Fintech Insider By 11:fs

Our expert host Nadine Timmer-Bodenstein is joined by some great guests to discuss how wealth management continues to provide value to the estimated 15 million High Net Worth Individuals around the world. It’s a small market, but a highly valuable one, and as wealth services become more democratised, and more mass market solutions are rolled out, we discuss how wealth management can continue creating value to younger HNWIs with ever-changing needs. What do high net worth individuals expect from their financial services? What challenges do they face? And does mo' money really mean mo' problems? This week's guests include: Will Jones, Chief Design and Product Officer at 11:FS Daniel Gold, CEO and Founder of Stratiphy Giles Hutson, CEO of Insignis Cash Alexandra Loydon, Private Client Director at St. James's Place Highlights from this episode: Who is a High Net Worth Individual? (05:30) A different risk appetite and a larger capacity to invest (11:50) How people find wealth affects what they need (14:4

In season two of Fintech Insider Focus, in collaboration with Visa, our expert hosts, 11:FS' Benjamin Ensor alongside Visa's Malak Hisham El Baba, shine a light on fintech in different parts of the world. In the first part of this season we hone in on the Middle East’s booming financial sector, and speak to the people right at the heart of it. In this episode they take a closer look at Egypt, one of the most populous countries in the world, and one of the largest economies in Africa. However, a significant part of their population remains unbanked, with access to financial services an ongoing challenge. They discuss Egypt’s financial system, the current opportunities for fintechs, and how they can support continued growth in the country. This week's guests include Malak Hisham El Baba, Vice President and Head of Egypt at Visa Walid Hassouna, CEO, Valu Highlights from this episode: An overview of the current financial landscape in Egypt (04:35) The biggest fintechs in Egypt (09:13) The importance of na

Our expert host Benjamin Ensor is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week, including Ramp's recent $150m funding, which it will use to enhance its AI capabilities, and Goldman Sachs selling its Marcus Invest accounts to Betterment. Plus, UniCredit roll out Mastercard's Touch Card to 12 markets, and ComplyAdvantage purchase American company Golden. This week's guests include: Jonathan Vaux, Head of Partnerships and Propositions at Thredd Scott Abrahams, Executive Vice President, Global Channel Partners at Mastercard We cover the following stories from the fintech and financial services space: Visa launch open banking in the US via Tink (04:30) Mastercard and PrestaShop deploy Click to Pay across Europe (18:47) Republic First become the US bank to fail in 2024 (33:25) The European Union agree new AML regulations (44:47) Q1 sees 500 fintech deals (52:55) An Australian woman loses her job after employer tracks he

Our expert host Kate Moody is joined by some great guests in the second of our two part special, 'How to Buy a Bank'. In the previous episode, David Brear and guests covered what actually happens when one bank decides to buy another. So in this episode we are diving deep inside banks, to uncover what really goes on in the organisations themselves during a merger or acquisition, once the ink is dry and the businesses now have to work together. The process of actually combining two banks can take months, even years, as departments, systems, processes, and people are brought together under one group. Not only do banks need to consider the practical things, like which IT system to use, or how to get everyone from one email server to another, but there are also wider cultural challenges. How do you combine two workforces, and two ways of working, into one harmonious company set up for long term success? This week's guests include: Dave Morris, Global Head of Technology at 11:FS Rupy Malizia, Chief Strategic Tra

Our expert host Benjamin Ensor is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week, including Ramp's recent $150m funding, which it will use to enhance its AI capabilities, and Goldman Sachs selling its Marcus Invest accounts to Betterment. Plus, UniCredit roll out Mastercard's Touch Card to 12 markets, and ComplyAdvantage purchase American company Golden. This week's guests include: Charles Delingpole, Chairman and Co-founder of ComplyAdvantage Sophie Winwood, Co-Founder & CEO @ WVC:E and Operating Partner @ Foxe Capital Matt Bird, CEO of Lemon We cover the following stories from the fintech and financial services space: Ramp secures $150m in series D-2 funding (05:12) Goldman Sachs sells its Marcus Invest book to Betterment (16:48) ComplyAdvantage acquires Golden to strengthen financial crime intelligence offering (28:03) Cairo-based FinTech Bokra secures $4.6m to revolutionise WealthTech in MENA (40:47) UniCredit s

