Alain Guillot Show | Personal Finance And Entrepreneurship

http://www.alainguillot.com/nikolaj-van-omme/ Nikolaj is the CEO of a Montreal based startup company based in Artificial Intelligence (AI). The name of the company is Funartech which stands for Fun, Art, and Technology. Nikolaj is a pure mathematician, Pure Math is studied not for the sake of any academic purpose, however, applied math is studied in order to know how to advance other fields using math. AFAIK "applied" means applied to problems outside mathematics, while pure deals with problems just relevant for mathematics (at that time). We spoke about how businesses and governments can use Artificial Intelligence to increase operational efficiencies. We also spoke about how AI can be used to save the planet.  

http://www.alainguillot.com/henry-mah/ Henry Mah is a retired 77-year-old man. He lives in Edmonton, Alberta considers myself an average investor. He has made a lot of novice mistakes over the years and learned from them as well.  But eventually, he achieved financial freedom in his own terms. Henry doesn't have a company pension so he lives off his CPP/OAS and his dividend income.  His dividends exceed his annual expenses so he reinvests about 60% of the dividends received, which continues to grow his retirement income. Henry is just one more testament that this world is full of opportunities. Henry started his working life without education. He finished high school as he was working-serving in the air force. He worked low ended jobs with little salaries. He struggled financially for most of his life, but the moment he decided to take control, he was able to build a portfolio which allowed him to retire.

http://www.alainguillot.com/robert-wise/ Robert Wise is a Certified Personal and Professional Coach with a proven track record in Human Systems Intervention, Sales and Marketing. His mission is to inspire individuals, teams and organizations to follow & attain their visions of who & where they want to be. As a natural entrepreneur & community leader skilled at providing guidance, sharing enthusiasm & creating strategic tools, Robert encourages clients to leverage their strengths & take effective action towards sustainable change. The highlights of his career in helping others have been: ► Launched ‘Wise Sales Coaching’, leading the successful business as President & CEO ► Co-founded ‘RISE Anxiety & Depression Clinic’, growing operations from the ground up ► Invited to teach the ‘Secrets of Success’ class at Concordia University (2018) ► Leveraged natural sales talent to deliver measurable impact across various industries ► Published my first book: “How to Sell the WISE Way” (2018)

http://www.alainguillot.com/robert-brown/ Robert R. Brown is a personal finance writer and speaker. He's the author of the Canadian bestselling personal finance book "Wealthing Like Rabbits - An Original Introduction to Personal Finance." Wealthing Like Rabbits and Robert have been featured in The Globe and Mail, The National Post, Reader's Digest as well as being a guest on NewsTalk 1010 and MoneyTalks, a BNN personal finance production. Robert is a  frequent speaker at colleges, universities, and other organizations who are interested in helping people learn how to handle their money better. He also speaks to businesses, trade organizations, Chambers of Commerce, Sales and Networking groups, etc. We spoke about: Robert's origin story, How he got into writing a personal finance book The content of the book. Car ownership House ownership Rent vs. buying The FIRE movement Where to find Robert  Twitter  @Wealthing Rabbit  Website WealthingLikeRabbits.com Email rob@wealthinglikerabbits.com    

http://www.alainguillot.com/terrie-schauer/  Terrie is a real estate investor and property manager which has a passion for residential rental properties. She's been working to make small- and medium-sized investment properties profitable for twenty years, in Canada's major markets (Toronto, Vancouver and now Montreal) as well as in Marseille, France. For Terrie, investing in real estate is not just about the money, it's about financial freedom as a way of life. This is what inspires Terrie to manage properties for others, and to - more recently - build real estate coaching programs for investors who want more time and more freedom. Terrie speaks regularly about landlording for-profit and peace of mind and she is also an author, she wrote the book: Mindful Landlord. Terrie is also a competitive fighter. She practices Jiu-Jitsu and competes regularly. "If you are tying your financial future to the amount of hours you will have to work, you will end up loosing out at the end." Where to find Terrie TerrieSch

http://www.alainguillot.com/rob-walch/ Rob Walch is the VP of Podcaster Relations of Libsyn, the podcasting host for my podcast, the Alain Guillot Podcast. Rob got into podcasting because he was looking for a hobby. The hobby became a passion, the passion overwhelmed him and then it became the career. Rob started podcasting on late 2004, he was doing his podcast out of his own computer server, but he had a high profile guest at his podcast show podCast411 and he was afraid his computer server wasn't going to be able to handle the traffic, so he opened an account with Libsyn on 2005. there is more time to consume audio than there is to consume any other medium of communication. Podcast has been continuously growing throughout the years, one of the main reason is that there is more time to consume audio than there is to consume any other medium of communication. People listen to a podcast while Driving in the car, Working out, Walking the dog, Doing chores around the house People can easily listen to a 30-m

