Fintech Insider By 11:fs

Our expert hosts, Kate Moody and Ross Gallagher, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. We cover the following stories from the fintech and financial services space: Skipton launches deposit-free mortgage aimed at renters - 6:10 Apple attracts nearly $1 billion in deposits within a week of high yield savings account launch - 19:50 WhatsApp now allows Singapore-based users to pay businesses within the app - 32:10 French fintech Green-Got banks €5 million to grow its green banking platform in Europe - 42:05 SEC pays whistleblower $279mn in largest-ever award - 52:30 Music-related home insurance claims revealed as European nations gear up for Eurovision - 54:20 This week's guests include: Dawei Wang, Head of Partnerships, Thunes Urvashi Barooah, Principal, Redpoint Ventures This episode is sponsored by Thredd Global Processing Services (GPS), the payments platform trusted by the leading issuers to

Our expert host, Benjamin Ensor, is joined by some great guests to discuss: "Will the future of KYC be truly digital?" This week's guests include: Emma Lindley, Managing Director International Expansion, CAF / Co-founder and Chair, Women in Identity Joe Robinson, Co-founder & CEO, Hummingbird Will Jones, Executive Creative Director, 11:FS As banking technology evolves, so too must the methods for verifying who customers are and keeping them safe. Financial services is embracing new technology, but some are still lagging behind and putting their institutions at risk. Know Your Customer (KYC) doesn’t have a single, one-size-fits-all definition. Different geographies have different anti-money laundering (AML) legislation, and even within the legislation there’s different ways to apply KYC processes within your products and services. In this episode, we look look at the trends, approaches, regulations, and other changes that will shape the future of banking and KYC globally. Fintech Insider

Our expert host, David M. Brear, is joined by some great guests for this latest edition of Fintech insider Focus! In the latest strand of Fintech Insider, in association with Visa, we taking a burning question from financial services across the globe and put it under the microscope with explainers, expert panels, and in-depth interviews – all to bring the global community into focus. In this episode, we're looking at how great UX spurred on a whole generation of fintechs in Europe, how the banks have fought to catch up, and what the move of Big Tech into this space means for the future of financial services. This week's guests include: Emma Kerr, SVP - Strategic Partnerships - Europe, Visa Axel Cateland, CEO, Spendesk Finanical Services Vasily Starostenko, Head of Product, Revolut This episode is sponsored by Visa Visa’s Fintech Fast Track program is streamlining the onboarding process for fintechs – enabling them to gain access to Visa’s powerful capabilities and network. Visa and their e

Our expert hosts, Kate Moody and Benjamin Ensor, are joined by a great guest to talk about the most notable fintech, financial services and banking news from the past week. We cover the following stories from the fintech and financial services space: First Republic: JP Morgan snaps up major US bank - 4:00 Revolut takes on Nubank with Brazil launch and LatAm push - 13:55 An investment fund created by ChatGPT is “smashing” the UK’s top 10 most popular funds - 23:50 Australian gamblers to be banned from using credit cards for online betting - 33:35 Microsoft teams up with Stripe, GoDaddy and PayPal for in-meeting payments - 35:18 Microscopic monarch names etched on to coronation coin - 37:40 This week's guests include: Anita Ramaswamy, Columnist, Reuters Breakingviews This episode is sponsored by Thredd Global Processing Services (GPS), the payments platform trusted by the leading issuers to process billions of transactions a year, has changed their name to Thredd. Why Thredd? Thredd, b

Our expert hosts, Benjamin Ensor, is joined by some great guests to ask: "How important is trust to financial services in 2023?" This week's guests include: Barb MacLean, SVP, Head of Technology Operations and Implementation, Coastal Community Bank Cinthia Merlos, Co-Founder, Vexi Mark Mullen, CEO, Atom Trust is often considered to be the most important currency a financial institution can hold - but how it’s earned, how it’s lost, or even how it’s defined is much more difficult to determine. In this show, we’ve put together a panel of amazing experts to discuss: how financial services players gain trust, how it is lost, and does trust still matter? Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry expert