Our expert host David Brear is joined by some great guests in the first of our two part special, 'How to Buy a Bank'. We have already seen headlines on both sides of the pond this year; in the UK, Nationwide have bid £2.9 billion to take over Virgin Money, while in the US, Capital One hope to acquire Discover in a deal worth over $35 billion. Fintech funding may be going down, but big money M&A is here to stay. So in this episode, we want to take a closer look at why and how banks do it. What reasons do banks have to buy or sell? What’s the process, and how long does it take? And after all is said and done, how does this impact the customer? To have this conversation I am joined by an amazing panel of experts, who have themselves been through a merger or reported on them! This week's guests include: Polo Rocha, Reporter at American Banker Virginia Varela, community bank CEO and former federal regulator Highlights from this episode: Why do banks buy banks? (06:10) A different type of M&A dynamic (14:1

In season two of Fintech Insider Focus, in collaboration with Visa, our expert hosts, 11:FS' Benjamin Ensor alongside Visa's Hasan Kazmi, shine a light on fintech in different parts of the world. In the first part of this season we hone in on the Middle East’s booming financial sector, and speak to the people right at the heart of it. In this episode they take a closer look at Bahrain, a country which has championed open banking in the Middle East. They explore the fintech landscape in Bahrain and the impact open banking has had on it to date, the potential challenges they’ve had along the way, and what this tells us about how regulation and innovation can co-exist super effectively, and can foster a thriving financial ecosystem. This week's guests include Hasan Kazmi, Head of Digital Partnerships for CEMEA at Visa Abdulla Almoayed, Founder and CEO of Tarabut --------------------------------------- This episode is sponsored by Visa Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things f

Our expert hosts, Kate Moody and Nadine Timmer-Bodenstein, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week, including Revolut's new banking licence in Mexico, just as Nubank also ramp up in the region. Plus, the launch of Project Nemo, a new 12 month initiative aimed to improve disability inclusion in fintech. This week's guests include: Sophie Vo, This Week in Fintech Joanne Dewar, Project Nemo Lead We cover the following stories from the fintech and financial services space: Revolut receives a banking licence in Mexico (03:10) Project Nemo launches to improve disability inclusion in fintech (14:02) Ozone API and Thistle Initiatives to Help Banks Get Ahead of PSD3 (27:29) Pipe Launches Embedded Solution to Make Funding More Accessible to Millions of SMBs (37:05) Adyen and UNICEF Launch Partnership to Accelerate Progress for Children Worldwide  (47:06) Canada to get open banking legislation this year (48:22) Br

Our expert hosts Rachel Pandyan is joined by some great guests to talk about how ESG is being championed by financial services to create meaningful change, not just for our industry, but for the whole world. ESG is a term most of us have heard, and it became a buzz word, a catch-all term to represent climate-conscious action and social responsibility. However, it's not just a cultural zeitgeist. Issues around climate change, gender parity, and corporate culture have also become key political battlegrounds around the world. These issues matter, and they resonate with huge numbers of people. But what have we actually done to move the dial in making our industry, and our world, a more sustainable and equitable place? As banks and other financial services providers invest more and more into ESG programmes, we want to take a look at what our industry has done, and what it continues to do, as ESG becomes evermore important to customers. From new banks targeting environmentally-conscious Gen Z-ers, to how more estab

Our expert hosts, Ross Gallagher and Jamie Campbell, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week, including JPMorgan Chase boss Jamie Dimon comparing AI with the invention of the steam engine, AND the Commercial Bank of Ethiopia go to quite dramatic lengths to name and shame their naughty customers. This week's guests include: Veronica Glab, Head of Partnerships, Investment Lead at Innovate Finance Chris Skinner, best-selling author and CEO of The Finanser We cover the following stories from the fintech and financial services space: Fintech funding is at a seven-year low (04:32) Nubank partners with Wise to offer international card services (19:03) AI could be as consequential to the economy as electricity or the steam engine, says Jamie Dimon (31:53) The US launch a $20bn Green Bank lending programme to support climate tech (48:55) Mocking the Abrdn name is ‘corporate bullying’, says its chief investment officer

