Fintech Insider By 11:fs

In this episode Hello, FinTech Insiders! This week we chat with two awesome guests leading innovation in different areas: blockchain and wealth management.  Jeff Garzik, Co-Founder of Bloq @jgarzik Dave Bruno, Head of UBS WM Innovation @SuperDaveBruno Jeff — whom we definitely consider a blockchain godfather — shares how he got interested in coding, bitcoin, and blockchain, and how he sees this space evolving. Dave — aka ‘SuperDaveBruno’ on Twitter — talks to us about robo-advisors, digital wealth management, and why he’s always on the offense when it comes to innovation. Make sure you check out Dave’s YouTube channel. Such great fun and you’ll learn a ton. Enjoy the show! If you like what you hear, subscribe, review us on iTunes, and follow us on Facebook and Twitter. You can always email us at fintechinsider@11fs.co.uk The post Ep125 – Blockchain’s Godfather & Wealth’s Superhero appeared first on 11FS. The post Ep125 – Blockchain’s Godfather & Wealth’s Superhero appeared first on 11:FS.

In this episode Wealth Management isn’t just for the super rich anymore. It’s opened up to everyone. But the reality is, most of us aren’t taking steps now to have a nice life in the future—or even to be able to retire. This week, our expert guests discuss how we can solve this massive social problem. We also chat about robo-advisors, creating offense in wealth management, digital wallets, and, of course, Metallica. Guests Dave Bruno, Co-Founder of YNOME and Head UBS WM Innovation @SuperDaveBruno Jonathan Hey, Head of User Experience at Nutmeg @jonohey Joe Parkin, Head of Wealth and Retail at iShares by Blackrock News this week Bloomberg –  India’s Misguided War on Cash – Link Mashable – The Astronomical Rise of Mobile Wallets in India – Link Coindesk – Goldman Sachs and Santander Leaves R3CEV – Link Wired – Google is Amazing at Pictionary…Crowdsourced Machine Learning – Link Wealth Management – Envestnet Yodlee Strikes Partnership With Morgan Stanley – Link TechCrunch – German Onli

In this episode Guests Sam Maule and Chris Gledhill are among the 100 most influential fintech leaders in 2016. Fun fact: Chris used to build software for submarines and Sam used to live on them. Sam is Director of Digital & FInTech at NTT DATA Americas @sammaule Chris is CEO and Co-Founder at Secco @cgledhill Enjoy the show! If you like what you hear, subscribe, review us on iTunes, and follow us on Facebook and Twitter. You can always email us at fintechinsider@11fs.co.uk The post Ep123 – FinTech Under the Influence appeared first on 11FS. The post Ep123 – FinTech Under the Influence appeared first on 11:FS.

In this episode Are chatbots the last bridge to true AI? Or are we getting excited over nothing? We discuss whether chatbots are ready for primetime, as well as the latest fintech news. Guests this week Sam Maule, Director of Digital & FInTech at NTT DATA Americas @sammaule Nigel Verdon, CEO & co-founder of Railsbank @nigelverdon Leysa Li, Head of Content at Railsbank @LesyaLi News this week ValueWalk – Future of FinTech [INFOGRAPHIC] – Link Business Insider – Chancellor Philip Hammond says UK is ‘global fintech capital’ as Nutmeg raises £30 million – Link Banking Technology – More branches and jobs to go at Lloyds Banking Group – Link City AM – Most fintech employees don’t value diversity in the workplace – Link Mattermark – AI Is The New New Thing (And It’s Taking Over) – Link Finextra – PayPal sends cash with Siri – Link   HBR – Simple Digital Technologies Can Reduce Health Care Costs – Link Engadet – Twitter expands ‘mute’ and ‘report’ features to combat abuse – Link Why c

In this episode Richard Brown, Chief Technology Officer at R3, started building a blockchain platform called Corda from scratch a year ago. The distributed ledger platform is different from other blockchain platforms in that it’s designed explicitly for and by the world’s financial institutions. R3 is a consortium of over 75 of the world’s largest financial institutions, and Richard Crook, Head of Innovation Engineering at RBS, sits on its steering committee. He crystallized the mission statement that led to the creation of Corda, which will be available November 30. We sit down with both Richards to talk about the current and future state of blockchain. Richard Brown @gendal Richard Crook@rickcrook The post Ep121 – Off the Chain! With R3 and RBS appeared first on 11FS. The post Ep121 – Off the Chain! With R3 and RBS appeared first on 11:FS.