Kate Moody, Customer Strategy Director at 11:FS is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Sophie Guibaud, Co-Founder and Chief Commercial & Growth Officer, Fiat Republic and Co Author of the Embedded Finance Book: When Payments Become An Experienc Hussein Fazal, CEO, Super.com Tui Allen, VP of Product at Ampla We cover the following stories from the fintech and financial services space: Super.com raises $85m for savings super app Could First Republic be the next SVB? - Shopify launches eCommerce payments tool with help from Israeli fintech Melio More Banks Join European Instant Payments Pilot From End 2023 Klarna unveils AI-powered personalised shopping feed This episode is sponsored by Thredd Global Processing Services (GPS), the payments platform trusted by the leading issuers to process billions of transactions a year, has changed their name to Thredd. Why Thredd? Th

Our expert host, Benjamin Ensor, is joined by some great guests to ask: "Is the future of SME banking specialisation?” This week's guests include: Atif Siddiqi, Founder/CEO, Branch Lara Gilman, Head of New Ventures, Iwoca Peter Beckman, CEO, Treyd Whether you prefer the abbreviation ‘SME’ or ‘SMB’ - the truth is that there is a vast collection of businesses wrapped up in those three letters. The World Economic Forum estimates that 90% of businesses globally can be categorised as SMEs. That’s a lot of businesses to cover with the same financial services offerings - so maybe it’s time to specialise! Our panel discuss: an overview of how SME banking works today, the challenges of serving small business niches, and whether the future will see more niche-focused products This episode is sponsored by Blinkist The Blinkist app offers distilled audio content from over 5000 non-fiction books and podcasts, to get bitesized insights in just 15 minutes, across 27 different categories. Go to Blinkis

In the newest strand of Fintech Insider, in association with Visa, we’re taking a burning question from financial services across the globe - and really putting it under the microscope with explainers, expert panels, and in-depth interviews all to bring the global community into focus. In this episode, David Barton-Grimley sat down with Pranav Sood, GM, EMEA at Airwallex to continue exploring the question set out in our previous Focus episode: “Can APAC’s travel sector spur on its financial services one?” Join us to find out how Airwallex's APAC roots helped them expand their business, how customer expectations have changed in the past few years, and what key challenbges and issues are being tackled right now in this space. All of this, and so much more! This episode is sponsored by Visa Visa’s Fintech Fast Track program is streamlining the onboarding process for fintechs – enabling them to gain access to Visa’s powerful capabilities and network. Visa and their enablement partners help fintechs laun

Our expert hosts, Ross Gallagher and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Nilixa Devlukia, Chair, Open Finance Association Tim Chong, Co-Founder and CEO, Yonder With soundclips from: Alvaro Castillo, Innovation Manager, Caixabank We cover the following stories from the fintech and financial services space: Apple launches high-yield savings account with Goldman in payments push 6:57 Open banking boost as UK regulators vow to support innovation and consumer protection 20:12 Credit card challenger Yonder scores £62.5m Series A 36:15 CaixaBank rolls out metaverse initiative to promote sustainability 49:45 Actor Ryan Reynolds adds payments company Nuvei to portfolio of business interests 58:08 Game of Thrones stars challenge big banks over fossil fuel links 1:00:40 This episode is sponsored by Blinkist The Blinkist app offers distilled audio content f

Our expert hosts, Benjamin Ensor and Kate Moody, are joined by some great guests to discuss: "How do community banks stay relevant in 2023?" This week's guests include: Rohit Mathur, Head, Bridge built by Citi Josh Williams, Chief Banking Officer, Seattle Bank Community banks, as a concept, are everything customers often say they want from a financial institution. But, between 2000 and 2020, the total number of community banks in America decreased from over 8,300 to 4,277. That’s a steep decline even as banking generally has become more consolidated and globalised. In this show, we've put together a panel to discuss: what is the role of community banks in 2023, the challenges and opportunites of innovation, and what the future may look like for these institutions dating back to the 1800s. This episode is sponsored by Blinkist The Blinkist app offers distilled audio content from over 5000 non-fiction books and podcasts, to get bitesized insights in just 15 minutes, across 27 different catego