"The incumbent banking industry is built on customer ignorance, customer vulnerability, or customer inertia. We have set out to change all of that..." In this special Insights episode, 11:FS CEO David M. Brear sat down for an exclusive chat with the CEO of Monzo, TS Anil, in which they discuss TS' own career and the future of Monzo as it breaks out of the UK and plots expansion in the US and beyond. This week's guests include: TS Anil, CEO at Monzo Highlights from this episode: How does Monzo's investment impact their strategy? (01:35) Helping customers make long term investment decisions (05:38) Putting community at the heart of what Monzo do (09:30) "When we're trusted, we feel empowered to solve more problems" (14:00) "Every part of the world needs a Monzo" (17:00) Following the North Star around the noise (20:16) A massive longing to transform banking (23:50) Powering through the Covid pandemic (26:40) Setting the mandate for ourselves (30:00) "Feeling like a person of colour was never a part

Our expert host David Brear is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week, including the new groundbreaking agreement between the UK and US to regulate AI models, and Ryan Reynolds backed payments company Nuvei sells to Advent for $6.3 billion. And, how can someone be given an 11,000 year jail term? This week's guests include: Lord Chris Holmes of Richmond Andrew Brown, CEO of Check Mariela Hunter, a Fractional COO We cover the following stories from the fintech and financial services space: The US and UK sign an agreement to regulate AI models (03:05) Check to power Wave's expanded payroll offering (22:56) Advent buy Nuvei for $6.3 billion (32:22) PayPal wins case challenging fee disclosures for digital wallets (40:05) Amazon pulls the plug on its cashierless systems in US grocery stores (46:43) Nationwide's Dominic West advert banned by advertising watchdog (48:05) Turkish crypto chief starts 11,196 year pris

Our expert host, 11:FS CEO David Brear, is joined by some great guests, live from J. P. Morgan Payments' e-commerce and fintech forum in London, to talk about digital identities, regulation and innovation. The EU have announced plans to launch an e-Identity, which would make a digital wallet available to all citizens and businesses in the EU. But how will this work? How will PSD3 and other major regulations support or hinder the potential of digital IDs? And what does this mean for the merchants, the shops and small businesses on the front lines, adapting to the evolving digital needs of their customers? We get into all this and more in today's episode. This week's guests include: Sara Castelhano, EMEA Payments & Commerce Solutions Product, JP Morgan John Miller, Chairman at Cali Group and CEO of PopID Aled Lloyd Owen, Global Policy Director at Onfido Highlights from this episode: What's happening in payments? (04:30) What are the limitations of PSD2? (07:57) The value for merchants in the US (12:

In season two of Fintech Insider Focus, in collaboration with Visa, our expert hosts, 11:FS' Benjamin Ensor alongside Visa's Hasan Kazmi, shine a light on fintech in different parts of the world. In the first part of this season we hone in on the Middle East’s booming financial sector, and speak to the people right at the heart of it. In this episode we discuss the UAE, looking specifically at creating financial hubs in the region and the roles the Dubai International Financial Centre (DIFC) & Abu Dhabi Global Market (ADGM) are playing in the country and the wider region and how they are helping the growth of fintech. This week's guests include Hasan Kazmi, Head of Digital Partnerships for CEMEA at Visa Nick Philpott, Co-Founder and Head of Partnerships, Zodia Markets by Standard Chartered & OSL Uneesa Zaman, Founder of Uneesa Finance and fintech comms specialist --------------------------------------- This episode is sponsored by Visa Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all thi

Our expert hosts, Kate Moody and Rachel Pandyan, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week, including the $30 billion settlement with Visa and Mastercard that has been nearly 20 years in the making. This week's guests include: Jason Mikula, Founder of Fintech Business Weekly Doug Mackenzie, Journalist and Presenter, formerly Head of Content at FF News We cover the following stories from the fintech and financial services space: Visa and Mastercard agree $30 billion settlement over merchant card fees (02:30) OakNorth reports profit increase and US expansion plans (17:47) Wealth-builder Belong launches out of stealth and sets funding record (28:54) UK regulators clamp down on finfluencers (40:26) UK set for soaring digital wallet adoption (50:23) HSBC Australia implements Proxymity Vote Connect  (52:01) Real Housewife of Toronto star sells fintech to run a castle in South East England (54:00) ------------