http://www.alainguillot.com/daniel-hamermesh/ ‎ We heard it all the time: Time is money, but is it? Professor Hamermesh, argues that as we become wealthier, we have more money, but we don't have more time, so money plentiful while time is not, which means that time is a lot more valuable than money. If we compare our income with the income of our grandparents, we are earning about 3 times as much, but don't have 3 times as many hours. According to Professor Hamermesh,, rich people would be a lot more stress about how they spend their time that not rich people. The reason is that they have so many options that it becomes stressful to make a decision. The average person spends their time doing three major things. Sleeping Working for pay Watching TV Some ways in which rich people spend their time? They watch less TV They sleep less They work more They spend their money and time on experiences, many of those experiences are expensive. Men watch more tv than women 2.5 to 3 hour more. In the US men watch abou

http://www.alainguillot.com/dora-gamaoun/ Dora is a young immigrant from Tunisia. She used to spend her summer days on the beach, working on her suntan. However,  she felt that she needed a bigger challenge. She wanted to study, work, and travel. In a way, she was influenced by movies and TV shows that portrayed a busy lifestyle. She got a scholarship at HEC (Haut Studes Commerciales) in Montreal and got a master degree in Financial Engineering, and in addition, she is a Certified Financial Analyst charter holder. After graduation, she got a job as a portfolio manager, then senior analyst, and now portfolio manager managing $4 Billion dollars.

http://www.alainguillot.com/richard-tardif/ Richard Tardif is a certified personal trainer, an investigative health journalist, an author, and a speaker on health, fitness, and diet issues. We met at a networking event here in Montreal, and I bought his book "Still in Denial, Five Reasons for Embracing the Truth About Fitness" and I asked him to share his views with us. Richard was involved in writing since he was in high school. He was part of the Canadian armed forces for four years. In 1994 Richard started writing for The Concordian, the Concordia University newspaper. From there, he started writing for The Gazette, the Montreal News Paper. In the year 2000, he switched to the Eastern Door, a Kahnawake Newspaper. Richard started to gravitate towards athleticism. He was also into the sport. At one time he was in shape until he started working long hours and living an unhealthy lifestyle and he was not in shape anymore. Obesity epidemic We are living an obesity epidemic. As more and more obese children becom

http://www.alainguillot.com/todd-henry/ Todd Henry is an author, a speaker, a blogger, a podcaster and an inspiration in the creative community. His topic of expertise is creativity, productivity, and leadership. His books include: The Accidental Creative: How to Be Brilliant at a Moment's Notice (2011) Die Empty: Unleash Your Best Work Every Day (2013) Louder than Words: Harness the Power of Your Authentic Voice ( 2015 ) Herding Tigers: Be the Leader That Creative People Need Highlights from the interview Creativity is problem-solving, which is not the same as creating art. Don't wait for inspiration to come to start doing creative work. Start doing the work, and let creativity come when it comes. Be conscious of the inputs in your life, inputs like food, friends, information, entertainment, education. If you sit around and drink beer all day long, that's not a great input. If you read, spend time with positive-minded friends, and eat a healthy diet, then you are putting the good stuff into your body and

http://www.alainguillot.com/terry-cutler/ Terry Cutler is a professional Certified Ethical Hacker. He has been voted #1 Top Influencer in CyberSecurity by IFSEC Global 2018 and has won multiple Awards as a hacker and as a trainer. Terry's job is to break in computer systems, private, corporations, or even governments and show security weaknesses to his clients.  Terry started his hacking journey in 2005, inspired by TV shows such as CSI. He found a course called "Certified Ethical Hacking." he decided to take the course, flew to Washinton DC. and took a course alongside the FBI, the CIA, and the Navy Seals. Computer cybercrime is a one trillion dollar industry, especially with Ransomware. Ransomware is a type of malicious software, or malware, designed to deny access to a computer system or data until a ransom is paid. A typical random is anywhere from $300,00 to $600,000. The top 3 ways that hackers use to get into your computer are: Discovering weak passwords Social engineering:  the act of tricking some

http://www.alainguillot.com/075-quit-like-a-millionaire/ This is my second interview with Kristy Shen, Bryce Leun, from the website Millennial Revolution. The first time was Episode #19 when they accepted an interview with me in spite of me being a brand new podcaster.  Kristy realized she didn't want to follow the typical path of working until age 65 when she saw one of her colleagues collapsing our of work-stress. Also, she was told that as a grown up, she was supposed to buy a house, because that's what adult people do. But she was priced out of the market and she realized that all the sacrifices she would have to make, didn't make financial sense. Instead, she decided to put all her savings in index funds. After doing some adjustments in her life, getting into a career which had a high return for her investment, living frugally, and investing her savings, she was able to return at age 31. Now, Kristy and Bryce, spend their lives traveling the world and they have discovered that they spend less money while