Our expert hosts, Ross Gallagher and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. We cover the following stories from the fintech and financial services space: Love Island's Sharon Gaffka teams up with FCA in clampdown on 'get rich quick' schemes promoted by influencers - 6:00 Verto claims a quarter of SVB customers operating in Africa are opening accounts on its platform - 18:25 Visa partners PayPal for interoperable P2P payments - 32:45 India’s plan to export its wildly successful digital payments system - 44:10 Molo launches 24-hour ‘Rapid Remortgage’ - 52:30 bunq applies for US banking licence - 53:50 Dumb phones are on the rise in the U.S. as Gen Z looks to limit screen time - 55:00 This week's guests include: Anthony Oduu, Co-Founder, Verto Kate Drew, Director of Research, CCG Catalyst This episode is sponsored by Global Processing Services At Global Processing Services – the ex

Our expert hosts, Ross Gallagher, is joined by some great guests to ask: "Is debt the last taboo of financial services?” This week's guests include: Karen Andres, Director, Policy & Market Solutions, Aspen Institute Neil Costello, UK Marketing Director, Lowell Siamac Rezaiezadeh, VP of Product Marketing and Insight, GoCardless As an industry, we can talk endlessly about positive user journeys and financial enrichment. But, when it comes to the tough topics it’s a little more challenging to open up. No topic seems more taboo for the financial services industry than debt. But with people in the UK owing £1.8 billion in 2023 and millions of Americans currently carrying some form of debt – this is a subject far too important to ignore. We’ve put together a panel of amazing experts to discuss why debt is such a taboo subject, how to help people avoid unworkable debt, and how we improve the debt collection process. This episode is sponsored by Blinkist The Blinkist app offers distilled aud

Our expert host, David M. Brear, is joined by some great guests for this latest edition of Fintech insider Focus! In the latest strand of Fintech Insider, in association with Visa, we’re taking a burning question from financial services across the globe and really putting it under the microscope with explainers, expert panels, and in-depth interviews – all to bring the global community into focus. In this episode, we're looking at how lockdowns impacted the Asia Pacific's travel sector, how fintechs pivoted during that time, and how things look as the region is opening up again. This week's guests include: Matthew Wood, Head of Digital and Fintech Partnerships, Asia Pacific, Visa Caecilia Chu, Co-Founder and CEO, YouTrip Matt Baxby, Australia and APAC Lead, Revolut This episode is sponsored by Visa Visa’s Fintech Fast Track program is streamlining the onboarding process for fintechs – enabling them to gain access to Visa’s powerful capabilities and network. Visa and their enablement partne

Our expert host, Ross Gallagher, is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. We cover the following stories from the fintech and financial services space: Crowdcube and Octopus Investments are opening up retail investments in a new partnership - 5:20 Apple Pay Later is finally launching - 16:35 Investing app Acorns acquires kid-focused fintech GoHenry to expand in Europe - 28:50 The Meltdown of a Gay Bank: What went wrong when an LGBTQ+ start-up set out to disrupt finance - 41:15 Twitter changes logo to Dogecoin cryptocurrency image in apparent late April fool’s day gag - 43:00 This week's guests include: Jason Mikula, Publisher, Fintech Business Weekly Jonathan Keeling, Chief Growth Officer, Crowdcube Polly Jean Harrison, Features Editor, The Fintech Times With soundclips from: Louise Hill, Co-founder & Chief Operating Officer, GoHenry This episode is sponsored by Global Processing Services At Gl

Our expert host, Benjamin Ensor, is joined by some great guests to ask: "Are SMEs being served globally?” This week's guests include: Bruno Diniz, Co-Founder, Spiralem Dani Lima, Executive VP of Infrastructure , Novo Rob Pearce, Technical Advisor - CEO's Office, OakNorth Said Murad, Partner, Global Ventures No matter where you’re tuning in from - at some point, you’re likely to have heard that independent small businesses are the backbone of your economy. But to date, that backbone of entrepreneurs and small business owners has often lacked the proper support needed from financial services. According to the World Economic Forum, 67% of small and mid-sized companies globally are fighting for survival. Our panel of experts discuss: the banking options for SMEs globally, the challenges across markets, and what could the future be in this space. This episode is sponsored by Blinkist The Blinkist app offers distilled audio content from over 5000 non-fiction books and podcasts, to get bi