Our expert host, Benjamin Ensor, is joined by some great guests to talk about fintech hubs and how difficult or otherwise it is to create them globally, and we will hone in on the importance of government and regulator support to achieve this. Around the world, whether it’s in Canada lobbying for open banking, or Saudi Arabia’s Vision 2030 programme, harnessing the combined power of a whole sector and community can achieve extraordinary results, and the same can be said for fintech hubs. So we are going to discuss the benefits of a fintech hub, how hubs can be created, and the challenges of doing so. Plus, we look at the importance of maintaining a strong relationship between government and industry, and why fintech hubs can be the driving force behind this. This week's guests include: Lord Chris Holmes of Richmond Pat Patel, Executive Director at Elevandi Miranda Perumal, Founder & CEO at Scale Highlights from this episode include: When is a fintech hub a fintech hub? (06:58) Why is there a need to g

Our expert host David Brear presents Fintech Insider News live from the Village Underground in London, to discuss all the latest news from the world of fintech and finance, including Nationwide's £2.9bn acquisition of Virgin Money, and how old do you need to be to own a house? Listen and find out... This week's guests include: Jamie Campbell, Head of VC at 11:FS Georgie Frost, Presenter and Personal Finance Expert Alex Rivas-Gale, Head of Product, Europe at ClearBank We cover the following stories from the fintech and financial services space: Nationwide look set to acquire Virgin Money for £2.9 billion (03:20) JPMorgan plan to launch biometric checkouts in 2025 (13:29) Over £50 billion is scattered or lost in UK pension pots, according to new research from PensionBee (26:04) How young can you be to own a house in Australia? (37:22) --------------------------------------- Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial serv

Our expert host Kate Moody is joined by some great guests to talk about community banks, and how they can get the edge and win on the banking battlefield. It might seem at first glance that these small to mid tier banks serving only a certain region or niche of customers might have the odds against them, and yet - community banks are often uniquely positioned to serve their customers in ways the bigger banks can’t, won’t, or don’t.  We're going to dig into all of this to try and put together a guide to community banks everywhere on how to get the advantage. This week's guests include: Rohit Mathur, CEO at Bridge Jason Bates, Deputy CEO at 11:FS Barb McLean, SVP, Head of Technology Operations and Implementation, Coastal Community Bank  --------------------------------------- Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.  Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and repor

Fintech Insider Focus is back for season two, in collaboration with Visa, and in the first half of this season we are diving deep into the Middle East's booming financial sector, and speak to the people right at the heart of it. In this episode, host Rachel Pandyan discusses the banking industry in Saudi Arabia alongside a panel of esteemed guests. The country’s finance industry is making huge strides, thanks in part to a concerted effort by the government and the Saudi Central Bank. They explore this a little more, by picking apart some of the detail in their Vision 2030 program, looking at what action is actually being taken to transform the banking system in the region, and how fintechs can be a driving force behind it. Special guests on this episode: Hasan Kazmi, Head of Digital Partnerships for CEMEA at Visa Nahim Bassa, SVP: Group Head of Strategy & Digital Transformation, Bank Aljazira Naif AbuSaida, CEO and Founder, Hakbah ------------- This episode is sponsored by Visa.  Fintech Insider by 11:F

Our expert host, Ross Gallagher, is joined by some great guests to discuss the most notable fintech, financial services, and banking news from the past week. This includes Stripe's annual letter, announcing they have surpassed $1 trillion in total payment volume in 2023, Tide's expansion into Germany with a warm 'guten tag', CFIT's Open Finance report, which claims open finance could boost the UK GDP by £30.5 million, as well as some significant raises from Griffin and PPRO. This week's guests include: Ezechi Britton, CEO at CFIT David Jarvis, CEO at Griffin Raquel Soares, Head of Marketing for Edenred Payment Solutions Plus soundbites from Oliver Prill, CEO of Tide Motie Bring, CEO of PPRO We cover the following stories from the fintech and financial services space: Griffin raises $24m and launches as a fully operational UK bank CFIT Open Finance report: Open finance could boost UK GDP by £30.5 billion Tide launches in Germany Global local payments platform PPRO raises €85M from investors inclu