In this episode Will Trump roll back regulation? Did chatbots swing the election? The 11:FS team discuss with three brilliant guests: Richard Brown – Chief Technology Officer, R3 – @gendal Richard Crook – Head of Innovation Engineering, RBS – @rickcrook Ajit Tripathy – Fintech and Digital Director, PWC –  @triptananda Then these blockchain experts debate the fetishization of the distributed ledger technology, what blockchain really is, and where we’re headed. News this week Business Insider – Here’s what a Trump presidency means for US fintech – Link Wired – The Political Twitter Bots Will Rage This Election Day – Link Reuters – Exclusive: Goldman Sachs considers Frankfurt move over Brexit – Link BankNXT – Bank of America’s new chatbot is a higher form of intelligence – Link Bloomberg – A Warning for Fintech – Link ZDNet – Banco Sabadell: Fintech and platforms in transition – Link Motherboard – After 20 Minutes of Listening, New Adobe Tool Can Make You Say Anything – Link   En

In this episode 11:FS’ resident blockchain geek, Simon Taylor, is in heaven this week. Today we bring you ace interviews with Adam Ludwin, Co-Founder & CEO at Chain – @adamludwin Trent McConaghy, Founder & CTO of BigchainDB – @trentmc0 Later this week, we’ve got another fantastic blockchain episode with R3’s Richard Brown and other great guests. Chain is a blockchain technology company that partners with financial firms to build and deploy blockchain networks that transform markets. BigchainDB allows developers and enterprise to deploy blockchain proof-of- concepts, platforms, and applications with a scalable blockchain database. Simon, blockchain lead at 11:FS,  is a globally-recognised blockchain subject matter expert and fintech Influencer. He serves as a trusted advisor to the UK government, Bank of England, tier 1 banks, asset managers, and investors. He also established Barclays as one of the leaders in blockchain and helped a variety of startups flourish through Barclays Tech Stars acc

In this episode Nothing scandalous happens in Vegas at Money20/20; let’s just get that out of the way. In its fifth year, Money20/20 is an event that people attend mostly to network and dance awkwardly at after parties. But in between those things, some great discussions happen. This year, financial inclusion was top of mind. Alipay surprised everyone with its announcement of going global. And Chris got a tattoo! Chloé James – of Sky News Australia and RFi – attended Money20/20 with Chris, and joined him and the other 11:FS lads to chat about it. News this week FT – See the companies included in the Future of Fintech Awards shortlist – Link BBC – Brexit court defeat for UK government – Link Reuters – UK fintech finds EU barriers emerging after Brexit vote – Link City A.M. – City passporting rights deal “unachievable” in Brexit negotiations, warns top EU financial lawyer – Link City A.M. – UK fintech pushes for its very own “Big Bang” moment – Link FinExtra – Mastercard releases blockchain A

In this episode Our first podcast dedicated to FinTech Insider Interviews features InsurTech influencers Freddy Macnamara and Mathilda Strom. Get Insured for an Hour (or more) on a Friend’s Car Freddy Macnamara, Founder and CEO of Cuvva, gives us a behind-the-scene’s look at how buying car insurance works, and how his InsurTech company has managed to cut out the intermediaries. “James, our co-founder, and I got an office in an incubator called Codebase in Edinburgh, and we hired a couple of contractors, raised a small seed round…and thought, right, what does the perfect insurance distribution platform look like? And we made a point of not talking to any industry veterans, so we could start from first principles – and what we’ve ended up with is a system where the customer is the defining feature of the database, rather than the policy.” Protecting the Future of Every Family Deputy CEO Mathilda Strom has helped Bima grow from a pilot in Ghana to an organisation bringing health, accident, and life

In this episode InsurTech has dominated financial headlines lately. ‘Should the insurance sector be worried?’ Yes, say our guests! In fact, the very question is absurd. Listen to the experts who joined us: Leda Glyptis (@LedaGlyptis) – Director, Sapient Global Markets; Freddy Macnamara (@_freddymac) – Founder and CEO of Cuvva; Nigel Walsh (@nigelwalsh) – Partner at Deloitte News this week Financial Times – China challenges London’s FinTech lead Link FT Adviser – Minister pledges fintech sector support post-Brexit Link Mirror – Cheeky eBay user selling plastic £5 note ‘printed upside-down’ for £65,000 Link Finextra – Visa tells Europe to be ready for 3-D Secure 2.0 by April 2018 Link Amazon Executives Are ‘Pleased’ With Results of Retail Bookstores So Far LINK Big DDoS attacks hit Amazon Web Services customers, but Jassy assures cloud is secure LINK Clydesdale ‘makes an offer to RBS for Williams & Glyn’ – BBC News LINK Got a burning question or just want to shout of how much you’re

In this episode FinTech is heating up in the Nordics, where 11:FS’s Chris Skinner chairs the Nordic Finance Innovation Group. The region is punching above its weight in terms of innovation (Spotify and Skype, anyone?). You’ll hear interviews from Iren Tranvåg (@IrenTranvaag) – CEO at Nordic Finance Innovation; Søren Rode Andreasen (@RodeAndreasen) – Development Director for Core Banking at Danske Bank Group; Jarkko Turunen (@jarkkoturunen) – Head of Open Banking at Nordea; and Sergii Danylenko, Marketing Director at PrivatBank. We’re also joined by FinTech journalist Anna Irrera (@annairrera). News this week Finextra – The bank of the future will be invisible Link Reuters – Blockchain platform developed by banks to be open-source Link Coindesk – Hopes Are High Tomorrow’s Ethereum Fork Won’t Be Like the Last Link Finextra – New EU rules could cost UK firms £122bn in cybersecurity fines – PCI SSC Link Economist – Hide and seek: Bangladesh’s missing millions Link Forbes – Survey On Consumer At

In this episode This week we had the pleasure of talking to some global thought leaders about a topic that is on everyone’s mind; APIs. This week we are joined by Leda Glyptis (@LedaGlyptis) – Director, Sapient Global Markets, Megan Caywood (@MeganCaywood) – Director of Marketplace Platform at Starling Bank, Markos Zachariadis (@MarkosZach) – Assistant Professor at Warwick Business School & Research Fellow at the University of Cambridge and Alex Lipton – Connection Science Fellow at MIT Connection Science News this week FT – Big banks miss out on FinTech investment opportunities : LINK Banking Tech – MasterCard and SolarisBank partner for digital banking push : LINK Finextra – UK banks lag behind rest of high street on customer experience – BookingBug : LINK Telegraph – Bank of England’s Mark Carney and Philip Hammond in bank ‘war game’ : LINK BBC – RBS squeezed struggling businesses to boost profits, leak reveals  : LINK Express – Which banks are getting most complaints from YOU? : LINK

In this episode This week we had the pleasure of talking to some global thought leaders in the space of Financial Inclusion. This week we welcome onto the show Kosta Peric (@copernicc) who is the Deputy Director, Financial Services for the Poor at Bill & Melinda Gates Foundation. We have Faith Reynolds who is a Member of the Financial Innovation Standing Committee CWG at ESMA. We have Jaz O’hara the founder at the World Wide Tribe (www.theworldwidetribe.com) and lastly we have Lynsey Barber (@lynseybarber) who is the Tech Reporter for City A.M. We’ve a huge show for you chatting through some of the main issues surrounding Financial Inclusion. News this week FT Banks are not making proper use of Fintech Finextra – ING to spend EUR800M on Digital and Shed 7,000 Jobs Link Reuters – Deutsche Bank in race to settle DoJ $14Bn Fine Link FT – Start-up WB21 Moves to Berlin but not all is as it seems Link Finextra – Banks ready for real world Blockchain Link PYMNTS – AliPay launching in three Londo

In this episode This week we had the pleasure of visiting Berlin, an incredible, vibrant and historic city, now becoming a global Tech and FinTech Hub.  We bring you the brightest and best from the Berlin FinTech scene. Your hosts, as always, is David Brear (@davidbrear) and Jason Bates (@JasonBates) Simon Taylor (@sytaylor) and Chris Skinner (@Chris_Skinner). We’re joined by our kind hosts from Berlin Marko Wenthin (@solarisbank) and Philipp Blankenagel (@Pblankangel) We interview Valentin Stalf (@valentinstalf) the CEO of the Red Hot N26 Challenger Bank Then we finish up with an interview with a really interesting concept from Oliver Neumann of OptioPay (@otneumann) News this week Economist – Central Banks Taking it to 11 : LINK The Guardian – Global Banking Shares Dive among $14bn Deutsche Bank Fine : LINK The Verge – Elon Musk: First humans who journey to Mars must ‘be prepared to die’ : LINK Telegraph – Almost 5,500 firms use passports to access EU from UK : LINK Connected to this on

In this episode We have an awesome show for you this week talking to some of the most innovative people changing the way some of the largest banks on the planet operate. Your hosts, as always, is David Brear (@davidbrear) and Jason Bates (@JasonBates) with an by interview Simon Taylor (@sytaylor) but with Chris Skinner (@Chris_Skinner) MIA this week. We welcome back Anna Irrera (@annairrera) – Fintech reporter for Financial News, Dow Jones as well as Mariano Belinky (@belimad) and Pascal Bouvier – (@pascalbouvier) from Santander InnoVentures talking about their fund and how things work in Santander. We interview Shamir Karkal (@shamir_k) the former founder and CEO of Simple and now the Head of APIs for BBVA. Lastly we talk to Neal Cross (@Neal_X) – Chief Innovation Officer at DBS Bank about the transformation he has spearheaded at DBS as well as what its like to be crowned the most innovative CIO on the planet. News this week REUTERS – Wells Fargo seeks to shore up reputation in wake of scandal

This week we have a marathon of a show focussing on AI, Bots, Machine Learning and everything else augmented.  Your hosts, as always, is David Brear (@davidbrear), Jason Bates (@JasonBates), Simon Taylor (@sytaylor) and Chris Skinner (@Chris_Skinner) We have a fantastic lineup this week of guests with; Devika Thapar (@DeeThapar) – Financial Services Leader, IBM Watson, Dr. Ella Rabener (@ella_rabener) – CMO of Scalable Capital and Ereli Eran (@ereli) – Senior Data Scientist at Ravelin. We hope you enjoy the show Key stories this week: IB Times – Barclays completes the world’s first live, end to end trade finance transaction with a live customer on Blockchain : LINK QZ.com – Alphabet, Amazon, Facebook, IBM, and Microsoft are creating the Justice League for AI : LINK Technology Review – MIT report – AI Wants to Be Your Bro, Not Your Foe : LINK Polygon – Watch the first ever movie trailer made by artificial intelligence : LINK Venture Beat – Are chatbots an evolution or a revolution? : LINK

This week we are unpacking some of the latest and greatest breaking news with Ed Maslaveckas (@Ed_Masl) and Jamie Campbell (@JCtheOriginal). We are also joined by the fantastic Lawrence Wintermeyer (@lwintermeyer) who is the CEO of Innovative Finance. Key stories this week: Independent – Apple tax: UK says it welcomes any company after tech-giant hit with £11bn Irish tax bill : LINK Fortune – Beware of Blockchain Hype Says Chain CEO Adam Ludwin : LINK Coin Desk – IBM Bridges Blockchain, AI With New Business Unit : LINK Australian Financial Review – ANZ Bank ups cloud focus with open networks for fintech collaboration : LINK  Business Insider – Oscar – City CEO: ‘The whole banking model is a bit broken’ and at risk of an Uber moment : LINK Telegraph – Jeremy Corbyn has a plan to ‘democratise the internet’. But does he even understand it himself? LINK Monzo – Mondo is now Monzo : LINK If you enjoyed this episode, please subscribe using your favourite podcasting app and leave us a review on

Key stories this week: Finextra – BBVA says EU Bonus Cap hampers tech talent acquisition : LINK Tech Crunch – LendUp secures $47m to build the “Friendly dolphin” not loan shark of credit cards : LINK Coin Desk – Bitfinex to issue company equity (?!) to refund customers of hack : LINK   Coin Desk – One month after the DAO hack millions of dollars worth of funds unclaimed : LINK Coin Desk : Digital Asset to open source “smart contract language” : LINK If you enjoyed this episode, please subscribe below using your favourite podcasting app! Got a burning question or just want to shout of how much you’re loving whats in your ears right now? Contact us on @FinTechInsider or @11FSTeam. The post Ep108 – Everything Blockchain. Ever. appeared first on 11FS. The post Ep108 – Everything Blockchain. Ever. appeared first on 11:FS.

Key stories this week: Alibaba Makes VR Payments Play : LINK Standard Chartered rolling out Touch ID across APAC and MEA : LINK Fenqile gets $235M to get people paying in “happy installments” : LINK Hong Kong start-ups starved of banking services : LINK 15 R3 Members Trial Distributed Ledger Tech for Trade Finance : LINK ANZ hire Maile Carnegie from Google – doomed to fail?  – LINK If you enjoyed this episode, please subscribe below using your favourite podcasting app! The post Ep107 – Why Asia-Pacific will rule the Fintech world appeared first on 11FS. The post Ep107 – Why Asia-Pacific will rule the Fintech world appeared first on 11:FS.

This week we’re joined by Bill Sullivan (@WFSULLIVAN3) Global Head Financial Services Market Intelligence @Capgemini, Dominic Lindley (@DominicLindley) Financial Services Consumer Panel and friend of the show appearing for her hat-trick Anna Irrera (@annairrera) Trading and tech reporter for @FinancialNews (part of @wsj). Key stories this week: Finextra – Bitcoin and Blockchain “pose little risk to payments players” Credit Suisse Blockchain Report: LINK TechCrunch – 200m revenue for Pokemon go – LINK  Business Insider – Fintech funding has declined except for one key area : LINK Mashable – Apple Pay fights back against Australian banks LINK How fintech could cash in on BoE rate cut – How fintech could cash in on BoE rate cut : LINK Finextra – RBS scraps W&G carve out : LINK Coin Telegraph – IBM to Launch One of the Largest Blockchain Implementations in the World : LINK Qapital integration – The thin edge of the wedge for APIs: LINK Tech Crunch – Mondo get’s its banking licence … with rest