Live on stage at our recent After Dark: London Calling event, in association with GPS. Our expert hosts, David M. Bear and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. We cover the following stories from the fintech and financial services space: Silicon Valley Bank: Collapsed US lender bought by rival - 5:10 Klarna plugs ChatGPT into its platform for faster product recommendations - 14:20 Latitude Financial customers frustrated after millions of personal records stolen in cyber attack - 28:50 Fintech Higher or Lower - 40:30 This week's guests include: Charlotte Crosswell, Chair, CFIT Saira Khan, Head of Innovation & Partnerships, First Direct Bank This episode is sponsored by Global Processing Services At Global Processing Services – the expert partner in issuer processing – they take your security seriously. Their game-changing Fraud Advantage tool, powered by Featurespace, assesses fraud

Our expert host, David M. Brear, is joined by some great guests to ask: "How do you choose the right investment path for your business?" This week's guests include: David T Frank, CEO & Founder, Stonehaven LLC Joshuah Lebacq, Director at NA Ventures, National Bank Of Canada Ruth Foxe Blader, Partner, Anthemis Investment has been the rocket fuel in the jetpack of fintech’s success to date. But it might be time for fintechs to think strategically about where and who signs the cheques which help them to grow. So, in this show, we’ve put together a panel of amazing experts to discuss how investment looks in 2023, how to choose the right path, and how investors maintain a relationship. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, brin

In the newest strand of Fintech Insider, in association with Visa, we’re taking a burning question from financial services across the globe - and really putting it under the microscope with explainers, expert panels, and in-depth interviews all to bring the global community into focus. In this episode, David Barton-Grimley sat down with Amber Buker, CEO of Totem to continue exploring the question set out in our previous Focus episode: “What does effective financial inclusion look like in the USA?” Join us to find out what the biggest hurdles to financial inclusion in North America overall right now are, what financial _exclusion _looks like and how we can change that, and how to make a real change in banking the unbanked in the US. All of this, and so much more! This episode is sponsored by Visa Visa’s Fintech Fast Track program is streamlining the onboarding process for fintechs – enabling them to gain access to Visa’s powerful capabilities and network. Visa and their enablement partners help fin

Our expert hosts, Ross Gallagher and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. We cover the following stories from the fintech and financial services space: UBS is buying Credit Suisse in bid to halt banking crisis - 4:55 FCA warns payment firms over ‘unacceptable risk of harm to customers’ - 17:40 Stripe now valued at $50B following $6.5B raise - 33:10 Final Tech Nation report: What UK tech needs to quadruple in value - 44:00 Fintech startups race to serve LatAm founders left behind by SVB - 52:20 DIGISEQ taps Curve to bring passive wearable payments to Europe - 55:30 JPMorgan Chase thought it had $1.3 million worth of nickel stored in a warehouse. A closer examination revealed bags of stones - 57:00 This week's guests include: Luke Massie, Founder and CEO, VibePay Sarah Kocianski , Independent Fintech Consultant With soundclips from: Dr. George Windsor, Data and Research Director, Te

Our expert host, David M. Brear, is joined by some great guests to ask: "Is FinOps the key to ride out the economic storm?” This week's guests include: Ewan Silver, Group CTO, 11:FS Stathis Onasoglou, Principal Architect, Google Regina Lau, Chief Financial Officer, Weavr Fintechs and the wider financial services are currently in a stress test - with all sorts of costs suddenly being put under scrutiny. Cloud-based services can be one cost put under the microscope – but would it be wise to move away from a system that made the fintech revolution possible in the first place? We’ve put together a panel of amazing experts to give an overview of the cloud and FInOps today, how the industry faces into this current downturn, what the future looks like…with or without cloud-based services. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjam