce fraud, create trust, and offer your customers the experience they value. Hundreds of AI-based analytics and face comparison algorithms wor

Our expert hosts, Sarah Kocianski and Leda Glyptis, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Carlo Gualandri, CEO and founder of Soldo Myles Stephenson, CEO of Modulr Keith Grose, Head of UK at Plaid We cover the following stories from the fintech and financial services space: Interest rates slashed at home and abroad to combat the impact of coronavirus (03:36) Contactless limits to rise by £15 (11:13) Covid Credit comes together for the self-employed (19:05), featuring comment from 11:FS' Simon Taylor about how Covid Credit came to be. SoftBank’s buying spree ends (27:38) Revolut launches stateside (35:14) Xinja draws investment from World Investments (42:33) Bunq expands its Green Card to 30 countries (49:09) This podcast is brought to you by Mitek. Smart, automated and fast. Mitek helps you reduce fraud, create trust, and offer your customers the experience they value. Hund

Our expert hosts, David Brear and Jason Bates, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Alex Latham - CMO at Chip Layla White - CEO of TechPassport Charlotte Crosswell, CEO of Innovate Finance We cover the following stories from the fintech and financial services space: Governments and regulators around the world react to coronavirus (03:55) FCA releases coronavirus response (14:33) Bank of England seeks input on digital currency (23:10) FDIC approves Square loan charter (33:22) Monzo enters the SME space (39:58) A busy week at Revolut (50:15) Nationwide to open early for vulnerable customers (1:03:11) This podcast is brought to you by Stake, the digital brokerage app bringing you unrivalled access to the US market. Invest in over 3,500 US stocks and ETFs, including game-changing companies like Google, Amazon and Tesla. Trading is instant, direct and commission-free, and wit

Recorded live in London, David Brear, Simon Taylor, Leda Glyptis and Sarah Kocianski all take the stage for After Dark 11. For our 11th instalment, we brought back all our favourite parts of our shows - news, insights and some fun and games! After reminiscing about their favourite After Dark moments, David kicks off the debates with a news story about the continuing BCR saga as it turns out free money might come with consequences after all. (08:00) Handing over to Sarah, the next lively discussion was all about product-market fit. Following the news of N26 leaving the UK and JPMorgan Chase wanting to move in, what does product-market fit look like? (18:23) Shaking things up a bit at half time, we brought back the Rant Bucket - a game first premiered at After Dark Atlanta. Each host pulls a topic out of a bowl and then has 1 min to give their best rant about the topic. (28:08) Returning to our energetic debate, Simon takes the lead on a story about investment app outages and asks the question of whether

Our expert hosts, Ross Gallagher and Sarah Kocianski, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Pranav Sood - VP Small Business at GoCardless Valentina Kristensen, Director of Growth and Comms, OakNorth We cover the following stories from the fintech and financial services space: RBS offers funding, and mortgage breaks to address coronavirus (01:44) Standard Chartered names new Hong Kong virtual bank (10:20). Plus, we hear more on this from Mox CEO Deniz Guven. (15:52) OakNorth Bank reports spike in pre-tax profits (18:05) Xinja bars new customers after interest rates drop (29:09) Revolut allegedly applying for UK bank licence (37:45) Operations frozen at Yes Bank, co-founder arrested for alleged money laundering (42:39) Starling to sponsor Team GB at the Tokyo Olympics (50:36) This podcast is brought to you by Stake, the digital brokerage app bringing you unrivalled access

With International Women’s Day having just passed, this episode is all about women in fintech. It's no secret that technology and financial services have a gender diversity problem, and in this Insights show, Sarah Kocianski alongside 3 accomplished women in fintech dive into how, and if, this is changing. This week's guests are: Charlotte Crosswell - CEO at Innovate Finance Wincie Wong - Head of Rose Review Implementation at Natwest Evelina Vrabie - CTO at Toucan Why is diversity in fintech important? As we discuss in the show, there is strong evidence that diversity can improve the performance of organizations, particularly those relying on creativity and innovation. But what are the barriers to entry? STEM subjects have always been a gateway into tech and financial services careers and we talk about why the number of young women pursuing these subjects has only seen marginal changes. And finally, we talk about how far we have come over the years. What's changed? What has remained the same?

In this week's episode, Ross Gallagher and Sarah Kocianski are on hosting duties and are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Farhana Draine - Head of Legal and ComplianceFlux Husayn Kassai - CEO, Onfido Edward Berks - Global EGM of Financial Partnerships, Xero We cover the following stories from the fintech and financial services space: Robinhood faces outage as the Dow surges (02:15) BCR backlash mounts over Metro Bank and Nationwide (10:29) Thought Machine plans US expansion after $83-million raise (20:24) World Health Organisation calls for contactless amidst Coronavirus (28:21) Klarna posts first-ever deficit as buy now pay later grows (36:51) Greenpeace blockades Barclays branches (46:56) Payments boss pays his entire staff a $70k minimum salary (53:08) This podcast is brought to you by Stake, the digital brokerage app bringing you unrivalled access to the US market. I

In today's episode, OakNorth platform CEO Sunil Chandra joins David Brear in London at 11:FS HQ. To kick things off the pair talk about Sunil's time at Google and the importance of talent and company culture when scaling. After 12 years in San Fransico, Sunil joined UK fintech OakNorth as chief executive for its technology platform. In this Interviews episode, we hear about London as a fintech hub, the challenges of a high-growth startup and how OakNorth is helping mid-sized companies grow with the help of AI and machine learning. Tune in for industry insights, a wealth of experience and much much more! This podcast is brought to you by Stake, the digital brokerage app bringing you unrivalled access to the US market. Invest in over 3,500 US stocks and ETFs, including game-changing companies like Google, Amazon and Tesla. Trading is instant, direct and commission-free, and with a fully digitised sign-up, you’ll be in the market in minutes. Visit hellostake.com or search ‘Stake Trade’ to seize the US marke

Will White is in New York and joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Jon Zanoff - Managing Director, TechStars Adam Granoff - Senior Vice President of Digital Payments, Mastercard Hayden Field - Associate Editor, Entrepreneur Magazine Edwina Johnson - Chief Operating Officer, Alloy We cover the following stories from the fintech and financial services space: Intuit to buy Credit Karma for $7.1 billion (01:36) JPMorgan in talks for UK digital bank (09:48) Monzo introduces new credit score tool (18:21) Morgan Stanley to buy E-Trade (23:54) Grab raises money amid Gojek merger rumours (30:59) Revolut achieves $5.5 billion valuation (35:33) From hole-in-the-wall to hotspot (44:48) This podcast is brought to you by Stake, the digital brokerage app bringing you unrivalled access to the US market. Invest in over 3,500 US stocks and ETFs, including game-changing companies like G

Simon Taylor and Adam Davis host this week's episode of Fintech Insider Insights and are joined by guests to talk all about the latest earning reports and see how the big banks have fared over the past year. This week's guests are: Lianna Brinded, Head of Yahoo Finance UK Sharon Kimathi, Editor at Fintech Futures and Banking Technology Earnings reports come out on a quarterly and annual basis, and in today's Insights show, we look at how banks from both sides of the Atlantic performed in 2019. In the UK the cost/income ratios for Barclays, Lloyds and RBS all decreased and many banks were hit hard by fines and payouts for PPI claims. Despite this, all the big banks in the UK made a profit. Across the pond, however, US incumbents suffered as Citi Bank saw a net loss of $132 million and Wells Fargo incurred negative growth in consumer banking operations. But what are the reasons behind these numbers? Is this the consequence of Brexit? Are we seeing the financial implications of coronavirus? Could i

Hopping over from across the pond, this week Sam Maule, Managing Partner North America for 11:FS, hosts alongside David Brear. Our expert hosts are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Valentina Kristensen - Director of Growth & Communications at OakNorth Carl Hazeley - VP of Content at Finimize Joanne Dewar - CEO at Global Processing Services We cover the following stories from the fintech and financial services space: JPMorgan gives fintechs data access deadline (2:56) New survey suggests big things for Marcus checking accounts (10:52) RBS to rebrand itself and bring Bo under new leadership (18:08) LendingClub acquires bank to secure charter (28:57) HSBC to cut 35,000 jobs over three years (38:56) Monzo, Starling and Monese benefit from N26’s exit (45:13) Nova Credit brings celebs into fintech (53:33) This podcast is brought to you by Stake, the digital brokerage app bringin

In today's episode, we bring you an interview with Taavet Hinrikus, co-founder and chairman at TransferWise and Hiroki Takeuchi, CEO at GoCardless. In November 2019 it was announced that GoCardless and TransferWise would be joining forces to enable better cross-border global payments. In this episode of Fintech Insider Interviews, Jason Bates caught up with the pair to discuss payments, partnerships and future plans. Tune in for industry insights, a wealth of experience and much much more! This podcast is brought to you by Stake, the digital brokerage app bringing you unrivalled access to the US market. Invest in over 3,500 US stocks and ETFs, including game-changing companies like Google, Amazon and Tesla. Trading is instant, direct and commission-free, and with a fully digitised sign-up, you’ll be in the market in minutes. Visit hellostake.com or search ‘Stake Trade’ to seize the US market’s 31 trillion dollars-worth of opportunity today. Love fintech? Then sign up for our newsletter, Fintech in Fi

Your hosts Simon Taylor and Adam Davis are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Matt Collinge, Chief Technology Officer of Curve Alexandra Frean, Head of Corporate Affairs at Starling Bank Ali Paterson, Editor in Chief at Fintech Finance We cover the following stories from the fintech and financial services space: N26 to close all UK accounts (01:44) Starling Bank nabs £60 million in additional funding (12:17) Revolut rolls out Open Banking feature (22:56) Visa to make biggest interchange adjustment in decades (29:40) Varo Money receives FDIC approval (35:00) Chinese investment in Silicon Valley slows (41:29) Credit Suisse boss removed after spying scandal (44:19) This podcast is brought to you by Stake, the digital brokerage app bringing you unrivalled access to the US market. Invest in over 3,500 US stocks and ETFs, including game-changing companies like Google, Amazon and

Love is in the air at 11:FS HQ. In our 400th instalment of Fintech Insider, your hosts Leda Glyptis, David Brear, and Jason Bates get together to talk about their favourite industry partnerships. Whether that's big banks merging, fintech team-ups or collaborations between fintechs and incumbents, we spend this episode digging into the best relationships in this industry and our hosts' personal favourites. Plus, for the first time on Fintech Insider, we open up the phone lines and invite some guests to share their favourite partnerships too. Joining us over the airwaves are: Caroline Plumb - Founder & CEO at Fluidly Ali Paterson - Editor in Chief at Fintech Finance Dave Cunningham - Director of Business Development at Trūata We discuss Monzo and IFTTT, Barclays and Flux, Apple and Goldman Sachs and much much more. Did your favourite fintech partnership make our list? Tune in to find out! This podcast is brought to you by Stake, the digital brokerage app bringing you unrivalled access to the US market

Our expert hosts, Leda Glyptis and David Brear, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: David Rosa, Co-Founder at Neat Lois Ollerenshaw, Ventures at Nationwide Sam Lathey, Co-Founder and CEO of Bippit We cover the following stories from the fintech and financial services space: Goldman Sachs in talks with Amazon about small business loans (05:16) Worldline to buy Ingenico for $8.6 billion (13:09) Revolut moves European payments to Ireland and Lithuanian (20:10) Remitly starts US banking service aimed at immigrants (33:44) Australian fintechs split on screen scraping ban (43:05) Texas Capital Bank reveals account that pays air miles (54:17) Trader suspended for allegedly stealing sandwiches (56:54) FinovateSpring is happening in San Francisco on May 27th to 29th. Built around live, 7-minute demos of the latest fintech innovations, FinovateSpring is the West Coast’s pr