http://www.alainguillot.com/creative-mornings-montreal/ CreativeMornings is a free monthly breakfast lecture series designed for creative communities. In 2008, Tina Roth-Eisenberg founded the lecture series in Brooklyn, New York as an ongoing, accessible event for New York’s creative community. The concept was simple: breakfast and a short talk one Friday morning a month. Every event would be free of charge and open to anyone, filmed and the videos would be available as well. Lecturers include professional creators, designers, photographers and illustrators. CreativeMornings hosts events in over 205 cities worldwide in 65 countries. Their events are run by approximately 1,500 volunteer organizers. There is a common theme every month; a theme is created and all the chapters around the world follow that theme for that particular month. Steve Bissonnette Steve is a Managing Partner at Plank a website development agency which has been around for about 20 years. Steve was one of the co-founders of Creative Morning

http://www.alainguillot.com/j-money-2/ How to keep a daily blog discipline How do bloggers make money How to keep fresh and relevant blogging ideas How to blog as a stay-at-home dad with 3 kids running around How does it feel to be a borderline millionaire Will J Money continue posting his monthly net worth report after hitting the $1 million mark? Why did J Money dump his overpriced iPhone for an Android phone

http://www.alainguillot.com/azfan-jaffeer/ Azfan is a member of our McGill Toastmasters club. I have seen his journey from beginner to now that he has become a good speaker and a good leader. He shares his view of optimism, and personal development at work and his personal life. Work: Azfan is a business consultant with the company Salesforce. He teaches businesses to use technology in the most efficient way. Azfan sees his work a bit different than many people. He's not there merely to collect a paycheck, he sees his work as getting paid to learn, he's getting paid to go to school. This serves him well because companies are looking for people who want to learn, people who want to improve themselves, people who what to move forward. If a person is doing a boring, mind-numbing job, Azfan sees it as an opportunity to think about other things, he argues that we are more creative when we are bored. How to stay motivated: Reading and self-reflection. Reading what successful people have done in the past and how the

http://www.alainguillot.com/why-is-america-so-divided/ The book is a family memoir about political polarization in the United States. He draws on his personal story of growing up as a fundamentalist Christian on a dairy farm in rural Ohio, then as an academic in the heart of the liberal East Coast establishment, Brown University.   On one side of his family, his two sisters are Christians fundamentalists (who love President Trump) on the other side his brother is gay and liberal (who doesn't love trump).   Professor West talks about the era from President Regan to Trump and shares his insights on why the United States became so polarized.   In the United States, people divide themselves based on income, education, personal lifestyle, identity politics. 50% of Republicans would be upset if their kids married a Democrat.   Only 15% of U.S. counties generate 64% of U.S. GDP. Most of the economic activity is happening on the East Coast, in the West Coast, and a few metropolitan areas in between. So, great parts o

http://www.alainguillot.com/building-a-photography-business-with-a-500-camera/ Daniel Davis inteviews Alain Guillot (me) about my entrepreneur's journey

Rob Carrick has been a journalist for the Globe and Mail newspaper for the past 20 years. In my opinion, he's the best personal finance journalist in Canada. I never feel that he has a hidden agenda or that he's trying to sell me product/service. I feel that his true motive is to help me make better financial decisions and to protect me from the avalanche of misleading information out there.

http://www.alainguillot.com/mark-white/ Mark D. White is Chair and Professor in the Department of Philosophy at the College of Staten Island/CUNY, where he teaches courses in philosophy, economics, and law. Batman has been one of the world’s most beloved superheroes since his first appearance in Detective Comics #27 in 1939. Clad in his dark cowl and cape, he has captured the imagination of millions with his single-minded mission to create a better world for the people of Gotham City by fighting crime, making use of expert detective skills, high-tech crime-fighting gadgets, and an extensive network of sidekicks and partners. But why has this self-made hero enjoyed such enduring popularity? And why are his choices so often the subject of intense debate among his fans and philosophers alike?

http://www.alainguillot.com/jennifer-brown/ Jennifer Brown is an entrepreneur, speaker, diversity and inclusion consultant, and author. Her best selling book Inclusion: Diversity, The New Workplace and The Will to Change creates the case for leaders to embrace the opportunity that diversity represents, for their own growth and for the success of their organizations. Jennifer is the host of the popular weekly podcast, The Will to Change, which uncovers true stories of diversity and inclusion. As a successful LGBTQ entrepreneur, Jennifer has been featured in media such as The New York Times, The Wall Street Journal, Harvard Business Review, AdWeek, Bloomberg Businessweek, Forbes, Inc., CBS, and now the Alain Guillot podcast.