In today's Insights show, we reflect on the past 4 years of Brexit and discuss the future of fintech in post-Brexit Britain. This week's guests include: Emily Nicolle - Technology Editor at City AM James Hurley - Enterprise Editor at The Times Before diving into it, we revisit our very first episode of Fintech Insider. That show was a Brexit special, where David Brear, Jason Bates, Simon Taylor and Chris Skinner talked about their predictions for the implications of Brexit. Almost four years on, how do they hold up? Are fintechs fleeing the UK for greener pastures in the E.U.? Conversely, is Brexit attracting more fintech talent to the UK? Startup life is full of uncertainty and Brexit has been much the same. So, what can fintech companies do to protect themselves now that Brexit is upon us and how will the industry shift in the coming months and years? All this and much more on this week's Fintech Insider Insights show! FinovateSpring is happening in San Francisco on May 27th to 29th. Built aro

Ross Gallagher and Adam Davis are in the hosting seat this week and are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Ian Fuller, CTO and Co-Founder of Freetrade Jonathan Lister Parsons, CTO at Pensionbee Roisin Levine, Head of Banks at Flux We cover the following stories from the fintech and financial services space: N26 nabs 250,000 US customers in six months (02:53) FCA questions new overdraft rates (10:24) OakNorth brings former Chancellor onto advisory board (18:19) Community banks inject $9.5 million into Neocova (25:26) RBS CEO to fund women-led businesses (31:24) Goldman to deny IPOs to companies with non-diverse boards (37:20) New York City to ban cashless stores (42:59) This episode is brought to you by FinovateEurope in Berlin on 11th – 13th February. Built around live, 7-minute demos of the latest fintech innovations, FinovateEurope is the continent’s premier fintech event

In today's Insights show, Sarah Kocianski is joined by a fantastic panel of guests to discuss the past 2 years of Open Banking. This week's guests include: Shefali Roy - COO and CCO at Truelayer Olly Betts - CEO and Chief Product Officer at OpenWrks Simon Vans Colina - CTO at Fronted Kieran McHugh - Open Banking Lead at Monzo It's been two years since Open Banking first arrived in the UK and in today’s Insights show we discuss the past, present and future of Open Banking. Starting with the basics, we ask how far has Open Banking come and how is it continuing to grow in the UK? Our panel of guests are all already putting Open Banking to use, but are customers aware of it yet and are they embracing the possibilities? Third-party service providers certainly have been and are driving innovation in this sector, however the same cannot be said for incumbent banks. So, what can banks do to better take advantage of Open Banking, when will we see it being embraced in other parts of the world, and will 2020

Our expert hosts, David Brear and Sarah Kocianski, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Megan Caywood - Managing Director, Barclays Zihao Xu - Investment Manager, Octopus Ventures Olivia Vinden - Head of Innovation UK, Alpha FMC We cover the following stories from the fintech and financial services space: Open Banking surpasses one million customers (04:17) Bo chief executive to step down (16:04) Revolut announces new savings account (27:15) UK SMEs chasing £50 billion in late payments (39:23) Ministers detail financial wellbeing plan (46:58) Tink raises an additional €90 million (53:46) BlackRock to shift away from fossil fuels (1:01:00) This episode is brought to you by FinovateEurope in Berlin on 11th – 13th February. Built around live, 7-minute demos of the latest fintech innovations, FinovateEurope is the continent’s premier fintech event. Network with more t

In today's Insights show, Adam is joined by a fantastic panel of guests to discuss the future of retail investing. This week's guests include: Viktor Nebehaj - CMO & Co-Founder at Freetrade Joe Parkin - Head of Banks & Digital at Blackrock UK Adam French - Founder at Scalable Capital Following on from our last wealth show the conversation starts with the democratisation of investing: is it moral and is it for everyone? The investment landscape has changed dramatically over the years, and the group explores how disruptive products in this space has opened the doors to younger investors and allowed for social impact to become a greater factor in investment decisions. Newer investment platforms have been crucial to these changes but could incumbents catch up to the fintechs in the future? All this and much more on this week's Fintech Insider Insights show! This episode is brought to you by FinovateEurope in Berlin on 11th – 13th February. Built around live, 7-minute demos of the latest fintech in